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    • Hi just typed all defence clicked next and it's deleted all. Any help
    • I forgot to say, there is one last possibility and that is that they will receive your letter of rejection and simply fold, accept the rejection and refund you. Don't wait too long for this. Seven days maximum – but in that seven days you could send your letter of claim anyway and when that you don't hear from them or when they start mucking around at least you are seven days closer to beginning the legal action – and they will know it (which is the important thing).
    • Okay that is excellent that you have an email between the garage and the warranty company confirming that there is a serious problem with the gearbox. That is very powerful evidence. I think the situation is this: you have sent them a letter of rejection but the reputation of big motoring world is that they won't take a lot of notice and they will try to prevaricate and maybe even blame you. Clearly you don't want the car any more and anyway it sounds as if the cost of repairs is going to be enormous. You don't know if the warranty company is going to step up to the mark but the whole thing is going to take a long time and I understand that you have lost confidence in big motoring world because of this event and also their reputation which you are now discovering on Facebook and on this forum and no doubt elsewhere. On the basis that you don't want the car any more and you want your money back, you need to hurry things along. I think the first thing is that you need to decide if you are prepared to bring a claim in the County Court. Even without the warranty money, the claim is worth more than £10,000. For actions less than £10,000, you bring a "small claim" and this means that even if you lose the case you won't be liable for the other side's costs. If you win the case then not only will you get your money plus interest but also you will recover all of the costs of the action. For actions more than £10,000, you go to something called the "fast track" and in the event that you lose the case, then you could be liable to reimburse the winner some of the costs. This means that in addition to not recovering your own money, you would lose your own court fees and also you would have to to bear the costs of the other side probably something less than £5000 – but as a rough guess. If you bring your court claim then your chances of success are almost 100%. Frankly if you brought a court claim then I can imagine that big motoring world will put their hands up and pay you out rather than face go to court and losing and getting a judgement against them. However, it you need to consider that this is a risk factor – although my view it is a negligible risk factor. If you did bring a court case, it wouldn't be instant. If they put their hands up then it would probably happen very quickly. If they didn't put their hands up then you could take anything up to a year for the matter to be resolved and during that time you would be without your car and without your money and in the middle of litigation. I'm explaining this to you say that you understand how it works. Bring a court case would be really the last resort when everything else has failed. However, I'm quite certain that you would win and it would be stupid of big motoring world to try to resist. In order to bring a court case you would have to send a letter of claim giving them 14 days to accept rejection and organise the refund otherwise you would begin the claim. Don't imagine that you could bluff this. If you did send a letter of claim then you would have to go through with it otherwise you lose all credibility and you might as well pack up and go home. So with this in mind, here are possible courses of action you could take. You can simply wait and see what their reaction to your letter of rejection will be. However they may not reply or else they may find some other reason to delay and of course during that time you will be without your car and without your money blah blah blah, not knowing if big motoring world were going eventually to start acting sensibly and respectfully towards you. The second thing you can do – and I think this has been suggested on Facebook – is that you can go along there and simply make yourself present and talk to other customers and generally speaking make a nuisance of yourself and embarrass them to the point where you would be explaining to other potential customers to be careful, to look on Facebook, and to do some careful research before they put their business to big motoring world. This has a reasonable chance of success although you would have to be careful. You should go accompanied by a friend and there should be no anger, no arguments, nothing that could be considered as being overly aggressive so that big motoring world would have no justification in