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    • 1 Date of the infringement 14th May 2024 2 Date on the NTK [this must have been received within 14 days from the 'offence' date] 14th May 2024 3 Date received 27th May 2024 4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012? [Y/N?] No 5 Is there any photographic evidence of the event? Yes 6 Have you appealed? [Y/N?] post up your appeal] No Have you had a response? [Y/N?] post it up N/A 7 Who is the parking company? APCOA Parking (UK) Ltd 8. Where exactly [carpark name and town] Hove Railway Station For either option, does it say which appeals body they operate under. Unsure  Received this after payment failed to go through on the app. This has happened before and I don't really want to have to pay these parasites again. I have not appealed or had any contact since receiving this notice but the payment period runs out in a few days and wanted to know the best plan of action.  Many thanks! edited_Parking Ticket - Copy.pdf
    • One last query, the works have already been agreed to by ourselves as we have had no choice and should be completed today. So should this paragraph be requesting payment rather than asking from them to agree to commence works?    Also, we currently have a courtesy car provided by Mercedes which will be required back when we collect the car so I don’t think we’ll need to be requesting a courtesy car from Doves, unless they want the car back to review themselves? 
    • No HB, I dont think they are currently. Just different figureheads - and I'm not that sure about the second part. Half the Tory cabinet are hard right/poopulists and many of the Tory doners   Oh - and why are people talking about the 'extinction of the Tory party with 20% of the vote and 70-90 seats .. But the rise of the Reform party with a media driven 11% of the vote and - 4 seats being seen as an outside chance epic victory?   I'll bet if there were a kkk party in the UK it would do similarly to the reform core vote and split the hard right vote The Uk is very clanish - and consider themeselves tory or labour or whatever - although the extreme parties now do seem to be cracking that edifice somewhat - I hope
    • I'm not sure I follow, TJ. They're still with different parties, aren't they?
    • Well farage is just a Johnson number two isn't he .. (or johnson is a farage number two?) so you can understand their confusion   Has farage got a clacton home yet? Even an airBnB or a beach hut? No? No surprises there then eh?
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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behind with car finance , repo guy came, - GPS/Trackers?


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Hi, first time poster here. Thanks in advance to anyone that replies!!

 

I financed a car through moneybarn via Carloan4U.

 

Unfortunately I lost my job and two direct debits were returned,

 

I contacted these pirates at Moneybarn and they pretty much stone walled me.

 

I know I'm at fault here but I have a hearing coming up at combined court next week after requesting a temporary time order until I fix my employment situation.

 

 

I took the car off the road when they said they were gonna repossess and parked it in the garage of my friends empty/unletted house (hes in property).

 

The repo man knocked on my door and somehow seemed to know it was parked in a garage in the next town over.

 

Even though I hadn't told a soul of the cars whereabouts and I don't know anyone who lives on that street.

 

The forums are alive with talk of GPS trackers in their vehicles for people with bad credit (my credit isn't great hence using carloan4U),

 

also I emailed a few people at Moneybarn & carloan4U using an assumed name,

and they confirmed after much questioning that this is what they do.

 

Does anyone know of this and if so where the tracker may be hidden?

 

I'm grateful for any constructive input!

 

TY - Wazz

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woe

 

hold on

don't do anything silly like that.

 

how much of the loan have you paid?

 

and no repo guy has ANY LEGAL POWERS.

 

they CANNOT repo from private land without a COURT ORDER.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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once a third has been reached

 

they MUST goto a court.

 

if you've not paid over 1/3rd

they can only take the car I it is parked on a public highway

they cannot repo off private property

[nulls the agreement]

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

is the time order related to this debt?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

no don't touch it

 

its not your vehicle.

 

without a court order

or

your signed consent he cant take it.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I wouldn't be taking it out on the road.

 

the application for a time order should

halt all actions by the creditor.

 

you need to tell the judge at the hearing what they have done.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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dx,

 

I will be doing exactly that. It seems Moneybarn are totally disorganised! In their witness statement they said:

"My financial CRISIS is permanent"...it isn't, I'm a temp worker!,

they said I took delivery of the vehicle...I didn't, I picked it up,

& their copy of the Conditional Sale Agreement (which I don't even recall signing) isn't even legible. Its all faded and don't see how its fit to be presented in a court setting!

Not to mention, if my suspicions are correct Re: GPS/Tracker....Surely that would invalidate any agreement because I wasn't told at the point of sale!

 

Wazz

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sev threads here about them

 

cant organise anything

 

as for the tracke if it exists

its their car

they are entitled to fit it.

 

wont null any agreement.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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cheers,

 

So it looks like my only hope is the time order! Are these things often successful?

Does it matter that the conditional sale agreement they have is not at all readable. As I said I don't recall signing it, the broker carloan4U rep implied I would have to sign it on the day I picked up the car as it needed to be done somewhere with CCL (Consumer Credit Licence)

 

Wazz

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