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    • Thanks dx for your kind words. I plan to renew my season ticket and write a new begging letter as following, can I ask for any suggestion about it?   Dear Investigator/Prosecutor,   Thank you for your reply. I deeply regret my actions and the inconvenience they have caused.   I’m extremely remorseful for my crime. and regret it everyday. I often ask myself ‘’how can I do that thing just because I felt it is interesting. There are a lot of crimes in the world, but feeling it’s interesting is certainly not a reason to crime. I should not crime with any reason.’’ I think about these things every day, and I understand that I can’t blame anyone but myself.   I thanks to the staff who stopped me, as this is a valuable lesson in my life. I told myself that I should never ever repeat such a thing again, and never ever do anything which is possible to be in breach of any law. As a result, I carefully tap my oyster card every time before I enter the station now. I remind myself that I did a wrong thing before, and I should never let it happen again.   Although my monthly travel expenses do not warrant a season ticket, but I just renew my season ticket (please see the attachment). I understand that a crime cannot be truly compensated for, but purchasing a season ticket offers me a small measure of comfort, knowing that my actions caused a loss to the public interest.   I received an email which ask me to negotiate being class teacher in this summer (please see the attachment). I hope that I could teach the lovely students again, which may not be allowed with a criminal record. I would please ask that you would please provide me a single opportunity to settle all outstanding sums owed outside of court without the need for legal proceedings which would have a determinantal impact on my teaching career.   I sincerely apologise again for my crime. If you need anything further from me to help you please let me know.    Yours sincerely,
    • You did what??? You asked them to send you the documents that without them you had  a 100% ironclad win in Court. Why on earth would you do that? As it happens in this case, there is still enough mistakes in their PCNs and the NTH to have your case cancelled. Amd it may be that not sending those documents in the first place along with the ICO complaint and the letters from Alliance themselves which would confirm by the dates on the letters may be enough to cancel it anyway. I hope you have kept their letters as evidence? The chances are that Alliance will not actually take you to Court because of their errors but you never know.  You have made so much extra work for yourself in your WS if they decide to push their luck.though. Can you please post up their letter where they give the reason why I wasn't sent with the NTH.
    • I'm not sure that I fully agree with my site team colleague above.  My understanding is that there is nothing to stop you recording but it is strictly for your own personal use.   
    • I live in a student house, with 5 tenants, unihomes is our utilities provider, who we each have a direct debit set up with and have paid each bill every month. Two letters were sent in my name by BWLegal saying I had two outstanding payments due adding up to over £3500, I have tried to contact british gas (as that is apparently our houses provider) as well as Unihomes. Nothing has helped and BWlegal are pursuing legal action if these debts are not resolved by the 1st May. What do I do? I've called Bwlegal when i bring up that the debt isnt for me and for unihomes they hang up on me. so I am stressed and do not know what to do
    • cant do either if its not in a public place or on your land. dx  
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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Jaimeb V Nationwide


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hi everyone, well i didnt no about this site till recently but was so pleased when i found it!! i am making a claim against nationwide atm.

both myself and my husband have acc. with nationwide on my acc. im only owed £30 so we thought wed start off with that one and see how they were however if it comes to it dnt fancy going to court over £30.

anyway heres where we are- i have sent my first letter and today received a lovely reply(not)thanku for ur letter blah blah details of our tariffs are contained within our leaflet and when opening an acc. you agreed to these terms blah blah we hope u can abide by the terms and conditions of the acc. but if you cannot then regrettably it may be appropriate for you to consider other banking arrangements.

SO....... are they just trying to blag me and get me to drop my claim?any advice appreciated

we used my £30 as a test run as my hubby is owed over £800 from the same kind of acc. any/ all advice appreciated sorry 2waffle!!!

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The banks operate a process of trying to dissuade customers from claiming. At the end of the day you have to decide whether you want your money back. If you do then you have to accept that the bank MAY close your account.

 

 

 

 

 

 

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Guest ian cognito

I agree with you there, £30 is hardly worth them fighting over but no doubt they will, good luck with it, sure you'll get it back.

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Well Ive Decided To Leave The £30 For Now But We Have 2day Sent Off Husbands Letter For Charges.now We Wait For The Usual Crappy Letter Trying To Put Us Off!!!

Just One Question Tho If We Have Tyo Pay The £120 To Start A Small Claim And They Settle Before How Do You Get That Bk???

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Guest ian cognito

If you have already filed the claim, they have not offered you full settlement until they have also included your costs so you just politely say thanks but no thanks, see you in court.

