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Old GE Capital Bank Store Card Accounts


221b
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Hello

 

Similar to HSBCrusher in that I am amaking a multi-claim from GE Capital...

 

My slight prob is that they have sent me back a gushingly apologetic letter stating that as some of the accounts are so old and now closed that they can't provide me with the statements for those accounts.

 

Strangley enough, all the accounts they can provide me with statments for are the ones where I was a very good girl and never missed a so**ing payment.

 

Any suggestions as to what I might do? The letter seems sincere, but I have my doubts re: not being able to acces the older statememts. Surely legally they are duty bound to hang onto statements for some considerable time, many years I'd have thought, similar to the banks, who hang onto statements for as far back as 1992?

 

Any advice as to how I might procees greatly appreciated...

 

221b

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Hi 221b

 

I too have called them to be told my accounts last purchase was in 99 and they cant open the account.

 

I'm shouting at them as we speak because I was still in debt to them after than and didnt settle and close the account until 2002. (statute of limitations)

 

They have two choices, give me the two years statements I am entitled to and also proof of a default notice and original agreement

 

or

 

remove all existance from my credit report immediately.

 

Ryjayel

o---------------------------------------------------

Barclaycard & Barclays Bank Done! :whoo:

The journey back to a decent credit file is much longer than the path it took to ruin it!

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Thanks Ryjayel

 

How are you getting on?

 

Any further suggestions or experiences realting to this would be most welcome...

 

Many thanks,

 

221b

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