change of payee on old RBS tesco loan CCJ

[Elfet01]

We are paying a CCJ alledged Tesco loan debt.

 

On the judgement papers it said we must pay Incasso, however they have appearently gone into administration.

 

We have today received a letter saying that we must now pay DWF LLP. solicitors.

 

Two points, why if we owe the debt to Tesco do we have to pay someone else,

and if that "agent" changes should this not go back to court?

 

I suspect the debt is sold and therefore these agents are third party interlopers and cannot recover the alledged debt.

[DonkeyB]

In whose name was the judgment? Tesco? If so, they can ask you to pay someone else.

 

It’s only if the claimant changes that a substitution is necessary.

 

Further, if the account was assigned and if the judgment was in the name of a debt buyer, but only the collecting agent has changed, you could also be instructed to pay another collection agent.

[dx100uk]

I would suspect incasso took you to court

Tesco use them

 

if you don't start paying the new 'owners' you'll force then back to court.

to get them to substitute their name

 

might be a good idea

 

....

on a second note:

 

did you get all the paperwork?

 

did you know it was going to court?

 

got all the statements?

 

got PPI or penalty charges to reclaim?

 

dx

[DonkeyB]

Afternoon DX.

 

If the original judgment was with Tesco, and still is with Tesco, then all that’s being asked is that a different collection agent receives the money, which does not need to go back to court.

 

But, of course, if it has been sold...

 

Need more info from the OP.

[ncm-000]

We have today received a letter saying that we must now pay DWF LLP. solicitors.

 

 

Who sent the letter?

[Elfet01]

This is a two year old debt,

 

we were a little nieve then,

and judgement was awarded with much hast with us making mistakes.

 

I am a regular contributor on another site and have successfully 'beaten' various DCAs.

 

As this debt when first in arrears went to Triton credit services is it a fair assumption that it was sold,

 

also I am asking present solicitors (collectors) to furnish me with the accounting proving that Tesco is receiving our payment.

 

Interestingly at the start of the CCJ we continued to pay Tesco and Incasso (the first collector) attempted to take us back to court for non-payment,

as a representitive of Tesco

 

surely they would have known we were paying Tesco.

 

Therefore they proved theirselves as an interloper, with no first hand knowledge of the debt.

 

This debt was probably sold to collectors but getting either party to admit is probably going to be imposossible as they are all in it together..

 

...Sorry to go on, letter was sent by DWF LLP Solicitors.

[dx100uk]

triton are rbs internal dca

so as Tesco cards are mostly RBS that would fit

but not sold. incasso are their litigators

 

WHO is the name of the claimant on the JUDGEMENT and who was their solicitors?

 

who is listed as the OWNER on your cra file details?