Jump to content


  • Tweets

  • Posts

    • A claim was issued against you on 22/04/2024 Your acknowledgment of service was submitted on 06/05/2024 at 13:28:08 Your acknowledgment of service was received on 07/05/2024 at 01:05:18 Your defence was submitted on 23/05/2024 at 21:20:03 Your defence was received on 24/05/2024 at 08:05:43
    • I drove a friends a car for a few days and I used cuvva car insurance to insure myself for the time period. Here's the problem: I made a mistake with the dates on the insurance, I ended up driving uninsured for one day and I got a speeding ticket. My friend named me as the driver on the Notice of Intended Prosecution as she should and I will take the blame of course. Will met police ask for proof that I was in fact driving? I mean, any more other than me replying to the NIP that I will soon receive from them? Cause I assume that my insurance for the day will be the proof that they need... Secondly,  if caught driving uninsured, what will happen please? I read it's £300 and 6 points. Is that all or is it worse? I'm only asking for information from knowledgable people. If you intent to just mock, you're certainly not helping. Thanks
    • Hi, Please find letter sent to BMW with all evidence off issues which is a link from Audi. Unable to share the footage on this forum as I am not the best with tech BMW FAULTY CAR LETTER.docx
    • This is the first item that I've ever claimed for - I don't really send too many parcels, probably 5 in the last 5 years, and only two with P2G / EVRi. I've attached two emails from P2G regarding their requiring the documents. They don't specify in the emails what documents I should be sending, although when opening the claim they were requesting that I needed photographic proof of sending - picture of the parcel with their label attached, in the EVRi ParcelShop. The second email is their closing the enquiry due to my failure to produce said document(s). I haven't yet drafted my claim letter, I wanted to be sure of this document situation first before I began action. But therein lies another problem. Not having a P2G account, I cannot be sure of the item value that I declared. The retail value at the time was £600, which is less than the £650 I paid several months earlier, so I would likely have used that, but cannot be sure. And without having an account I can't check either. But, I know that I did properly declare the item and a value that reflected its then retail price - I was concerned this declaration may have been used to single the item for theft. But now that the retail price has reduced substantially, even though the nature of compensation is to return the claimant back to their original position, without my purchase receipt, I was concerned that I may have to claim for less. And yes, I've been through your huge document store of information, in addition to MoneySavingExpert, Which, Citizens Advice, Gov.uk "make a court claim", my own law books (annoyingly I specialised in consumer law when I studied for my law degree, but I graduated 17 years ago), and so now feel that its time to either act, or drop it. P2G Enquiry (2).pdf P2G Enquiry (1).pdf
    • I have found both forms online  https://assets.publishing.service.gov.uk/media/62e14db38fa8f5649f912647/TE9.pdf https://assets.publishing.service.gov.uk/media/60c73ad0d3bf7f4bd6a9bc69/te7-dart-eng.pdf   do i just fill in both forms and send to the address on them or directly to Manchester council  forgive my ignorance    thanking you in advance 
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

HFO Services


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4133 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

I've been paying an old, 7 year old debt at time, debt to HFO Services. They used underhand tactics to contact me.

I have been paying it on time since late 2010.

 

Recently I wondered exactly how much I had paid.

 

I sent HFO's parent company an email requesting all info held in my name.

 

I called my bank and the number they have for hfo is false.

 

I cannot get in contact with them.

 

I've contacted the OFT and FSA.

 

This debt was timed out and they used dodgy tactics to get me calling them.

 

What can I do?

 

Can I cancel payments since I've tried to contact them?

Link to post
Share on other sites

hi SB.

 

is this debt on your CRA file

 

see below.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

You’d need to contact Turnbull Rutherford, which actually runs HFO Services. Easy to find, in Chiswick.

 

Are you saying that the debt was seven years old when you started to pay it again?

 

What were the underhand tactics?

 

HFO Services apparently made all its staff redundant last year, and its owner, HFO (UK) Holdings Ltd is in administration.

Link to post
Share on other sites

You should have had two annual statements.How did you make contact with the OFT, have you had any reply?Who was the original creditor?

US President Barack Obama referred to Ugland House as the biggest building in the world or the biggest tax SCA* in the world.

Link to post
Share on other sites

When I started paying the debt, it was around 6 years+ old. It was an old Barclaycard debt from then.

 

They sent a card for me to call a number for an undelivered package. When I called, stupidly, the said they could send bailiffs (sheriffs officers) I stated I knew they couldn't. I eventually agreed to start paying half the debt.

 

Since then I've been paying it but now cannot get a hold of them for a balance. I've sent an email to Turnbull Rutherford for my files. They haven't got back.

 

If they are in administration, do I need to pay?

 

How do I find out how much I'm paying?

Link to post
Share on other sites

By around 6+ years old, do you mean you had not paid anything nor acknowledged the debt for 6+ years? If so, stop paying now, as you cannot un-statute bar a statute-barred debt!

 

Was it the First Direct Logistics calling card? From 2007?

 

If you’ve had no statements etc, as mentioned above, then we need to dig deeper and cause some serious problems for this disgusting pile of shysters.

Link to post
Share on other sites

opps cash cowed!!

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Agree with above. Certainly stop all payment

 

Have you checked your credit files as suggested to see if it shows up on there?

 

Worth a call to Barclaycard to ask them exactly when last payment was made and also ask exactly who they sold this to and when - Barclaycard recoveries 0844 556 0066

Please support CAG and they will support you.

donate

Link to post
Share on other sites

Yes I live in Scotland. I've never had a balance in 3 years. The name of the company who sent the card, I'm sure, is owned by the same person. I called the bank, they say it is on my account but when they pass me a number it's not connected etc.

ill go ahead and cancel it I think but I have a feeling I've overpaid them now, how do I find this out?

Their practice all seems underhand.

Link to post
Share on other sites

The debt was over 5 years and never got in contact with me. I never acknowledged it when it did, until they sent card. I was actually in supported accommodation when they called back and threatened to blacklist and/or send sheriffs officers to the place.

Link to post
Share on other sites

I would call Barclaycard and try and find out about this - including what the balance was when the account was sold.

 

HFO should have been sending you statements. Have you kept any of the original correspondence from HFO? They probably added a shed load of 'interest' to the original amount.

 

I would advise a strongly worded letter to TR demanding full details of all payments made to their 'client'

Please support CAG and they will support you.

donate

Link to post
Share on other sites

I was reading the other post. I know HFO Holdings were in administration but now seem to have re-registered. If this is a new company I have never gave any details to a new company so how could they get my account details etc?

 

No, they are still in administration.

 

Call Barclaycard and get the facts first.

 

Get:

 

– date of last payment & how much

– date default registered with CRAs

– date default notice issued

– date sold

– exactly who sold to

– balance at sale date

Link to post
Share on other sites

I feel an OFT complaint coming on...

 

Think its important to push this, you may not be aware but the OFT are minded to revoke HFO Capitals licence, this licence actually expires as of next month, HFO Services have been without a licence since September 2009, the OFT are minded to refuse them a new one.You should also not pay them a penny more, they will send a few threatening letters, but I very much doubt they would start any legal action and if they do you know where to come for help.

US President Barack Obama referred to Ugland House as the biggest building in the world or the biggest tax SCA* in the world.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...