kicking you out or even worse, calling the police. If you did this, then I would suggest that you record everything on the telephone carried in a pocket. A fully charged battery will probably keep a voice recorder and a telephone going for more than 20 hours or 30 hours. The other person can video any incidents so that everything is clear and you can inform big motoring world then it will be going up on the Internet. If you did this, my favourite option would be to issue the letter of claim giving them 14 days, and then going along to big motoring world with a copy of your letter of rejection and a copy of the exchange between the mechanic and the warranty company and a copy of your letter of claim – all settled together – and probably about 20 or 30 copies in all and I would start handing them out to any customers who came in. Big motoring world will soon get the picture and they will either move your the premises in which case you stand outside and carry on doing it or they will finally give in. Of course there is a chance that they won't give in and they will simply call your bluff – but in that case I think you have no choice other than to follow through with your 14 day threat in the letter of claim and to begin the legal action. At the same time you should be putting up reviews on Google and also trust pilot explaining exactly what has happened and also explaining that the mechanic has confirmed to the warranty company that there is the serious problem, that you have asserted the right to reject and that this is been ignored by big motoring world and that you have now sent a letter of claim and that you will be starting a legal action in 14 days. Once again, don't bluff about the legal action. If you threaten it – then you must mean it – and on day 15 you click of the claim. You don't need a solicitor for any of this. It's all fairly straightforward and of course we will help you all the way that it the decision is yours to make and I think you need to make it fairly quickly. I think the cost of starting an action for about £13,000 is 5% and then also if it goes to trial which I would say is almost impossible – there would be an additional fee. You would claim interest at 8%. A judge might award a lower figure but frankly if you can show that big motoring world is attempting to ride roughshod over your very clear statutory consumer rights, I can imagine that the judge will want to show displeasure by awarding the full 8% which is a pretty good rate – even though it's not compensation for the hassle and the distress you are going through. If you decide to get solicitor, then if you win the case, because it is over £10,000 you will recover some of your costs but you won't recover all of them. If the solicitor begins by having exchanges of letters then I doubt whether you will be up to recover the cost of those and you could easily find that you're chalking up 500 quid or even a thousand simply on initial exchanges of correspondence. Also you need to bear in mind that if after having exchanges with a solicitor, big motoring world cave in – then you definitely won't get those costs back because you won't have gone to court and therefore a judge will not have made the order for payment of those costs. I suggest very strongly that you avoid paying any money for a solicitor and that you do it yourself. It's not a big deal – although you will have to you react quickly to the help we offer on this forum. Also, an additional benefit is that you will learn a lot and you will gain confidence and eventually you will feel good about suing anybody else who gets in your way. Nothing not to like! If you do decide to instruct a solicitor then you must take control of the solicitor. Most of them prefer to sit in an office writing letters on the clock. If you do decide to instruct a solicitor then you must instruct the solicitor very firmly that they should send one letter of complaint giving seven days. A second letter – a letter of claim giving 14 days and that they must then begin the action. If you don't do this. If you don't take control then it will simply cost you money, you will be without your car even longer and of course without your money. The whole thing is a nightmare. I think I've laid out the options but please do ask questions. I hope you can see that this is the kind of advice that you won't be getting on Facebook. Nothing against Facebook. It's good as a meeting place and to make people realise that they aren't on their own – but after that the advice given is weak and confusing.  
    • What makes you say that?  I have no idea how I would go about that or why they would even entertain discussions now that they've won the Court case
    • Our main Equity Partner, Cabot Square Capital invests 
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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I am being forced to buy a used car !


