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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Advise Please DEBT Collection


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HI

Sorry not sure exactly where to post this

I currently have outstanding credit card debt 7k, buried my head in the sand long story short , it is 4.5 years since i acknowledged the debt with the bank.

 

Said debt was passed to DCA who i think have now passes it to another DCA.

 

Problem here is letters are coming to parents address, which i dont want.

 

I have never had and recourse with any of the DCA , my question : if i write to dca and tell them send any further letters to my current address , would that effect the time already passed towards statute barred { last time i wrote to bank regarding debt} .

 

Also would the bank still have this letter almost 5 years later do you think ?

 

The letters which have reappeared after a fairly lenghty quite spell are not really threatening and with 2 years to go to statute barred i dont really want to awaken the sleeping beast so to speak.

 

What would my best course of action bei

 

Thanks in advance for any advise you can offer

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IMO for the time being, have your parents put the mail back in the post marked "RTS Not Known at this address"

 

Who was the credit card with?

 

How did you open the account?

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Sorry for slow reply.

 

Card was with AIB , if i remember rightly i applied using a coupon from a magazine.

 

See i really dont want to involve my parents , i dont want them worrying about it , or giving me grief lol

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OK it's pretty simple. If letters arrive for you at your mam and dads then will they hold them for you?

 

You can then either put them back in the post marked "RTS Not known at this address" OR you can hit them head on and give them your address?

 

What year did you apply for this card? I'm guessing it will be post 2007 yes?

 

Don't forget, there is likely to be charges added to this account which you will be able to reclaim, and lessen the total amount outstanding.

 

Either way, unless you secured this card on your property, then it is a non-priority debt and as such attracts the legal token payment of £1 (euro) a month.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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