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    • I understand what you mean. But consider that part of the problem, and the frustration of those trying to help, is the way that questions are asked without context and without straight facts. A lot of effort was wasted discussing as a consumer issue before it was mentioned that the property was BTL. I don't think we have your history with this property. Were you the freehold owner prior to this split? Did you buy the leasehold of one half? From a family member? How was that funded (earlier loan?). How long ago was it split? Have either of the leasehold halves changed hands since? I'm wondering if the split and the leashold/freehold arrangements were set up in a way that was OK when everyone was everyone was connected. But a way that makes the leasehold virtually unsaleable to an unrelated party.
    • quite honestly id email shiply CEO with that crime ref number and state you will be taking this to court, for the full sum of your losses, if it is not resolved ASAP. should that be necessary then i WILL be naming Shiply as the defendant. this can be avoided should the information upon whom the courier was and their current new company contact details, as the present is simply LONDON VIRTUAL OFFICES  is a company registered there and there's a bunch of other invisible companies so clearly just a mail address   
    • If it doesn’t sell easily : what they can get at an auction becomes fair market price, which may not realise what you are hoping.
    • Thank you. The receiver issue is a rabbit hole I don't think I'm going to enjoy going down. These people seem so protected. And I don't understand how or why?  Fair market value seems to be ever shifting and contentious.
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Nationwide Credit Card & Loan (KPR Collections)


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Hey :)

 

I currently have the following outstanding debts with Nationwide:

 

  • Credit Card - £1,500 approx
     
     
  • Loan - £900 approx

 

Both accounts are now being handled by KPR Collections and i am in a £50 per month repayment plan with both for six months.

 

At the end of the six month period my finances should be in better shape and i was wondering if Nationwide accept settlement payments, being at this stage with KPR?

 

If they did would there be any downside, would the debt definitely be written off or should i just stick to making regular repayments on an agreed repayment plan?

 

Nationwide will be my only remaining creditor owed money next year so want rid of them as soon as!

 

Any advice on this will be greatly appreciated.

 

Thanks.

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hi RG

 

have you got all the statements on both?

 

even looked at reclaiming PENALTY fees &/or PPI first?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thanks for replying!

 

I got all the penalty fees on the credit card back before it was passed over to KPR, where as the loan as incurred about £40-£50 worth of extra interest i think.

 

Both have now been frozen and I'm in a repayment plan as stated.

 

Not really aware of PPI but i know i opted out for it when i took the loan out. This was around April/May last year.

 

I'm considering continuing on the 6-month repayment plan and then making a settlement offer towards the end of it.

 

Just wanted to know if there could be any potential nasties afterwards.

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