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Sad thing is i don't necessarily think this guy is dishonest , just peeved because the sale fell through and naive about trading rules . Nevermind , the car was re-listed for sale on ebay for sale AFTER i bought it and before i cancelled and it was never marked as sold on karhouse nor any of the numerous other websites on which it is listed for sale . So if a another buyer comes along maybe he will just refund my money .

 

Incidentally when i offered to let him keep the £150 delivery fee as a gesture of goodwill for his inconvienience , he replied that he would buy the car back off me for £650 less than i paid because he wanted compensating for putting the car through an M.O.T . Earlier emails stated the car had a current M.O.T but on checking it had only 4 months left to run instead of the stated 9 months so he would renew it .

 

My thinking is - if the car failed the M.O.T and cost £650 to repair to m.o.t standard , then he was obviously selling me an unroadworthy and illegal vehicle to start with ?

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Regulations are regulations - that is the chance you take in business, some you win, some you loose. Don';t worry, he wont go without his bottle of wine tonight.

 

You have already offered him £150 so he probably thinks you are a soft touch, don't be, don't offer a penny more, just remind him the clock is ticking towards when he has to refund you by, and add, if it's not paid on time the statutory 8% interest will be added.

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Initially he said he had already paid an outside company £150 for delivery , i made it clear i found that very unlikely but offered to let him keep that much for a quick and amiable ends to the matter . His reply saying he wants £650 resulted in my sending the rules and demanding a full refund including delivery charges .

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A little more digging, Karhouse have spamed hundred of site with links to their website.

They were listed at companies house until they were struck off in May 2012.

That means he is trading as an individual (sole trader) and he is personally liable for any debts.

Edited by Master Tyke
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They were listed at companies house until they were struck of in May 2012.

That means he is trading as an individual (sole trader) and he is personnally liable for any debts.

 

Actually that's not correct. It dosen't mean anything of the sort. The company could have been struck off just for failing to send in returns. It does not neccassarily make him liable for any debts associated with the company at that time or for future debts of the company depending on the nature of the entity he is trading under. Don't jump to conclussions!!

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Actually that's not correct. It dosen't mean anything of the sort. The company could have been struck off just for failing to send in returns. It does not neccassarily make him liable for any debts associated with the company at that time or for future debts of the company depending on the nature of the entity he is trading under. Don't jump to conclussions!!

 

The OP only made the purchase last week so its nothing to do with any Company that was struck off in May.

PUTTING IT IN WRITING & KEEPING COPIES IS A MUST FOR SUCCESS

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The OP only made the purchase last week so its nothing to do with any Company that was struck off in May.

 

So how do you know it is not a new company or a company winding up but still trading. There are many ways to dissolve a company and still keep on trading. Like I said, don't jump to conclusions that a particular person is liable.

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Actually that's not correct. It dosen't mean anything of the sort. The company could have been struck off just for failing to send in returns. It does not neccassarily make him liable for any debts associated with the company at that time or for future debts of the company depending on the nature of the entity he is trading under. Don't jump to conclussions!!

 

They were struck off for failure to file, the reason is not material. The fact is it (The Company) no longer legally trades.

 

Any trade carried out, since that date, is therefore by the individual as a Sole Trader.

Edited by Master Tyke
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Their website is operating in breach of the Privacy and Electronic Communications (EC Directive) (Amendment) Regulations 2011 (UK Regulations) I will be reporting them to the IoC on Monday,.

 

In short they are breaking the "Cookie Law", since we already way past the information period they will likely receive an "Enforcement notice" requiring them to comply with a fixed period of time.

 

The homepage seems to be using copyright material, I will try to track the legitimate owner and report that next.

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Office of Fair Trading contacted me today by letter saying , and i quote "I have been led to believe that you are currently in correspondence with the seller of the vehicle . I would be grateful if you could keep me updated"

 

I replied via email that Court is my only option without Fair Tradings intervention and sent copies of the last 3 or 4 emails between seller and myself .

 

From what you guys are saying , Karhouse is not a company etc , it seems likely to me that there is no LEGAL way of getting either the car or our money back -

 

Do i understand you all correctly ?

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No you don't understand correctly. Just because he isn't a registered company dosn't mean he isn't a trader so wouldn't still be subject to DSR's

 

Please Note

 

The advice I offer will be based on the information given by the person needing it. All my advice is based on my experiences and knowledge gained in working in the motor and passenger transport industries in various capacities. Although my advice will always be sincere, it should be used as guidence only.

 

I would always urge to seek face to face professional advice for clarification prior to taking any action.

 

Please click my reputation 'star' button at the bottom of my profile window on the left if you found my advice useful.

 

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Karhouse is not a company etc , it seems likely to me that there is no LEGAL way of getting either the car or our money back -

 

Do i understand you all correctly ?

 

The DSR applies to any trading business. It doesn't matter if the business is carried out by a company, sole trader (or partnership).

 

The fact that he is doing this business as a sole trader is potentially better for you because a company has limited liability, but as a sole trader you can ultimatly send bailiffs after any of his assets, his house, car, tv etc. or even future earnings.

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OK thanks guys , i will just wait and see how the fair trading people respond . I'm not sure how much power they actually have , i cant help feeling maybe i should just proceed to court without waiting . The very fact the fair trading letter came via my local council pretty much destroyed any faith i had in getting competent help .

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If the worse comes to the worse, you can take him to court using the DSRs.

