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    • you never use or give an email  2nd class stamp with free proof of posting from any po counter dx
    • Much appreciated for the ammendment. The snottier the better right!   What I am assuming is that this response is to be posted to Gladstones? However, I am seeing some users sending this as an email instead, which is a little confusing.  If we're happy with this response, what would you suggest is the best way to send it over to them (post/email), and is there anything additional I could include (if necessary)?  Thanks again! 
    • Hi I've read through other threads to better inform me of the process from here onwards. When I put in the MoneyClaim it gave me a claim number and it currently says to wait for the defendant to respond, they have until 7 August.   It seems their most likely action is to extend that a further 14 days to about 21 August - this hasn't happened yet, of course, as it is only 27 July but I'm anticipating that may be the case. when the expected defence action is taken by EVRi I will need to submit DQ with these responses A1 - no mediation B - my contact details C1 - yes to the small claims track D1 - No.  If No please state why.  I believe the defence will provide some rebuttal to the particulars of claim and so I need to include details as to why the claim requires a hearing.  Is there some certain templated text I can include here or will it vary depending on what the defendant comes back with? I see on the form it mentions the following: Relevant reasons include that there are factual disputes which will need the judge to hear from witnesses directly or the issues are so complex they need to be argued orally.  Hoping to reach out to see what may be the most effective statements for D1 reasoning. E1-5 are pretty straightforward. I want to get ahead of things and be ready to take the next step so I appreciate what advice you may have about the DQ.   Thanks!  
    • Rachel Reeves is set to reveal a public finances shortfall of billions on pounds after a snap audit.View the full article
    • Hi What they have asked in what you have highlighted isn't unusual at all as Councils have numerous different departments that deal with specific different areas within that council. So if what you are asking in your DSAR is say specific to Housing Benefit, Council Tax Benefit, Planning Permission etc then just let them know that specific area. On the other hand if you want every bit of DATA they hold on you then simply tell then ALL DATA they hold on you it's them up to then to go through all depts to check for it. 
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 162 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Over Chargered For 5 Years. ! Help!


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I don't know if anyone can help me, but i have lived in a Housing Association house for the last 6 years. Recently, they wrote us a letter to say they were reviewing our rent. Then we received a letter informing us that it had gone down by £40 a month.

 

Around the same time i went to a residents meeting run by the Housing Association. At this meeting it was brought to the associations attention about the decrease in rent, and why it had gone down. They replied that they had overcharged residents certain service charges on the account, such as communal cleaning even though we don't have this service. I enquired if we would receive a refund and was given no reply.

 

I have since written to the Association and requested a breakdown of services i have been charged for and for a refund of services i have been overcharged for. I have received no response so far. This was 16 days ago.

 

My question is: can i do an Access Request to ask for all my rent statements since i moved in? What do i do next in terms of taking this futher? Who do i write to?

 

 

I hope this makes sense!!

 

Thank you for any help!!

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Hi love bug

 

You do not need to do an Access Request, now which Housing Association is this

 

Have they informed you how long this overpayment error has been going on for?

 

All you need to do is Head your next letter 'Official Complaint' and refer to your initial letter and the failure of the housing association to respond you now wish this treated a an Official Compliant only.

 

You would like to remind the housing association of it recent letter dated (Insert date) that our rent was being reduced by £40 a month with no further explanation in the letter for such a reduction.

 

At the same time the housing association held a Resident Meeting where we were informed by the housing association that the reason for the rent reduction was that the housing association had been overcharging residents by way of Service Charges on the rents with no further explanation as to how long this error has been going on nor how the housing association is going to reimburse those residents affected.

 

If the housing association has chosen that by way of reimbursing those tenants affected due to this error is to reduce their rents I must remind the housing association that a consultation should have taken place for this decision and now require details of when and where this consultation took place on this specific issue and who approved this course of action to reduce rents due to this error.

 

I also require copies of the following documents:

(When you get the documents below please check the date they were approved and the next review date)

 

1. Complaint Policy and Procedure.

2. Customer Care Standards/Charter.

3. Rent and Service Charge Policy and Procedure

4. Full Rent Statements with a complete breakdown of Service Charges from 20XX - 2013 inclusive.

5. Copy of the Board Minutes Approving the Rent reduction due to the Service Charge Error.

 

Remember you need to follow the housing associations Complaints Procedure and try to keep everything in writing and always keep copies for your records and get Proof of Posting.

Edited by stu007

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I cannot give any advice by PM - If you provide a link to your Thread then I will be happy to offer advice there.

I advise to the best of my ability, but I am not a qualified professional, benefits lawyer nor Welfare Rights Adviser.

Please Donate button to the Consumer Action Group

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  • 5 weeks later...

Hi, thank you for the advice. I have written up a letter to send to the Housing Association. I would appreciate it if i could have some feedback on it before i send it.....just to make sure it all makes sense!! Thank you!! Here it is........

 

19.04.13

 

 

Official Complaint

 

Dear Places For People,

 

I am writing to you once again as my initial email regarding overcharging with regards to my rent, has been meet with no reply. As such, I would now like this to be treated as an official complaint.

Our rent has recently be decreased from £ xxx to £ xxx . As you are aware, at the residents meeting on the 22 .03 .13, we were told of an overcharging in relation to the service charges on our rent account. If due to overcharging on service charges, our rent has been decreased, I must remind the housing association that a consultation should have taken place for this decision, therefore, I now require details of when and where this consultation took place on this specific issue and I would like to know who approved this course of action to reduce the rents due to this error.

 

I also require copies of the following documents:

 

1. Complaint policy and procedure

2. Customer care standards/charter

3. Rent and service charge policy and procedure

4. Full rent statements and complete breakdown of service charges from July 2007 – 2013 inclusive

5. Copy of board minuets approving rent reduction due to the service charge error

6. Why my rent decrease of £16.29 was started from this month

 

 

 

I look forward to a speedy response

 

 

Yours sincerely

 

 

xxxxxxx

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I also require copies of the following documents:

 

1. Complaint policy and procedure

2. Customer care standards/charter

3. Rent and service charge policy and procedure

4. Full rent statements and complete breakdown of service charges from July 2007 – 2013 inclusive

5. Copy of board minuets approving rent reduction due to the service charge error

6. Why my rent decrease of £16.29 was started from this month

 

 

 

 

 

I wish you lucky trying to get all that out of a housing association,Personal think waist of time asking for All those documents...

 

 

You could all get together again at a residents meeting and write as a group to the HA saying you take court action via county court (or individual court action) to recover the over charge monies if HA start dragging there feet over re payments ....

Edited by 45002

Please use the quote system, So everyone will know what your referring too, thank you ...

 

 

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Hi.

 

i was in similar situation, it came to my attention that I had been overpaying ground rent (a flat i own but its leasehold, so there was £75 per year ground rent).

 

I started with a polite NBA but was fobbed off and eventually started court action for overpaying ground rent of £45 per year, not a huge amount but this had been going on for 14 years or so, now normally the limitation act would only allow you to claim back 6 years, but S32 allows you to go further back in 'cases of fraud, concealment or mistake', my freeholder had already admitted a 'mistake' so I claimed 14 years plus 8% interest and got back just over a grand :)

 

Andy

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