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    • @Man in the middle I've been searching the forum and you seem very knowledgeable. Would you mind giving a look at my query please? Thanks in advance!!
    • Thanks for this! I'm still not clear if I'm facing more than 6 points on my license though. Can you explain any further please? When I accept the 2nd speeding ticket, will they just charge me £100 and 3 points, or will they be more severe concenquences since that offense took place the following day of the 1st offense? Similarly, when I accept the 3rd offense, will they look at my record or just charge me with the £100 fine and 3 points?
    • Yes of course. That's why it says cc:: BIg Motoring World at the bottom. Don't imagine that this solves the issue. It doesn't. He not have to force the finance company and big motoring world to accept the rejection to give your money back. I suggest that you get the letter off tomorrow. And let us know what you hear but on Friday you should then send a threat to the finance company.   Have a look what I have said here about your options and read the whole thread as well.  
    • Been perusing the actual figures on the polls above wondering where the '16% claimed for deform comes from? I understand that there are 'weighted' end results based on secret calculations ...   Probably going to repeat this later, but remember that the ukip/brexit/reform/deform party has ALWAYS had poll speculation FAR better than their actual  performance at elections - by large margins. SO: The labor and Tory votes come largely from simply the people who say they will vote for them - sorted Lab 43% Tory 20%, with maybe another small 1-2% coming from the weightings of the 'not sures' Greens largely get what is declared from 'other' , although with another declared green bit from the 'pressed' question   So as the share of the voting displayed in 'other' granted to reform/deform is around 11%, where does the '16% too often being reported come from? Seems that reform has been granted as beneficiary of effectively ALL the don't knows and wont says, who when pressed didn't actually declare for someone else ... effectively adding 40%+ to their reported polling % - rather strange given their consistent under-performance compared to polling - or perhaps that is the cause of the higher rating eh?   Now I admit the possibility (probability?) of wingers being ashamed of declaring their support for the yuckey lemon end of the spectrum ... but surely  that should affect the 'Torys as well? Maybe the statisticians have simply weighted in that deform wingers are simply more likely to lie?   But - without 'weightings' and assumptions that faragits will get everything that isnt declared as a definite and unequivocal 'not that Piers Morgan' - reform is on around 11% it seems.   Add to that the history of polling a lot less than the hype - and the simple fact that faragit wingers seem to be spread across the country (presumably skulking in their moms spare room despite being 45+) and greens and lib dems seem to be community minded - I think two seats will be an epic result for farage. Hardly the opposition - far more raving wingnut party.   and importantly - Has farage got a home in clacton yet?
    • "as I have no tools available to merge documents, unless you can suggest any free ones that will perform offline merges without watermarking" (which you don't) ... but ok please upload the documents and we'll go from there
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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after a bit of advice please , i owe a bit of council tax and accept thats my own fault however today my wife phoned me and told me a baillif was blocking her car in and demanding £400 are they allowed to obstruct the vehicle as she asked him to move but he wouldnt many thanks

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sorry didnt really put a lot of information this is the first time ive even heard of this firm weve had no previous letters off them , the police were called after i spoke to the bailiff on the phone and had to leave work , his van was parked behind my wifes car and she couldnt go to work , i have to pay them £400 tomorrow but i dont even know how much the debt is

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Contact the council and ask them

How many Liability Orders they hold for you

How much are they for

When were they obtained

When were they passed to bailiffs for enforcement.

 

Once you have this information post it up here

 

Which council is this? I ask because some councils have outsourced their back office to a company named Capita, who also own a couple of bailiff companies, Ross & Roberts, and Equita. When you phone these councils you are speaking to Capita and they will insist you deal with their buddies in ross 'n robbers,

 

Once we know what the council say what you owe Caggers can look at what the bailiff is charging.

 

Has he levied your wife's car by the way, as in left a notice of seizure listing the car?

We could do with some help from you.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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its birmingham city council when i told him id never heard of his company or recieved any correspondence from them he told me it was the councils fault , he then phoned someone who he said was from the council and i spoke to her and she said she would send me details of what was outstanding but im not sure if i should pay the £400 tomorrow and enter a payment plan or not ?

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its birmingham city council when i told him id never heard of his company or recieved any correspondence from them he told me it was the councils fault , he then phoned someone who he said was from the council and i spoke to her and she said she would send me details of what was outstanding but im not sure if i should pay the £400 tomorrow and enter a payment plan or not ?

 

Park the car a good way away, and DO NOT let the bailiff in tomorrow, his payment arrangement will include coming in to list your property as " security" this is a levy and opens up a whole world of pain. One problem is BCC use Capita and Capita own ross 'n Robbers. their use of Equita is under scrutiny, so likely they are using the other firm they own until the heat dies down. find out how much you owe but there is no law that says you have to deal with a bailiff p\y direct to council, the bailiff will engineer a default to charge more fees so try to take him out of the picture. . It is likely the bailiff will charge you a visit fee for his call. others will be along to help further no doubt

We could do with some help from you.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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its birmingham city council when i told him id never heard of his company or recieved any correspondence from them he told me it was the councils fault , he then phoned someone who he said was from the council and i spoke to her and she said she would send me details of what was outstanding but im not sure if i should pay the £400 tomorrow and enter a payment plan or not ?

right type in direct , gov and search bailiffs u can refuse to pay them and ask the council to take ure payments please do not hand ross and roberts any money tomorrow untill u have spoken to the council u need to know why u havnt had any contact from them to tell u that u owe any money and also ross and roberts should also send u a warning letter i have had mega problems with ross and roberts they have put me in hospital please pm me if u need to talk i will give u my number and help u

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It is not a good idea to pm and deal with a newbie or unknown no disrespect intended to anyone, it is best to stick to open forum. It is frowned on quite rightly by the site team, as the newbie or othe rmay not be what they seem.

