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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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  • 8 months later...

Hi

 

I have got 3 CCJ'S that come out of my wages every month that i have had for ages and im sure i have paid more than i needed too.

 

Does anyone know how i can find out how much i have paid and how much i have left to pay i have tried contacting my employer but they cannot tell me anything due to data protection etc.

 

Any help would be much appreciated

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  • 11 months later...

Hi

 

Just looking for some advice really i have a attachment of earnings against me but i was lost my job last December due to illness so the attachment of earnings were obviously not getting paid anymore and i was wondering am i meant to tell the court i am now unemployed as i have only now thought of this after getting a letter from a debt collector regarding this and threatening a ccj which i already have. any help would be appreciated

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Which debt collector is chasing you?

How much per month were you ordered to pay?

If the debt colletor wishes to alter the amount of the order

they would have to apply to the court.

Are now in a position to make any payments?

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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Hi

 

the debt collector is Resolution legal services which i believe are part of red castle.

There were taking a percentage which i cannot remember what it was now

The debt collector is demanding the full amount.

I am currently on esa so not really in a position to make any payments.

 

Do i need to tell the court i am unemployed or were they notified by my old employment

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What is the history of the original debt & was there any PPI or unfair charges involved?

 

What exactly did the original CCJ state, did it specify payments?

 

Not that it matters a great deal because you can apply to the court for a redetermination & because of your circumstances they could order as little as £1 per month to be paid. Also your application fees should be waived because of your income.

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RLS threatening court action while a CCJ is already in place again!!!

 

I would let them threaten for a while and perhaps they will chance

there arm at a new CCJ and come unstuck.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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I'm not sure what the situation is with an AoE order which has already been granted and then you become unemployed, but in my case of an AoE order being applied for against me, the Judge, upon me stating in court that I was receiving JSA, immediately said he would not be granting an AoE order.

 

So, further to what Cerberus has said above, it may be the case that the original AoE could be set aside. That's just my opinion and no doubt more knowledgeable members will comment :wink:

 

Rob

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The employer making the deductions has a duty to inform the court that they can no longer make deductions fom salary for what ever reason, the creditor should then consider what further action is needed, my guess that the OC has decided to be rid of the debt without informing the DCA that there is already a CCJ in place.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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