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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times. ×


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    • FTMDave
      G24 anpr PCN - Double Dipping - Wigan Robin Retail Park

      By FTMDave · Posted

      Well, that's it then. Clear proof of the rubbish cameras. Clear proof of double dipping. G24 won't be getting a penny. Belt & braces, I would write to the address LFI has found, include the evidence of double dipping, and ask Fraser Group to call their dogs off.
    • RodeMan
      80k debt

      By RodeMan · Posted

      LOL. after sending Perch capital a CCA request with a stapled £1 PO attached (x2) Their lapdog Legal team TM Legal have sent me two letters today saying "due to a recent payment on the account, your account is open to legal/enforcement action" so i guess they have tried to apply that payment to the account to run the statue bar along. dirty tactics lol.
    • MANUKI12742
      Advise on debt I currently hold

      By MANUKI12742 · Posted

      I have initiated the breathing space so ill wait. from re reading everything this what i understand BS gives me 60 days break from the creditors during these 60 days they may contact me and will most likely default I need to wait until after a default notice to see whether the OC will keep the debt or sell it off If kept by the OC then i should attempt a plan or pay some token payment? If sold to DCA then don't pay and after 6 years it will leave my credit report once the DN is registered with a date. DCA may start a CCJ but unlikely, if they do come back here. last question, do you know roughly how long this will all take? in terms of defaults/default notice, potential CCJ? Would you say I have 12 months plus from when the BS ends?
    • FTMDave
      MET CCTV PNC - Starbucks closed- Southgate Park, Stansted CM24 1PY

      By FTMDave · Posted

      Well, it's up to you. Years & years & years ago the forum used to suggest appealing to POPLA, but then AFAIK POPLA's remit was changed and it became much more biased in favour of the PPCs. One of the problems with taking that route is that the onus will fall on you to prove your appeal, while if you do nothing the onus is on MET to start legal action which experience teaches they are very, very reluctant to do. If you go down the POPLA route I would think your ace would be insufficient signage.  Are you able to go back there and get photos of their rubbish, entrapping signs?
    • Hikertrash
      MET CCTV PNC - Starbucks closed- Southgate Park, Stansted CM24 1PY

      By Hikertrash · Posted

      The first clearly visible sign as you pull in to the car park states “McDonald’s Customers Only 60 minutes” The next clearly visible sign is an almost identical sign outside Starbucks which states “60 minutes free stay for customers only” There are other signs towards the rear of the car park (away from the outlets) that have the terms and conditions on them in very small print.

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    • Post in Suing a parcel delivery company when you don't have a direct contract with them – third-party rights Copy of judgment available

      BankFodder posted a post in a topic,

      We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
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      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

Payday loans (Prob heard it all before

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renegadeimp

renegadeimp

Posted
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NO. If they want to discuss the offer or the account, they are only to communicate in writing. Do not fall into their trap.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

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vegas2003

vegas2003

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Any ideas with the QQ one people, do i pay it and does it look like a F&F settlement if i do. I can use my mums card to make the payment of £500 but will they still chase me or settle it juging on the emails they sent me

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renegadeimp

renegadeimp

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You must get it in writing from them that its Full and Final and there is no chance of them chasing or passing on any remainder of the debt owed. ALso, if you do get this confirmation, then do NOT pay by debit card. Standing ORder only, or from a prepaid card or obsolete bank account that you wont use again.

 

QQ are well known to "forget" what they agreed to, and use the details to take whatever they like from the account, whenever they like. We have also had reports of them sharing debtors information with other PDL's.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

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vegas2003

vegas2003

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They keep telling me on the phone that the email they sent is full and final settlement and that the only was to pay is the methods i mentioned earlier... I can use a bank account that i rarley use i guess. But i am just concered about the wording in the email regarding it being full and final. How and what am i best approaching them back saying?

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renegadeimp

renegadeimp

Posted
Posted

Why are you talking to them on the phone? If its FULL settlement, then the wording of the communication needs to be specific.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

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renegadeimp

renegadeimp

Posted
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DO NOT CALL THEM. That is exactly what they want you to do. They WILL take your details and they WILL debit what they want, when they want. It might not be immediately, but its guaranteed to happen.

 

If they will not send an email to confirm it, then they do NOT get any money. Think about it. If they refuse to send an email with the wording i mentioned earlier, then theres something very wrong with the "agreement".

 

Of course, i can only offer you advise based on experience, but if you feel that you want to give them the money simply because they are threatening and harassing you, then that is totally up to you.

 

They have already gotten to you by claiming the debt is almost 1000, then offering a 50% reduction. Plus you felt forced to accept a loan from a family member.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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renegadeimp

renegadeimp

Posted
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Screenshots wont count. You need the confirmation to be in letter or email only. If they will not send you one, simply dont pay them. Send them an email or letter and ask for a copy of their complaints procedure. Exhaust this procedure so you can take the case to the FOS. Also file a full complaint with the OFT.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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vegas2003

vegas2003

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Do you guys think this is good enough as a full and final settelment. Still can't get bank details off them.........................Thank you for contacting us to inquire about how to settle your balance. Please be advised, acceptance of the settlement offer constitutes the due date will not change and you will be ineligible to receive funds from Quick Quid or our affiliates in the future. The settlement we can offer is detailed below and the remaining balance written off.£500.00__________due 13/07/2012 via debit cardOur records indicate we do not have valid banking details on file which is needed in order to set your arrangement in place. Please contact us immediately to update your debit card or banking details. You can contact us via email, phone, and Live Chat. To update a Direct Debit please provide: Sort code and Account number. To update a Debit Card please provide the Card type, Card long number, 3-digit Security Code, Issue number, Card Expiry Date, and Card Start Date.Please remember to have funds available on the dates listed above. This arrangement cannot be cancelled and collection procedures will continue if it is not honoured.If you have any queries, our Collections Department is here to help.QuickQuid Collections Department

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renegadeimp

renegadeimp

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Nope. They want your details. Not good enough. They give you THEIR payment details or its a no deal. I say this because QQ are known for offering low settlement amounts ( because they add on unfair charges and fee's), yet once the details are in their possession, they take the full amount and tell you that they are entitled to do so.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

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vegas2003

vegas2003

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Really!!! What if i Pay them the 500 then cancel my card and order a new one and write to my bank saying under no circumstances do not authorise any payments to this company?

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renegadeimp

renegadeimp

Posted
Posted

Thats the thing, they wont debit the 500, they will most likely debit the entire amount in one go. Of course theres the offchance that i am completely wrong, but exprience and history of this PDL and others tells us differently. They have done it multiple times before and so have a lot of other PDL's. It's the main reason we tell people to DEMAND their banking details. If they refuse for some obscure reason, then they are refusing a valid form of payment towards the debt, which is a breach of OFT regulation on debt collecting.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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vegas2003

vegas2003

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If i only make sure their is 500 in my account they wont be able to take more will they, then i could cancel my card... Its like banging my head against a wall trying to get their account details you see

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renegadeimp

renegadeimp

Posted
Posted

You could try that, but some banks have been known to take an account into an unauthorised overdraft to fulfil the transaction.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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