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    • As I'm off on holiday on Wednesday and won't be around I'll bring things forward and be pessimistic and decide that Iceland won't cooperate.  There are two things to ponder. The private parking companies have a lot in common for obvious reasons.  But also some differences. Excel and its sister company VCS are by far the most litigious.  They take large numbers of motorists who don't pay them to court - perhaps the majority.  That's not because they have a good case.  Indeed their case is rubbish.  It's because, sadly, enough people are terrified of the idea of going to court and just pay up when the court papers arrive.  It's a numbers game to Excel/VCS. In cases where the motorist is in it for the long haul, Caggers win 85% of the time in court against Excel/VCS (yes, I did once go back and counted all the court cases over the previous 30 months).  But Excel/VCS take the odd defeat because of the mugs who just panic and pay.  So take this into account when deciding what to do. Secondly, without boring you with the reasons, I know about the world of local journalism.  Papers have great difficulty in filling their column inches.  If you do contact the local media there is a 100% chance that they will publish something and embarrass Iceland - and maybe get them to back down. Again, have a think if this is a road you want to to go down. If you don't win by Wednesday!  
    • Followed up with letter which is no surprise as I’m easy to find via electoral roll. Letter says we have been asked to recover from you on behalf f our client in Middle East x amount. if you believe you are not liable please contact us - yeah right! If you wish to make payment here are our client bank details which look genuine and relate directly to a Dubai bank. ” if you don’t engage our client may take further action” etc blah blah blah. its the same type phrases used by CWD/IDRWW/IDR etc…..   I ignored the email, blocked the text number and will wait to see if I receive any formal action via Mail but seems like the same tactic I’ve seen for 10 years plus and I’ve ignored all. just for people’s info
    • Hi. I expect the experts will be along later to advise you. In the meantime, I've amended your thread title to show the car park name and location. HB
    • i can instruct my gof to sit, but if it does is an entirely diff matter. WL are acting here as a DCA and are not the OWNER of the debt, lowells are, so jog on WL... until very very recent we've never seen lowells raise a scottish claim Lowell/Shoes SPC Claim Forfar Sheriff Court - Old Newday Credit Card. - Scotland Financial Legal Issues - Consumer Action Group  
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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failed atos medical


arya
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:Hello arya:

 

Nice to hear back from you. Helps us to help you cos we know we're not writing into thin air.

 

Great that you've some face to face help with your appeal. From what you've written the lady from the therapy services is going to send a fuller statement to Jobcentreplus of how you believe you meet the criteria for an award of employment n support allowance. Did she suggest evidence from your counsellor/doctor to support the statement?

 

Currently, you're at the reconsideration stage of your appeal. In due course, a Jobcentreplus decision maker will read your appeal together with any supportive evidence (which can be submitted as and when you can get it, national insurance number on every sheet) to see if there's grounds to revise the disallowance decision. If Jobcentreplus don't change their decision they'll send your appeal to the Tribunals Service for hearing by an employment n support appeal panel where you get to choose between a paper hearing or (recommended) arguing your case in person.

 

Best wishes, Margaret. :panda:

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Thankyou Margaret. Yes she is going to get a statement from my counsellor to support my claim. I`m so very grateful for her help and yours too, and everyone else who helps out on this forum.

I`ve to ring her as soon as I hear from jobcentre and she will help me with whatever comes next.

 

This lady said she doesn`t go to the tribunals but can help me to find someone who can, if it gets that far.

xxxxx

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  • 2 weeks later...

Hi everyone. Update:- Jobcentreplus decision maker has not changed their original decision so it now goes to the tribunal stage.

Is this the way it usually goes?

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Hi everyone. Update:- Jobcentreplus decision maker has not changed their original decision so it now goes to the tribunal stage.

Is this the way it usually goes?

 

Yes, I would say it happens this way far more often than not.

PLEASE HELP US TO KEEP THIS SITE RUNNING. EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

The idea that all politicians lie is music to the ears of the most egregious liars.

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  • 1 month later...

Hello again....Further update.....Papers for tribunal filled in and all necessary information forwarded to them. I was told I could be waiting a year or more as they are inundated with appeals.

Thanks to all :-)

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Yes I waited almost 18 months back in 2009, but it was sweet when I won the tribunal and got back pay of just over £4000.....was hard going waiting and managing on reduced income support of £50, good family support helped, and I was glad I hadn't given up. Great support from this site was priceless, as always. The best advice I had once the tribunal papers had been completed was to know I had done all I could and try not to watch for post and get caught up in when it would be...I found that hard with the anxiety element of one of my illnesses, but I got through it. Wishing you good luck and the best outcome for you.

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  • 1 month later...

Hi all, back again. Got a phone call from welfare rights who are going to help me and go with me to my appeal. Just need to find someone to go with me which is the hardest part, don`t know if they would come to me... should have asked but as usual I got all flummoxed and any way it could be months before I have to go, so trying not to worry about it. Thankyou. xxx

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  • 5 months later...

Hi again, sorry its been so long... I do quite often come on this sight and read some of the posts. Update.... Tribunal date is 3rd April, meeting at welfare rights first. Have well fare lady and a person from mental health care going with me. I have just started intensive CBT, a nice young girl comes to my house, it works wonders having someone to talk to even though I still can`t look at her or feel comfortable enough to open up. I`m hoping by the time the appeal comes round I will not feel quite so anxious. Sat here feeling as nervous as hell, don`t know what else to say....Bye for now.xx

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