Ty...but can they give me a criminal record?

Further to all this I have again received correspondence from the council demanding £100 or give me a criminal record at a magistrates court..if not paid within 14 days...help! I have never had a criminal record..don't want one.. I'm only on disability and moving house...this is an enormous sum for me! (I don't know if my previous post will be noticed...any help much appreciated!

Further to all this I have again received correspondence from the council demanding £100 or give me a criminal record at a magistrates court..if not paid within 14 days...help! I have never had a criminal record..don't owant one.. I'm only on disability and moving house...this is an enormous sum for me!

I see...I needed to be shot of the garbage anyway..and don't drive..I have at present a woman helping me with re---housing..she has started corresponding with the council man. .I only had one polite phone call with him explaining my situation..and I would remove the offending garbage..he replied then I would hear no more from him....but they then said it was worse than ever AFTER I had it removed..which was a lie. I replied back to the housing organisation woman..that I refuse to pay! Having already paid to have it taken away..and I simply cant afford that..thanks v. Much for reply..

No court then?

I wonder if anyone can help me.. lately I had some problems with getting my rubbish out due to illness..I had approx 5 black bags..beside the bin in my yard..someone's reported me to the council.. I spoke with a man from the council..and I paid to have the bags removed..yet still I am being ordered to pay £60..which i don't have and im in the process of moving house..I am on disability benefits..I already paid £26 to have the bags removed..I feel this is very wrong..anyone help?

are you suggesting i do not know how to manage my credit? i thought you were here to help...i have no problems managing my credit...it was only one late payment because my illness was so bad at the time..

ok thanks...and no impact on credit file?

but if i do.. and apply for lower interest one... will that mean an immediate rejection?

just applied today. was successful. no it is actually called Aquis. not received yet

hi, my query is..this.. .can i cancel a credit card after applying? the reason being i chose the wrong one with higher interest. .i chose vanquis instead of Aquis.. . called vanquis but was told they could not change it. ..i am thinking if i do change it ...or cancel it. ..this could have an impact on my credit file. ..can anyone please advise?

Equifax shows yellow, and before was green..and i get a "fair" credit rating..and "ok"...not exactly where i was

thanks for replies, always much appreciated.. the calendar section has marker for feby. i received another call from b.c. today.. they are trying to ascertain the reason for late payment.. she is going to review it again based on what i am telling her over the phone.. i told her i can get medical proof for illness..she replied, perhaps later they might require that. it tells me , they can remove it... based on the reason..this is a onetime late payment marker..otherwise my files are totally clean of problems, but this ofcourse is making an impact on my credibility.

Can anyone help? i finally got my credit record straight.. and then in february due to my S.A.D... i missed a payment on 2 credit cards.. i got on the phone as soon as i could to get it sorted.. but at the time i was unable to do much.. because i was ill and sleeping a lot and i live alone.. its difficult to describe unless one suffers from this.. now to my horror after explaining everything , i found 2 late payment markers in that month one for each card respectively.. i am told this will stay on my file for 7 years... i wrote to the companies.. received no reply only by email.. curt and standard, that they wont remove the markers.. i am thinking this CAN be done but they are just not listening to the reason for the late payment.. only one in all the time i have the cards.. this will, i know affect my credit adversely.. but will it be 7 years? i called again today.. I was told it would drop off after 9 months... i am thinking this is misinformation.. but i feel penalised for being ill.. complaints are open on this.. would a letter from my doctor help? i feel this is injustice... t hough i know someone here will say.. its normal procedure.. and i was at fault.. still, im not just a number on the front of my credit card.. this is a thing that happened to me.. but not deliberately.. and i feel i am not being listened to on an individual level.. please help!

and they can't bill for 2007 up? only year up to 2014?