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    • “Not realising it was a no parking zone” doesn’t help you if the timing is correct, as (at least, on Google Maps / View) there is clear signage ('7am to midnight', parked at 15:22) What might be worth pursuing is the "ticket handed to driver" aspect : do you have any view on why they would be  stating that?
    • it's 85k of turnover (well, now £90k). However, you're digging yourself into another hole here. That ship has probably long since sailed. Is it worth pursuing this? You're not going to get anything back from it either way.
    • Hi,   A few pointers from yesterday to take note of evris cpr 27.9 failed again so we should really make issue of this also their WX fail to comply with CPR so again we should take issue with their statement of truth  you cant get tort if you get damages under subsection 7 of CRA because its double recovery  - not sure what we think of this? however its the first time i saw the judges make reference to your non automatic rights from s49 which s54 and 57 assist with. We should start stating this specifically for claims as I think its much better than just 49 and 57 as we need to make it clear where our non automatic rights come from as 54 automatic frankly dont help  I have sent the claim form and defences to the admin email because I can’t upload them for some reason as it wont let me but thought this may help as its the first time we’ve taken tort to trial. although i think the DDJ was honestly struggling to understand some parts of the law because he was asking me about them and how he should interpret them, especially for the automatic. Will apply for transcript if you want it?
    • I decided on confrontation - which I hate.  Omg the arrogance of the driver.  They refused to say who had given them the alleged permission to park on the private land - unless I proved ownership.  I couldn't believe they could be so objectionable.   They advised they couldn't take public transport to work as they lived too far away.  They couldn't rent a local garage as none were available. I simply said that's their issue not mine. It was infuriating that this person had such misplaced entitlement.  However I decided to humour them and show them the title deeds.   They couldn't respond.  Although at this point they alleged some guy in a city up north - whose name they couldn't remember - gave permission!!    They then asked if they could buy the garages and land!! Yet can't afford to park on a meter !! They seemed to back down and agree to now park elsewhere.  I hope so. 
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    • Hello,

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
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      Frankly I don't think that is any accident.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Advice on how to handle DCA with Settlement Offer


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give them another wek after the dealine.

 

have they cashed the payment?

 

dx

 

Hi,

Thanks for quick reply!

No, the payment hasn't been cashed yet, I'm guessing they will try and stall..but want to pursue this as best as I can (with your help!)

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Go through all the docs provided, check for penalty charges etc.

 

Check for DN and NOAs default date and last payment.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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last payment?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Last payment I made was this month on 01/11/2012.

 

There's a whole load of papers in the SAR,

mostly memos, letters and their communications they've had with me

but I'm struggling to find anything that might relate to a DN or NoA.

 

Now that I have the SAR I would still like to know how to proceed to try and get a settlement figure from them.

 

Thanks

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Please could you advise on how to proceed?

There's nothing much to go on from the SAR...

There is no Default Notice, also there is no Deed of Assignment.

I had 1804.27 repaid to the account on 3/06/2010 but there is a Charge off amount listed as £3760.10

Ultimately I would like to get some kind of settlement on this account but not sure what to do next...

 

Thanks

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does the account info go back to the pc purchase

how far do the statement go back?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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an sar should give you EVERYTHING they hold on you

not just one account

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi,

This SAR must have things missing, as I mentioned before there is no default notice or Deed of Assignment and the documentation definitely doesn't refer to any other account...

I've gone through the whole SAR, please could you advise what I should do next?

 

Thank you very much for all your help

Edited by thx1971
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they don't HAVE to supply a DN

only a record of one was sent

 

and you'll never get to see a deed of asssignment .

 

you mean notice of assignment.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi,

There's no record of a DN being sent, or a Notice of Assignment.

Am I missing something or from what I've said does the SAR sound like it's as it should be?

Also, if possible, please could you advise me on how to proceed as I would like to take this further one way or the other.

 

Thanks

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just re-read the thread

 

i'm a bit lost as to why you need the NOA or DN really....

 

6yrs is a bit of a longtime ago to start waving your arms about in terms of rough justice

 

which this was ofcourse

 

you need to go through that sar and findout how the debt got SO inflated before it got to court.

 

have you the statement leading to this period?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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BRIGADIER2JCS posted for me to check for DN and NOAs default date and last payment, so I did.

 

I agree but I'm not trying to claim rough justice, even though it was like you say

- I've already complained about this case the the Finacial Ombudsman but got nowhere as it had already gone to court.

 

I just want to clear this debt the best way possible and if i could get something back from them as well as a PPI payment then it would be good.

 

Originally i wanted to get a settlement figure from them but they won't give me one unless I provide a financial statement, which I'm not too willing to do.

 

The CCJ will run out in March and I would like to clear this so I can move on with my life.

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ok yep i understand that

and i'm with you on it as posted quite early on

 

this is a process of data mining

 

the CCJ will be gone

paid or not soon.

 

as pointed too already

you paying it now

wont make it go away any quicker

a settled CCJ is a bad as an unsettled one.

 

the game here is to get you as much money back

or

off any settlement.

 

now

 

you need to go through the statements you have.

 

if you need to scan them all up.

 

so we can

 

the disgusting thing is the rise inthe debt

from about £4k to £11k

 

have you go ANY data from HFC beyond 6yrs.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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but nothing for the Org PC loan?

 

did you get the/any agreemrnt copy?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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ok so that agreement should show the outstanding amount for the PC loan?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

sri forget

they must be PDF's

to show sizes

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

+£200 of PENALTY charges

and that PPI refund looks wrong too

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

agreement please

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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