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    • Nick Wallis has written up the first day of Angela van den Bogerd's evidence to the inquiry. I thought she was awful. She's decided to go with being not bright enough to spot what was happening over Fujitsu altering entries on the Horizon system, rather than covering up important facts. She's there today as well. The First Lady of Flat Earth – Post Office Scandal WWW.POSTOFFICESCANDAL.UK Angela van den Bogerd, on oath once more It is possible that Angela van den Bogerd and her senior colleagues (Rodric Williams, Mark Davies, Susan...  
    • Thank-you dx, What you have written is certainly helpful to my understanding. The only thing I would say, what I found to be most worrying and led me to start this discussion is, I believe the judge did not merely admonish the defendant in the case in question, but used that point to dismiss the case in the claimants favour. To me, and I don't have your experience or knowledge, that is somewhat troubling. Again, the caveat being that we don't know exactly what went on but I think we can infer the reason for the judgement. Thank-you for your feedback. EDIT: I guess that the case I refer to is only one case and it may never happen again and the strategy not to appeal is still the best strategy even in this event, but I really did find the outcome of that case, not only extremely annoying but also worrying. Let's hope other judges are not quite so narrow minded and don't get fixated on one particular issue as FTMDave alluded to.
    • Indians, traditionally known as avid savers, are now stashing away less money and borrowing more.View the full article
    • the claimant in their WS can refer to whatever previous CC judgements they like, as we do in our WS's, but CC judgements do not set a legal precedence. however, they do often refer to judgements like Bevis, those cases do created a precedence as they were court of appeal rulings. as for if the defendant, prior to the raising of a claim, dobbed themselves in as the driver in writing during any appeal to the PPC, i don't think we've seen one case whereby the claimant referred to such in their WS.. ?? but they certainly typically include said appeal letters in their exhibits. i certainly dont think it's a good idea to 'remind' them of such at the defence stage, even if the defendant did admit such in a written appeal. i would further go as far to say, that could be even more damaging to the whole case than a judge admonishing a defendant for not appealing to the PPC in the 1st place. it sort of blows the defendant out the water before the judge reads anything else. dx  
    • Hi LFI, Your knowledge in this area is greater than I could possibly hope to have and as such I appreciate your feedback. I'm not sure that I agree the reason why a barrister would say that, only to get new customers, I'm sure he must have had professional experience in this area that qualifies him to make that point. 🙂 In your point 1 you mention: 1] there is a real danger that some part of the appeal will point out that the person appealing [the keeper ] is also the driver. I understand the point you are making but I was referring to when the keeper is also the driver and admits it later and only in this circumstance, but I understand what you are saying. I take on board the issues you raise in point 2. Is it possible that a PPC (claimant) could refer back to the case above as proof that the motorist should have appealed, like they refer back to other cases? Thanks once again for the feedback.
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Might be a dumb question, but how can there be an original agreement if it was an online application? By "original" do you mean the relevant version of the agreement that was applicable at the time the application took place?

 

:)

Well 6 years on and most of the defaults have disappeared, thank you CAG for a

ll your help

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Practice Direction of the CPR my a**e :roll: Thought I had given you enough training BL on how to deal with these nutters.

 

Regards

 

Andy

Edited by Andyorch

We could do with some help from you.

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Hi,

 

Sorry to butt in on your thread bradfordlad... but ..Andy are you saying that the above letter is not a "proper" Letter before Action?

 

 

 

I'll follow this thread bradforlad, am having to deal with them myself atm.:mad2:

 

 

Yes most LBAs are headed LBA and normally allow 7/14 days for any proposals from the debtor.

 

 

 

Molly:-)

 

Regards

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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No worries Molly - any time!

 

Andy - I know, I know.....! I knew deep down it was , but I think I needed to hear it from someone else!! I think it's because it's the first account that's actually done anything since the BoI saga last year. So, the usual cobblers for now - I think I'll reply anyway with a CCA request, and SAR to see how much they fleeced me for in fees over the last couple of years :)

 

It shows the training worked though - my first thought was "which Practice Direction" and my second was, "why do Pre Action Protocols come into in when there's no hearing set" - maybe I'm getting the hang of it after all?!

Well 6 years on and most of the defaults have disappeared, thank you CAG for a

ll your help

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No worries Molly - any time!

 

Andy - I know, I know.....! I knew deep down it was boll*cks, but I think I needed to hear it from someone else!! I think it's because it's the first account that's actually done anything since the BoI saga last year. So, the usual cobblers for now - I think I'll reply anyway with a CCA request, and SAR to see how much they fleeced me for in fees over the last couple of years :)

 

It shows the training worked though - my first thought was "which Practice Direction" and my second was, "why do Pre Action Protocols come into in when there's no hearing set" - maybe I'm getting the hang of it after all?!

 

Sounds like a plan maybe even a CPR request if they want to quote legal before litigation:roll:

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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Sounds like a plan maybe even a CPR request if they want to quote legal before litigation:roll:

 

Andy

 

It'd save me a tenner! CPR 31.16 - pre action disclosure? Having said that, I don't want to tempt fate - not with my track record!

Well 6 years on and most of the defaults have disappeared, thank you CAG for a

ll your help

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Perhaps not lets stick to a DSAR and CCA request for now.

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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It'd save me a tenner! CPR 31.16 - pre action disclosure? Having said that, I don't want to tempt fate - not with my track record!

 

 

 

Think carefully about a CPR 31.16 as you are responsible for the other sides costs which could be hundreds of pounds.

 

I'd pay the £10.00 rather than risk paying the costs of a 31.16.

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