Jump to content


  • Tweets

  • Posts

    • Just a typo change that I'd make for the last line. Maybe also add something that says "I assume you will be fully aware that you cannot rely on a clause of a contract that you do not produce."
    • Hello, Firstly, and most importantly I am sorry for your loss. I would go back to the bank with the death certificate and ask them to step in. Remind them firmly but politely that there is no limit for DD claims   Please let us know how you get on.
    • My wife is the named person to his bank account with him having Dementia being his daughter (I say named person she still is but he recently passed away and the deputyship application has now being stopped by the solicitor as it's no longer needed) We've only just got the Death Certificate so the bank will be the next step informing them. She went to the bank and explained the situation but even being his named person the bank said she didn't have the power to stop DD without any legal documents (virgin money) was the bank. She could have copies of bank statements that was about it.
    • I see you said you tried to stop the DD but it seems that didn't work. May I please ask why that didn't work? You should be asking your bank to cancel the DD and I don't see why they would have objected, hopefully you can clarify this. I agree that you should be making a claim here against your bank and ask them for a DD refund. There is no timeframes for this.
    • Thanks DX,   I wasn't aware we could do that for that length of time. I'll ask my wife to check with the bank this week
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Rob v Abbey.....


ROB_5
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6323 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi all,

 

Just got my claim underway with Abbey

 

Sent of SAR last month and today got the reply :

 

"The last 14 months statements will be sent in the next 5-7 days. Any previous transactions have been archived onto microfiche and it is not possible to provide you with a computer printout of this infiormation, however we have made arrangements to send you a list of archived transactions between 2000 and 2005 under seperate cover."

 

Is this ok? Any idea how soon after the 1 months worth of statements, the microfiche data should arrive?

 

Thanks

 

Rob

Link to post
Share on other sites

  • 2 weeks later...

received microfiche statements today.

 

It lists all the charges etx but doesnt say what the balance was.

How do i work out the interest without knowing the balance.?

 

Thanks

Link to post
Share on other sites

Hi Rob,

I didn't bother calculating the interest for my claim as I found it all too confusing. Sent my prelim letter just over a week ago, just asking for a refund of charges. I have absolutely no idea how any of this would affect your mortgage......what about opening a new account elsewhere and arranging for your mortgage to be paid from there??

Prelim request letter sent 19/10/06

Reply from complaints Dept received 01/11/06

GOGW received 11/11/06 for £210

Link to post
Share on other sites

Hi Rob,

I didn't bother calculating the interest for my claim as I found it all too confusing. Sent my prelim letter just over a week ago, just asking for a refund of charges. I have absolutely no idea how any of this would affect your mortgage......what about opening a new account elsewhere and arranging for your mortgage to be paid from there??

 

 

Its an Abbey mortgage though, so i'd imagine it has to be paid from an Abbey account?

Link to post
Share on other sites

Yes, Rob!!!

 

More or less, anything that looks like its gone straight back into their hands without them having agreed it with you, and it usually says 'chg' at the end of it like you said.

 

For Example: Unlike an authorised overdraft, which is agreed with them, so they are allowed.

 

Phil:)

This is only my personal, honest opinion!

Link to post
Share on other sites

  • 2 weeks later...

ok, got my prelim letter ready to post.

Just wondering abut how i add the interest for the lba stage. I dont have any balances on the microfilche statements and also i have an authorised overdraft on my account for £1800.

 

Thanks

 

Rob

Link to post
Share on other sites

  • 2 months later...

Hi,

 

Ive got an £1800 overdraft on my account. Do you think Abbey will want this back before they look at my claim?

 

Im claiming over £1800 but i havent got the money to clear the overdraft.

 

Thanks

Link to post
Share on other sites

I have an abbey mortgage myself all i did was open an umbrella account and then rung abbey mortgage and requested a dd form filled it in with the new umbrella details and sent it back, little while later got a letter back from abbey saying that they confirmed that the dd had been setup ok. they dont really care were they get the money from.

Good luck with the claim

Regards pmahonc

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...