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    • Hello, You can't make EVRi investigate something. The only thing you could potentially look to do is take EVRi to court for the value of the lost parcel, however with a value of only £25 there will be limited point to doing that.
    • Is the letter headed Letter of Claim/before Claim or similar? If not, it sounds like more of the threatogram chain. If you're not sure, post up an anonymised copy of the letter and we'll check. HB
    • So guess what, we have received a final demand letter for £100. It states if payment is not made by 11/06 they will have no option but to forward the case to their litigation dept with a view to commence County Court Proceedings. So just wondering if anyone has any advice. Do we ignore this? or do we need to take action? Thanks 
    • hi dx, thanks for helping just re-reading everything this morning and I must have missed this one from uncle in his thread "What you should not do, is not contact the Banks and simply default on payments. "  are you in disagreement with this based on your last sentence?
    • Thanks for the reply and clarification, that might just explain why in my case contact has pretty much ceased. Though with such companies it doesn't mean they won't ever threaten to return to court as a tool to force one's hand if they feel they are not self informed on their chances etc.  But concerning how last year they tried to use the CCJ to get a charging order and the court granted an intirum order on our mortgage using the CCJ that would have been a good 2-3 months beyond the 6 years, should the court not have checked the age of the CCJ in the first case or would they always grant an interim order simply off the back of a CCJ being produced without even checking the age of it?.  Had I not defended that action at the time they may well have got a default using a CCJ older than 6 years which could be a concern going forwards. At the time when I contacted the court to question the paperwork for a final order application the clerk suggested people don't get informed when companies apply for interim charging orders, they are automatic if a claimant has a CCJ and people only get contacted once a date for a final order application goes through. kind of begs the question if such companies can continue a seemingly backdoor method to attempt default action if un-defended if the initial application doesn't need to check the age of a CCJ?.
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Spk V Nationwide ** WON **


SPK
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Hi everyone, at last I am posting my updates of how I am getting on with the claim after reading this forum for the past month...this is my first post.

 

I have all my bank statements now and make the grand total of charges owing on my husband and my accounts £2442.50:o We are now waiting to hear back from the bank after sending the pre-lim letter by registered post on Monday. This site is brilliant and we will certainly be making a donation once we recieve our money back.

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Guest Partypip

Hi, Im in the same boat as you, I sent my prelim letter off on friday, (unfortunately I had to re-send them again yesterday as royal mail lost the recorded delivery), so will be watching this thread with interest!!

 

Good Luck

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Hi, how annoying they lost letters:o Especially recorded!! I have just checked and tracked my letter as delivered yesterday, so hopefully its all systems go. We are also waiting for Nationwide credit card to send us my husband's statements, but it appears they cashed the £10 sent with the data protection statement request letter and deducted it off the credit card bill:mad: My husband has been in touch with them and they are 'sorting' it as we speak!! We have had the letter to say the statements have been ordered and we need to send them another cheque!!

 

I also want to claim my charges back from my Nationwide credit card but have to find out the account number first as its a closed account.

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Well, I recieved the standard letter from Nationwide on Wesnesday...2 days after I sent my prelim letter...how quick was that!!!! They said the normal, no we can't refund charges. I have today sent off the letter before action by recorded delivery along with a letter to Nationwide credit card for my statements of my closed accounts. Will update this thread as it progresses :D

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  • 3 weeks later...

I have just done something so stupid I can't believe I have done it:mad: I have just filed a moneyclaim order against the Nationwide for my bank charges and shock..horror, once it was sent and I had paid my money etc etc...I realised I have put Nationwide address where it should be mine!! I have emailed the court to ask them to change the address on it but I am sooo worried now. What should I do apart from sit and wait. Will I have to pay the money all over again for a new claim or will they amend the address for me??? Any advice would be thankfully received as I am going out of my head with worry now.:confused:

Thanks

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Provided you get in touch before the claim is processed you shouldn't need to pay an amendment fee. They may not read the e-mail until after processing your claim. If you phone the helpdesk first thing in the morning you should be ok. If not it is 35.00 to amend your claim.

 

Hope this helps

 

Zoot

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Hi Zoot, so its not the end of the world then ?

Im hoping its an easy process even if i have to ammend ? as im really hoping to have all this sorted asap.

Thanks for your quick and helpfull reply.

Sharon

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Thank you so much for your reassurance ....I feel a little better now although still worried!! Serves me right really I suppose for being so stupid:rolleyes: I will post in the morning as to how I get on. Even if I have to pay £35 ammendment fee it will be better than paying another £120!! I will never make this mistake again..this is only the first claim I have quite a few to follow.

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Hi, we re did the moneyclaim yesterday nad online it says it has been issued, one thing im not sure of is in the box after it says issued its says Judgement and underneath it say start when i click on it it asks me questions.... do i need to answer them ? im really stuck.... helpppppp

SPK

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You may not need to click on the bit. You only need to do this if they do not acknowledge your claim within 14 days. My 14 days was up today for Barclays to acknowledge and they did it just in the nick of time. Just keep checking chances are it will be acknowledged. Once they have done that they then get so long to submit their defence. When it says acknowledged where it now says issued, click on that and it will tell you just how long they have to submit their defence, once they have done that it will then get transfered to your local court.

Good luck

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Just a little update....

After cocking up the first moneyclaim we have re done it and it was Acknowledged in 2 days ! then withing 2 days we got the letter of Acknowledgment in the post from the court saying that Mr Bacon is going to defend the claim.

Anyone know what happens next please ?

Thanks

SPK

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Hi all, we have been reading threads of a few pay outs this past few days but we havent heard a dicky bird from anyone or had and money back, am i being a bit hasty ? when do they normally give in and pay up ?

Thanks

SPK

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Guest Partypip

I issued my money claim on line on 2nd nov, it was issued on 3rd, and they acknowledged on 8th and paid out on the 9th

 

If you check on moneyclaim, has the status changed from issued to acknowledged yet?

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Hi Partypip, it was issued on the 7th nov and Acknowledged on the 9th nov and since we havent heard a thing from anyone , so just getting a bit worried.

Is there anything we should be doing ?

SPK

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Hi ya all, just to let you know we reiceived a full refund of all charges we claimed :D .

We will be making a donation.

We have a cpl of questions

1: What do we do on money claim to stop the court case ?

2: How long after your settlement would you hear from the bank ? we have had nothing in 5 days and all accounts still open ! ?

Thanks in advance.

SPK

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