help with Marshall Hoares Bailiffs‏/NDR

[renegadeimp]

Send the two harassment letters from the CAG library to MH. You are 100% right about baliffs. They like to use this word, but they have no idea what it means and are simply trying to scare you. Also where they list the warning, you need to get that to the OFT and FOS asap. as it breaks the rules on debt collecting.

 

In short, it's just a typical threat letter.

 

Can i ask if you are trying to pay any of it off, or are regularly sending letters trying to negotiate with the original creditor, or any other DCA's that have handled your account?

[renegadeimp]

What i meant was, have you been trying to pay the debt off. Do you have proof that you have been trying to contact them? Have you made any repayments? If so, then the ball is in your court, and they are digging themselves into a very deep hole.

[renegadeimp]

Ahh gotcha. WEll, what you need to do is send the following letter to the original creditor ( Not a DCA).

 

http://www.consumeractiongroup.co.uk/forum/content.php?428-General-debt-letter-if-you-know-nothing-of-the-debt

 

Once you have or dont have a response of the Original creditor, you can happily go tell everyone who comes chasing you to take a running jump. If they dont like it, you can tell them that you either have proof from QQ ( who isnt properly licensed over here anyway), or tell them that because you didnt recieve a letter in response to your prove it letter, that you now consider the debt in formal dispute and any and all attempts at communication or debt collection attempts will be seen as harassment and will be reported as such.

 

 

Remember, do NOT chase the letter up. Once youve sent it by recorded delivery, it is up to the creditor to provide proof. If you get any communication from the DCA's you can say that the account is in dispute and you are in communication with the ORiginal Creditor. The DCA will not like this at all, but the kicker is they have no legal stance or right at all. Everything has to go back to the Original Creditor due to it being disputed.

[renegadeimp]

Hmm. Toothfairy seems to be doing this a lot lately, meaning they are now somehow linked to multiple PDL's but not registered as such.

 

Theres something VERY strange going on here since QQ now seem to be linked to toothfairy too. As sillygirl said, this really needs reporting asap to the relevant authorities.

[renegadeimp]

Well, their main office is in the USA.

 

QuickQuid is the trading name of CashEuroNetUK, LLC. CashEuroNetUK, LLC is a Limited Liability Company incorporated in the United States. Head Office: 200 W. Jackson Blvd., 14th Floor, Chicago, IL USA. Correspondence Address: 483 Green Lanes, London, N13 4BS. Consumer Credit Licence #: 603395

 

 

But just so you know, that address they give is a mail forwarding place. QQ do not have an office there.

 

The address they give for their UK correspondance directs to http://www.prime-secretarial.co.uk/

 

And according to companies house, QQ are no longer trading in the Uk...

[renegadeimp]

They seem to have an official address, although they mis-registered it when setting up the company, and they only allow the mail forwarding address for all correspondance.

 

Both entries for QQ in companies house have them listed as closed or ceased trading...... interesting.

 

 

CCA info:

 

Application / Licence Details

Licence Number:

0603395

Licence Status:

Current

Current Applicant / Licensee:

Business Name Company Registration Number

Casheuronet UK LLC FC027527

Categories:

Consumer credit

Credit brokerage

Right To Canvass Off Trade Premises:

No

Trading Name(s) (Current):

Cashnet.co .uk

Pounds to Pocket

Pounds to purse

Quick Payday

Quick Quid

quickquid.co.uk

quickquid.com

ThePaydayComparison.co.uk

Trading Name(s) (Historic):

Cashnet

Cashnet uk

Issued Date:

04-Jul-2007

Expiry Date:

04-Jul-2012

Legal Formation:

Body Corporate (incorporated outside UK)

Current Individuals that run the organisation:

Name Position

Linscott John Curtis

Mr Feehan Daniel Ray

Nature of Business:

Other

Current Address(es):

Address Type Address

Accept Notices/Documents Abogado Nominees Ltd, 100, New Bridge Street, London, EC4V 6JA

Correspondence 483, Green Lanes, LONDON, N13 4BS, United Kingdom

Principal Place Of Business 200 W Jackson, Boulevard 14th Floor, CHICAGO, Illinois, 60606, USA

Registered Office Capitol Services, Inc., 615 , South DuPont Highway, Kent County, Dover, Delaware, DELAWARE 19901, USA

Historic Address(es):

Address Type Address

Correspondence Cash America Net Holdings, 1600, West 7th Street, Fort Worth, Tarrant, 76102, U S A

Principal Place Of Business Cash Amercia Net Holdings, LLC, 200, W. Jackson Street, Suite 2400, Chicago, IL, Cook, 60606, USA

Principal Place Of Business Cash America Net Holdings LLC, 200, W. Jackson Street Suite, Chicago IL, Cook, 60606, U S A

Registered Office Capital Services Inc, 615, South dupont Highway, Dover, Kent, 19901, U S A

Registered Office Capitol Services, Inc., 615, South DuPont Highway, Dover, Delaware, Kent, 19901, USA

[renegadeimp]

Where did you find that one? Because the CCA database and companies house has something completely different.

 

The one you listed is : http://wck2.companieshouse.gov.uk/df372881291e5a45249c94a3813af2f1/compdetails and as you can see, they no longer have a registered base in this country and are trying to operate by proxy, in effect, trying to negate UK law. You need to get complaining to the OFT/trading standards and the FOS about them.

[renegadeimp]

Thats ok elzerbeth. I was just stating that companies house lists their business as closed and they do not have a base of operations here. Thats why they are using mail redirection services.

[renegadeimp]

Wonder why theyre hiding behind a P.O box?

[renegadeimp]

How can I send a recorded letter to a po box

 

Thats why i said it. They are a very VERY shady company.

[renegadeimp]

Yep. To be honest, i would email or mail the address that QQ state for all correspondance. Then go from there. If MH try to be awkward, they can easily be put into their place with a few remarks in a letter.

[renegadeimp]

Send them a letter saying you are dealing with the original creditor/NDR and you do not acknowledge anything from Appleton Massey. They cannot keep passing the account around when you are currently disputing it. The content of the letter is also contrary to OFT guidelines on debt collection.

 

Also, from the last part of the letter, it seems that it is a bit fishy. Since they are telling you to only ring NDR, even when this so called solicitor has contacted you.

[renegadeimp]

I'd say follow their advice for now. Also put in the letter to NDR, that you have tried multiple times to contact both the original creditor and NDR to arrange repayment or negotiate a final sum, yet to date, you have had no discernible reply.

[renegadeimp]

If you have no knowledge then send them the prove it letter. Then ignore them. It is up to them to prove you owe them then. If they try to send you more letters you can claim damages for stress and harassment plus also contact the SRA about appleton.

[renegadeimp]

Send them the harassment notice by email, and get reporting them to the OFT and especially OFCOM.

[renegadeimp]

Did you send the telephone harrassment email and have you complained to ofcom?

[renegadeimp]

If you didnt contact them, then ignore it. Theyre known for trying it on. I'm still of the opinion MH and NDR are one and the same, despite what they say.

[renegadeimp]

Looks like its a trip to the CAB then on the express advice of the OFT.

[renegadeimp]

They cant dent it as you have written proof. The OFT has a lot more resources to investigate with when they get going. They can even tell the PDL to forward ALL their records to them.