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    • Thank you. Such a good point. They did issue all 3 before I paid though. I only paid one because I didn’t have proof of parking that time, only for two others.    Unfortunately no proof of my appeal as it was just submitted through a form on their website and no copy was sent to me. I only have the reply. I believe I just put something like “we made the honest mistake of using the incorrect parking area on the app” and that’s it. Thanks again for your help. 
    • They are absolute chuckleheads. You paid but because you entered a different car park site also belonging to them they are pursuing you despite them knowing what you had done. It would be very obvious to everyone, including Alliance that your car could not have been in two places at the same time. Thank you for posting the PCN so quickly making it a pity that you appealed since there are so many things wrong with it that you as keeper are not liable to pay the charge. They rarely accept appeals since that would mean they lose money but they have virtually no chance of beating you in Court. Very unlikely that they will take you to Court given the circumstances. Just in case you didn't out yourself as the driver could you please post up your appeal.
    • Jasowter I hope that common sense prevails with Iceland and the whole matter can be successfully ended. I would perhaps not have used a spell checker just to prove the dyslexia 🙂 though it may have made it more difficult to read. I noticed that you haven't uploaded the original PCN .Might not be necessary if the nes from Iceland is good. Otherwise perhaps you could get your son to do it by following the upload instructions so that we can appeal again with the extra ammunition provided by the PCN. Most of them rarely manage to get the wording right which means that you as the keeper are not liable to pay the charge-only the driver is and they do not know the name and address of the driver. So that would put you both in the clear if the PCN is non compliant.
    • Thank you so much. Yes, I wish I had done my research and not paid. It's all for the same car park. Here is one of the original PCNs, they are all the same bar different dates. PCN-22.03.24-1.pdf PCN-22.03.24-2.pdf
    • Hi Clou, Welcome to the Forum and thank you for reading first before you posted. There seems to be many problems with Cornwall and getting a signal to use your a phone which could be why these parking companies don't use alternatives. It is a shame you paid the first one as you would probably have not had to pay that one either.  Was the car park at which you paid the same parking company as the one sending you these PCNs? On the subject of PCNs could you please post them up so we can see if they comply with the Act.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Automatic removal of Defaults?


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Hi all,

Thanks for the great advice so far...

Defaults that are your credit file, are they supposed to come off yourcredit file automatically after the 6 years, or do you have request the creditagency to do it?

The reason I ask, is that on my file there are 'some' defaults, but theirdefault dates are pass the six years point...

Thanks

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Hi all,

Thanks for the great advice so far...

Defaults that are your credit file, are they supposed to come off yourcredit file automatically after the 6 years, or do you have request the creditagency to do it?

The reason I ask, is that on my file there are 'some' defaults, but theirdefault dates are pass the six years point...

Thanks

 

 

Hi there. Yes, they should drop off automatically on the 6year anniversary but this does not always happen due to system failures and ak of updates - I would drop them a quick line and ask them to remove them - bare in mind that you can mak a Cain against a CRA if they are holding information on you after the 6 year period which is affecting you.

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What exactly is the 6 year rule? The reason I ask is I thought you weren't liable after 6 years but I have a car loan debt that has been sold on to another company who are still pursuing it. The car was "handed back" around 10 years ago but I can't remember the detail, i.e. whether I handed the car keys back or they repossessed it.

 

I also have a smaller credit card debt that again was sold on to a debt collection company who are still chasing me, that's well over six years old too.

I only mouth my opinion, please look elsewhere for sensible advice! :)

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Hi

Sounds like both these debts are Statute Barred.

 

SB happens when no payment nor acknowledgement of a debt is made in the preceeding 6 years (or 5 years in Scotland)

 

Until you tell them that no payment will be forthcoming, they can continue to chase so send them the SB letter in the library. (Recorded Delivery of course)

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

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Thanks, I've just read that letter. So in otherwords if I haven't made a payment or responded to them in six years (I haven't, I make a point of NEVER contating DCA's) they have no legal claim to the debt?

I only mouth my opinion, please look elsewhere for sensible advice! :)

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Hi there. Yes, they should drop off automatically on the 6year anniversary but this does not always happen due to system failures and ak of updates - I would drop them a quick line and ask them to remove them - bare in mind that you can mak a Cain against a CRA if they are holding information on you after the 6 year period which is affecting you.

 

Thanks Erimus1 - I have contacted the CRAs informing them to correct the details.

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Thanks, I've just read that letter. So in otherwords if I haven't made a payment or responded to them in six years (I haven't, I make a point of NEVER contating DCA's) they have no legal claim to the debt?

 

 

Correct :-)

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

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Thank you, vey much appreciated. Sorry for hijacking the thread but the subject was so closely linked it seemed pointless to start a different one.

I only mouth my opinion, please look elsewhere for sensible advice! :)

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