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    • Hi. I am reading through the full thread and will continue to research. I have come across a reference to a form called N180 DQ in the thread, but I cannot see any reference to this form in my case nor can I see it on the MoneyClaim website. Should I have been sent this form? Thanks 
    • 12mph (beyond any UK limit) will certainly qualify for a Fixed Penalty. So you should received an offer of a FP for each of the remaining two offences. Be sure to submit your licence details as instructed when you accept the offer. If you don't your £100 will be returned to you and the police will prosecute you in court.
    • and it will be also now written off under age related criteria anyway.
    • @dx100ukThanks for this! I'm still not clear if I'm facing more than 6 points on my license though. Can you explain any further please? When I accept the 2nd speeding ticket, will they just charge me £100 and 3 points, or will they be more severe consequences since that offense took place the following day of the 1st offense? Similarly, when I accept the 3rd offense, will they look at my record or just charge me with the £100 fine and 3 points? @Man in the middleI've been searching the forum and you seem very knowledgeable. Would you mind giving a look at my query please? Thanks in advance!!
    • Yes of course. That's why it says cc:: BIg Motoring World at the bottom. Don't imagine that this solves the issue. It doesn't. He not have to force the finance company and big motoring world to accept the rejection to give your money back. I suggest that you get the letter off tomorrow. And let us know what you hear but on Friday you should then send a threat to the finance company.   Have a look what I have said here about your options and read the whole thread as well.  
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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T Mobile Bill after 2 years ** DISCONTINUED **


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Hiya, Still nothing back, have to get defence in by 4pm Monday

 

Andy has you on his list - so don't panic :)

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Good morning jh

 

If you could stay around for the next hour...i will be with you shortly.

We could do with some help from you.

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Ok just refreshed myself with the your thread so far.

 

Jh if you could in 2 sentences give me the reasons why you are defending this claim and why you think your daughter is not liable for the debt. (your own words and nothing to do with none compliance with CPR requests)

 

Regards

 

Andy

We could do with some help from you.

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Defending the claim as my daughter was under 18 when the contract was given, her abusive ex boyfriend made her take this out. In correct D.O.B given when contract

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She gave her wrong date of birth?

We could do with some help from you.

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So the application for service contract was fraudulently made...whether she was coerced or not she made it.

We could do with some help from you.

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Im struggling to find a defence here in all honesty jh and anything I draft would tantamount to perjury.

We could do with some help from you.

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I personally would ring the solicitors and state that you accept the debt and request that the debt be transferred to her current agreement in an affordable service.Ask them to withdraw the claim and you can add a bit why it would be unfair that she receives a CCJ considering the facts as to why the agreement and default came about.

 

Be nice with them you want a favour and an amicable conclusion to this.

 

Regards

 

Andy

We could do with some help from you.

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Yes otherwise they could get a judgment by default.

We could do with some help from you.

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what about if i call the Court and put a defence in that they havent been compliant, just to buy some time, i have checked with my daughter and she wont be home from work until 10pm, and when i have previously spoke to HL, they wont discuss anything with me. I can then call them when she is with me tomorrow and she can authorise its ok

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Totally up to you but I wouldn't expect any support from the Claimant in quashing the claim ......she will get a CCJ for 6 years irrespective of any payment agreement.

 

Sometimes its better not to dig the hole any deeper..its usually costs more in the long run...ring their solicitor now and state you are speaking on behalf of your daughter and put the proposal to them...he can end it there and then and you wont need to buy any further time.

 

If they totally reject your offer then I suppose you must submit a defence explaining the circumstances but I wouldn't expect any leniency from any District Judge.

We could do with some help from you.

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Andy on the phone to HL as we speak, and they are saying that they cant withdraw the claim as it is with northampton, they are also saying that the figure is now £432.67. Help please

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They can halt judgment by not requesting it.... or ask them to agree a Tomlin Order/Consent then.

We could do with some help from you.

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