Yorkster Vs Halifax

[yorkster001]

Thanks Paul,

 

Glad it worked out for you. If the claim had been settled before Xmas I would have maybe settled, but now with Xmas bills on top of everything the few extra pounds will come in handy

 

Cheers

 

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[yorkster001]

Ok, Halifax have acknowledged the MCOL and have responded by saying then intend to defend. The MCOL was served on the 8th Jan giving them 14 days to respond. The response was received on the 12th Jan, well ahead of their allowed time. My question is, the MCOL states that the bank have 28 days to reply to the claim, by reply does this mean enter a defense or their intention to defend? What time scales apply now??

As I understood it, the bank had 14 days to respond to the claim then another 14 days to enter their defense?? Is this right or am I getting confused?? If this is right, does the 14 days start from their intention to defend letter, or, from the 14th day after been served??

I hope this makes sense, any guidance would be appreciated

[yorkster001]

Here's a question.......why is everyone looking at me funny?? Is it something to do with the BIG GRIN spread across my face maybe???

 

You got it!!! Checked my bank account this morning to find the full value of my claim deposited!!! No letter, no denial or admission of fault, just a totally unexpected deposit

 

Who am I to argue with they do it......I WON!!!!!!!!! I now find myself £2531.00 better off thanks to you guys on here

 

Thanks again for all you help and support through what turned out to be a relatively painless experience. I'm not stopping here though, I've already been recruited to do the same for my sister so onwards and upwards!!!

[sea-sidelady]

Congratulations Yorkie......!!!

 

:d

[survivor]

Congratulations Yorkie - time to chalk up another victory to us all..!