opos.ignoring me, what do i do?

[liz01]

The overdue charges you can ignore. As well as all that extra interest. You also need to ask why you only received 80 out of the 100. if they give you any bull about transfer fees, simply pop into your bank and ask them what they think.

 

thanks renegadeimp, am drafting an email ready to send in morning to say i wont be paying those extra fees and will only pay the initial loan plus one months interest and one default fee of £25?? i will then start to pay what i can afford each month until the amount is paid that i think should be paid? have said take me to court would relish showing the judge, would they take me up on my offer??!!

[renegadeimp]

The court wont take sides. It looks at the evidence presented before it and makes a judgement based on that. Thats why it is so important people get full complaints in and keep a clear and full papertrail. PDL's dont care about law or regulation, they even lie right to the face of a judge in court.

 

Even if you do lose ( unlikely as opos rarely take people to court), the judge would make an order based on your I&E forms. They might even drop it to £1 a month for the forseeable future if you have a few high priority debts

[liz01]

The court wont take sides. It looks at the evidence presented before it and makes a judgement based on that. Thats why it is so important people get full complaints in and keep a clear and full papertrail. PDL's dont care about law or regulation, they even lie right to the face of a judge in court.

 

Even if you do lose ( unlikely as opos rarely take people to court), the judge would make an order based on your I&E forms. They might even drop it to £1 a month for the forseeable future if you have a few high priority debts

 

WELL would you believe it, after several exchanges of emails the last 2 days, and me NOT backing down and prepared to go to court, (they would be unlikely to do this!) they have now agreed the initial loan, one months interest and one £25 fee!!! and i get to pay it monthly and no set months to pay it in!!! hopefully complaint to OFT helped too,although it will be paid asap! so from over £1000 for a £100 or should i say £80.50 loan, a few months ago, i now have to pay just over £150! brilliant. thankyou all so much for all your help. Now to tackle a couple of other small non priority debts and im sorted! and can now concentrate on my illness and hopefully getting better.

[renegadeimp]

Theyve probably read this thread as we know they are regular viewers of this site. Im very happy for you finally managing to get the PDL to see their wrongdoings.

[liz01]

Theyve probably read this thread as we know they are regular viewers of this site. Im very happy for you finally managing to get the PDL to see their wrongdoings.

 

thank you renegaimp, i did think that they may well read the comments, thank you for all your help, much appreciated.

[renegadeimp]

I almost forgot the most important thing....

 

 

 

 

 

 

 

 

 

 

 

...

[liz01]

thank you,

[Tigerlily2786]

Haha nice 1!!

[MangoMarch]

email the OPOS MD s[email protected]

 

or the office Manager

 

t[email protected]

 

go to the top don't deal with the braindead muppets underneath as they are not very bright

[renegadeimp]

Any reason why you bumped a resolved thread MangoMarch?

[MangoMarch]

because it may well be of help to someone else reading it

[renegadeimp]

It would be serve your purpose more if you created a new thread with the contact details instead of posting in a random one which will just die again.

[MangoMarch]

good idea

[swanseastar79]

How and what have you said to get them to drop this. I took out £150 few years ago and suddenly I owe them over £1000!

 

cheeky bastards they are. I need some help with this. I am however paying them £5 a month currently.

 

Thanks Lee

[DA101]

Stop paying I worked there after there it get binned cause of interest rate judge won't give ccj