 

Please Note

 

The advice I offer will be based on the information given by the person needing it. All my advice is based on my experiences and knowledge gained in working in the motor and passenger transport industries in various capacities. Although my advice will always be sincere, it should be used as guidence only.

 

I would always urge to seek face to face professional advice for clarification prior to taking any action.

 

Please click my reputation 'star' button at the bottom of my profile window on the left if you found my advice useful.

 

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OK so i got a refund minus £350 which the seller says Trading Standards and his solicitor advised is a fair charge for his inconvienience . This has become almost a joke , when he told me he was keeping the 350 i replied that i would have to get advice as i believe theft is a criminal offence and so that makes it a police matter .

 

His response "call me a thief again and i will sue you for defamation of character" .

 

I nearly wet myself laughing ! . I wonder what he will have to say to tomorrow when Trading Standards call him on his personal mobile phone ?

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Don't leave this to TS, send him a letter by recorded asking for the outstanding balance and give him 7 days or you will take further action.

 

Under DSR, the cost of return is bourne by the customer only if it says so in the original Terms & Conditions of sale. As this purchase wasn't delivered, there was no fee.

 

After the 7 days, send him a Letter Before Action giving him another 7 days and reminding him that the amount will be higher than the outstanding as there will be fees and court costs added.

Don't do this if you don't intend to go through with it though. You can do it on line and the initial outlay will only be around £40.

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Thanks Conniff but i told him i will continue to Court for the full amount regardless of the part refund . Trading Standards have only just got involved and at my request they have not "yet" made my complaint official . When they call him today they will simply explain the DSR to him and let him know they are keen to investigate his entire business dealings if i ask .

From some of the comments i've read on here i expect a full investigation will be something he is very keen to avoid so i hope to have all my money back soon .

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Sorry to be a bit negative, but Distance Selling Regs may not actually apply as I've pointed out on other posts. You see, if a company sells by distance means as a one off, or is only done exceptionally, then they are exempt from the requirements. If that's the case then you have a contract with the trader. If though the car is mis-described in some material way, or is faulty, then you could reject it immediately and claim a refund (but you'd have to do this pretty quickly). Why did you change your mind anyway?

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Sorry to be a bit negative, but Distance Selling Regs may not actually apply as I've pointed out on other posts. You see, if a company sells by distance means as a one off, or is only done exceptionally, then they are exempt from the requirements. If that's the case then you have a contract with the trader. If though the car is mis-described in some material way, or is faulty, then you could reject it immediately and claim a refund (but you'd have to do this pretty quickly). Why did you change your mind anyway?

 

I think you are getting mixed up with custom made articles which are exempt. In this case DSR apply.

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I think you are getting mixed up with custom made articles which are exempt. In this case DSR apply.

 

Agreed.

 

Please Note

 

The advice I offer will be based on the information given by the person needing it. All my advice is based on my experiences and knowledge gained in working in the motor and passenger transport industries in various capacities. Although my advice will always be sincere, it should be used as guidence only.

 

I would always urge to seek face to face professional advice for clarification prior to taking any action.

 

Please click my reputation 'star' button at the bottom of my profile window on the left if you found my advice useful.

 

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Agreed.

 

Please Note

 

The advice I offer will be based on the information given by the person needing it. All my advice is based on my experiences and knowledge gained in working in the motor and passenger transport industries in various capacities. Although my advice will always be sincere, it should be used as guidence only.

 

I would always urge to seek face to face professional advice for clarification prior to taking any action.

 

Please click my reputation 'star' button at the bottom of my profile window on the left if you found my advice useful.

 

Check the OFT guide: ...2.14 If you normally do business with consumers face-to-face, the DSRs are unlikely to apply to an occasional order that you take in these ways... Most car transactions are not done by distance means (because people tend to go and test drive them etc) so it could be that the trader can say that he normally does business face to face so the DSRs won't apply. I would if I was a trader!And it appears that a trader could do this occasionally and still the DSRs wouldn't apply. And no, I'm not getting mixed up with personalised goods thank you.http://www.oft.gov.uk/shared_oft/business_leaflets/general/oft698.pdf

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