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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times. ×


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    • BankFodder
      Van brought from private seller

      By BankFodder · Posted

      Please can you post a link to his Facebook account
    • emmieco
      Van brought from private seller

      By emmieco · Posted

      It was a facebook post. The number he lives at is 41, he had 5 other cars, and another van all packed into his front garden. He also had a tow truck parked out side. All the other cars and van looked in very good condition. So I'm assuming he is a back street dealer.  
    • BankFodder
      Lost items sent through Parcel2Go and EVRi

      By BankFodder · Posted

      Okay. I suggest that you begin by getting a written confirmation of the evidence you have – in other words a written statement from your customer confirming that he did order from you, what it was she ordered, how she paid, that the delivery failed even though she waited in for XXX days. Did she receive any email notification of the forthcoming delivery? If so you want to get hold of a copy of that. Did you reimburse her? Confirmation from her that she was reimbursed by you £XXX. Any other evidence you can get all statements from anybody – get it in writing. Get it now so that you are fully prepared and you don't need to go back and ask later after you have committed funds to bringing a claim. Draft a letter of claim setting out your case and what you are asking for – and a timeline of 14 days after which you will issue the claim. Don't expect them to respond to this with any thing positive. This is simply a formality. You aren't bluffing. On day 15 you will issue the claim. If you have any doubts and we stop now.
    • BankFodder
      Van brought from private seller

      By BankFodder · Posted

      Okay. There is see some learning to do here – but we will manage in the end. For the moment please can you tell me about the advertisement. Where was it advertised? Have you noticed any other advertisements from the same person – Thomas Stone. You have given a road name – but what number in the road please
    • emmieco
      Van brought from private seller

      By emmieco · Posted

      I am trying. I'm no good with tech 

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      We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

Scotcall chasing old greenwood loan

shelly69
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shelly69

shelly69

Posted
Posted

Firstly I would like to thank the community of CAG as it has got us out of a mess a few times.

 

Currently; we are dealing (or in our case - not co-operating) with Scotcall.

 

On all their letters they put only a 0844 number, their non-0844 number is: 0141 248 7400.

 

It won't let you do 141 in front but I called and made sure that I said I didn't want correspondence from them except in writing.

 

I did of course deny any knowledge of the debt and demanded a copy of the original CCA (which I doubt that they have.

 

Wescott (The original DCA offered a 50% discount on the debt on the second letter which tells me there is a good chance of them not having the full paperwork.

 

Just though this may help people dealing with these.

 

Michelle

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maroondevo52

maroondevo52

Posted
Posted

Hi,

 

I've moved this thread to the appropriate Forum.

 

Regards,

 

Scott.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

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unclebulgaria67

unclebulgaria67

Posted
Posted

What type of debt is this e.g credit card, catalogue debt ?

 

Is the debt on your credit record ? You should check and if it is not showing, could it be statute barred ?

We could do with some help from you.

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dx100uk

dx100uk

Posted
Posted

discount letter = ignore the debt

 

is this on your cra file?

 

see below

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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shelly69

shelly69

Posted
  • Author
Posted

Hi

no unfortunately it was originally it was with greenwoods (provident personal credit) a couple of years ago

 

background is

Not long after, everything went pear shaped husband became disabled since then loads of debt

 

last year I had a heart attack at the age of 43 due to stress from a loan company (secured loan on house threatening repossession

even though house is in negative equity)

 

house finally repossessed early this year

 

husband also went bankrupt in April.

 

best thing that could have happened as it has taken so much stress off.

 

 

started getting letters from wescott few weeks ago didn't reply+

 

in there second letter they offered to reduce the total amount owed by 50%

 

thanks to this site I realised this meant they may not have all the paperwork (confirmed by a friend who happens to be a debt collector)

 

decided to request a CCA and see what happens.

 

I know this may sound mad but we have nothing left to loose other half is on means tested benefit and Bankrupt.

 

My only income is from carers allowance and child benefit so I know that if they go for a CCJ (my credit rating is already in the toilet)they will only get a token amount.

 

I have decided to have some fun and give them the run around as payback for all the stress they caused as they are not the only creditor.

 

the worst one is central credit who we had a secured loan from even after we sent them a estate agents valuation

which proved the house was in negative eqety

 

they were still demanding £600 per month or face repossession (recently admitted that when house is sold they will have to accept £1 per month

for the shortfall of £47,000 as my only income is benefits) .

 

I would just like to say thank you to all the people on this site as it only because of them and there advice that I have the knowledge and confidence to be able to deal with these people

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BRIGADIER2JCS

BRIGADIER2JCS

Posted
Posted
Firstly I would like to thank the community of CAG as it has got us out of a mess a few times.

 

Currently; we are dealing (or in our case - not co-operating) with Scotcall.

 

On all their letters they put only a 0844 number, their non-0844 number is: 0141 248 7400.

 

It won't let you do 141 in front but I called and made sure that I said I didn't want correspondence from them except in writing.

 

I did of course deny any knowledge of the debt and demanded a copy of the original CCA (which I doubt that they have.

 

Wescott (The original DCA offered a 50% discount on the debt on the second letter which tells me there is a good chance of them not having the full paperwork.

 

Just though this may help people dealing with these.

 

Michelle

 

Did you make a formal CCA request and send the required £1 statutory fee?

Is this on your credit files you need to check if you haven't done so.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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shelly69

shelly69

Posted
  • Author
Posted

no

 

I made the request over the phone but I will now put it in writing what would be the best way to pay the £1.

 

yes it is on noddle (double checked this morning) still under provident don't think it is on any of the others.

 

strange thing was the joint secured loan with central trust wasn't even though we have had a copy of the original contract.

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dx100uk

dx100uk

Posted
Posted

greenwood doorstep loans

 

hence the discount

 

they'll never go near a court with a doorstep loan

 

ignore them

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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dx100uk

dx100uk

Posted
Posted

tough on them

 

they are NOT BAILIFFS

 

and have NO SUCH LEGAL POWERS

 

tell them to leave the property

 

if not call the police

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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