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have found out now, it will be £30 for my £30 claim so im gonna go ahead wi that lba sent off on mon and only £80 for my other claim so not 2bad at all.poor bank not- think it is so petty them closing accs. if they werent in the wrong we wudnt b able 2claim bk charges!!!!stop waffling now lol

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received letter back from lba the usual twaddle!!!trying to put me off so now i have 2 w8 til a week monday and then im going thru mcol- feel a bit petty really over £30 when ppl are claiming such large amounts but better in my pocket than theirs!!!!!

just waiting for the usual letter bk from other acc so we can send the lba for that one too!!would be a good chrissy if we got it bk b4 then!!!

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  • 3 weeks later...

huh no one ever replies 2me anymore lol:D !well now im playin the waiting game i am soooooo impatient and i have no idea how long they are taking atm 2pay up hope its quickly the shops are calling to me!!n like i said i hate waiting!hooooowwww looong?any guesses or has ne1 been paid recently?how long did it take?thanx

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Hi. I'm waiting for their response to my mcol. Today I got another letter, practically the same as the others, saying they'd looked at my "concerns"!

Now I'm glad I went to mcol, can't wait for a letter in response to that.

 

I know what you mean about the shops, I think I change what I would like to buy at least twice an hour!

Nationwide-A&L-Halifax 1-Student Loans Company-NatWest-Virgin Media-Link-Capital One ALL WON!

Thames Credit -statute barred sent 13/11/08

BCW- prove debt letter- 14/08/08

Apex- CCA 14/08/08

Redcats UK- SAR 14/04/09

Call Serve- CCA 14/08/08

Littlewoods- no CCA letter 03/09/08- Lowells now

Wescot- CCA 19/9/08

Capital One/Debitas- now with Lowells

 

Any opinions are without prejudice & without liability. All information has been obtained from this site. If you are unsure, please seek professional advice. .

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Hi. I'm waiting for their response to my mcol. Today I got another letter, practically the same as the others, saying they'd looked at my "concerns"!

Now I'm glad I went to mcol, can't wait for a letter in response to that.

 

I know what you mean about the shops, I think I change what I would like to buy at least twice an hour!

 

when did u put ur mcol in??ru about the same as me or just ahead?

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mcol on the 22/11/06, so a smidgeon ahead of you. Have just got letter from NW dated 22/11/06. So glad I don't have to write and thank them for it! I think the mcol will say it for me.

 

Am already organised with parachute account, awaiting their next move! I wish they would hurry up- its the waiting which gets to me!

Nationwide-A&L-Halifax 1-Student Loans Company-NatWest-Virgin Media-Link-Capital One ALL WON!

Thames Credit -statute barred sent 13/11/08

BCW- prove debt letter- 14/08/08

Apex- CCA 14/08/08

Redcats UK- SAR 14/04/09

Call Serve- CCA 14/08/08

Littlewoods- no CCA letter 03/09/08- Lowells now

Wescot- CCA 19/9/08

Capital One/Debitas- now with Lowells

 

Any opinions are without prejudice & without liability. All information has been obtained from this site. If you are unsure, please seek professional advice. .

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Believe me, when I get paid, undiscovered tribes in the rainforest will be wondering where that cheering is coming from.

Nationwide-A&L-Halifax 1-Student Loans Company-NatWest-Virgin Media-Link-Capital One ALL WON!

Thames Credit -statute barred sent 13/11/08

BCW- prove debt letter- 14/08/08

Apex- CCA 14/08/08

Redcats UK- SAR 14/04/09

Call Serve- CCA 14/08/08

Littlewoods- no CCA letter 03/09/08- Lowells now

Wescot- CCA 19/9/08

Capital One/Debitas- now with Lowells

 

Any opinions are without prejudice & without liability. All information has been obtained from this site. If you are unsure, please seek professional advice. .

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check this one out..................

http://www.consumeractiongroup.co.uk/forum/nationwide/49478-nationwide-have-paid-up.html

 

 

Maybe we will all be so lucky!?!

Halifax settled

Halifax (again) settled

Nationwide settled

Natwest settled

Don't forget to donate to this site, they gave us the backbone to put up a fight, we've learnt how to reclaim our rights and proved banks are all nothing but........ rubbish <wink>

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check this one out..................

 

http://www.consumeractiongroup.co.uk/forum/nationwide/49478-nationwide-have-paid-up.html

 

 

Maybe we will all be so lucky!?!

 

 

heres hoping the shops are calling to me- especially the new primark that opened friday lol!!!

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