Edited by brassnecked

We could do with some help from you.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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i told the bailiff on the phone he wasnt going to get in the house and thats why he phoned the police who were brilliant to be honest , so i should just keep paying the council online then ? the police woman who was here told me he realised the way wasnt worth anything but not until after i told him id pay £400 so if he cant get in the house and the cars worthless what can he do ?

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keep paying the council online and ignore the bailiff, at least don't let him in. if you deny him a levy he is relatively powerless, but you may end up owing for a couple of visit fees, totalling £42.50 so factor those in.

We could do with some help from you.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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i told the bailiff on the phone he wasnt going to get in the house and thats why he phoned the police who were brilliant to be honest , so i should just keep paying the council online then ? the police woman who was here told me he realised the way wasnt worth anything but not until after i told him id pay £400 so if he cant get in the house and the cars worthless what can he do ?

 

they can not break in they have made no leavy ask the council why u have not been informed of the money u owe and u have not had any letters from ross and roberts i owe the council 700 pounds but yet ross and roberts debt is 3200 i missed 1 payment while i was in hospital i have a brain condition they didnt care about this they council have agreed to take it bk from ross and roberts next month ross and roberts are the lowest of the low if u want to pm me i will help u sort this but u need to contact the council first thing in the morning and offer a payment plan of what u can afford i will find the link for u give me 5 mins

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im not sure if my wife signed something to do with the car but its only worth peanuts

 

He must have levied the car, that allows him to charge more fees, we need to know how much the arrears are, what the bailiff has added, as if the car is less value at auction, it is arguable as to it's validity, if it would not pay all fees, including auction fees, bailiff fees, and a portion of the debt. bear in mind a motor worth a couple of thousand would be luvky to make £300 at auction. What is the year and approx value?

We could do with some help from you.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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its a 2000 ford mondeo its only worth £300 approx at auction it would be lucky to get £200 he realised this because the policewoman told me so , ive no idea of any charges because ive had no letters from them just this bloke saying he wanted £400 ?

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its a 2000 ford mondeo its only worth £300 approx at auction it would be lucky to get £200 he realised this because the policewoman told me so , ive no idea of any charges because ive had no letters from them just this bloke saying he wanted £400 ?

 

jeff he should have left u a letter with the amount on it and fees he will try and put loads of money on it but hes only aloud to charge 24.50 for 1st vist typr in google bailiffs and go down a few to direct gov site hun the lady from ross and roberts who i had kept calling me love i asked her not to but she still carried on she even listed a car that dont even belong to me it was just parked outside

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jeff he should have left u a letter with the amount on it and fees he will try and put loads of money on it but hes only aloud to charge 24.50 for 1st vist typr in google bailiffs and go down a few to direct gov site hun the lady from ross and roberts who i had kept calling me love i asked her not to but she still carried on she even listed a car that dont even belong to me it was just parked outside

You likely come into the vulnerable category alex, but they have shot themselves in the foot if they levy a third party motor.

We could do with some help from you.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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the bailiffs phoning me in the morning shall i just tell him im not paying him ?

 

jeff did u google that website also have the council ever sent u any letters saying u owe ct hun i need to know this first u deffo had no letters from ross and roberts

 

brass could the levy be worthless then coz the make and reg number is on the levy

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had a look at the website and it says you can stop bailiffs by offering to make payments direct to the council but they say i have to pay the bailliffs and id never heard of ross and roberts until today

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I can guarantee if he's coming back in the morning the debt will have jumped substantially - guess £650ish possibly. If your OH signed something was it explained to her what it was and what would happen if she defaulted on any payments? If possible can you get said document and tell us what is on it?

 

PT

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I can guarantee if he's coming back in the morning the debt will have jumped substantially - guess £650ish possibly. If your OH signed something was it explained to her what it was and what would happen if she defaulted on any payments? If possible can you get said document and tell us what is on it?

 

PT

yes i agree did she sign anything hun and have u got any letters from the council about council tax owed did the bailiff not leave any paper work with u

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I have to agree with ploddertom, I think the bailiff has seized the car, so post up details of what is on the paper he persuaded your wife to sign, and we can take it from here, all is not lost, and there may well be wriggle room.

We could do with some help from you.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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got no paperwork from the bailiff think the thing that was signed was something to do with the car because he asked me if id supply the log book and keys and i said no

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got no paperwork from the bailiff think the thing that was signed was something to do with the car because he asked me if id supply the log book and keys and i said no

 

jeff is it a joint debt for the council have the council sent u any letters at all about this u need to hide the car tonight hun park it quite a few roads away coz bailiffs know that people do this

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