going bankrupt - what happens to my bayv goods?

[Woody76]

Hi I was wondering if anyone could advise me.

 

I am applying for bankruptcy just in process of filling in forms and awaiting cheque for fees (Union is very kindly helping me out with these )

and I was wondering what would happen with the products that I currently have with BAYV (buy as you view).

 

I am currently paying for a washer and bed (please dont lecture I am aware that this is not the best way and have learnt the hard way ) and have been paying for just over a year.

 

I have a coin meter attatched to our tv but they collect payment via DD so no money in meter but if we werent to pay I am aware it will get cut off.

 

The washer is in good working order but the bed is broken but usable.

 

I am aware that the debt will go in the bankruptcy but how do I go about getting the coin meter disabled without loss of tv???

 

I know that people have had loads of problems with this company and we have had our own problems

but I dont want to ring and ask them yet till we actually get our bankruptcy date in case they cut off our tv immediately as they do it remotely.

 

Any help you can give would be fabxxxxxxx

[BAYV]

Dear Woody 76

 

 

There are a number of ways for us to help:

 

In terms of the faulty product, depending on the fault and reason for the fault you may be eligible for either a Repair - Replacement or Refund.

 

In terms of your bankruptcy order, as the agreement is a Hire Purchace it will not be swept up with the bankruptcy order but we have a number of options to help which range from:

 

Reducing your payments

Extending the time to pay

Returning the products ( Depending on amount paid)

 

In the first instance

 

Write to us at:

 

Customer Service Department

Buy As You View

Kingsway Buildings

Kingsway

Bridgend Industrial Estate

Bridgend

CF31 3RY

Or

 

Call us free on:

0800 138 7788

 

Or

 

Email us on:

www.bayv.co.uk/help.ashx

 

Kind Regards

 

BAYV Customer Service

 

 

 

--------------------------------------------------------------------------------HiI was wondering if anyone could advise me. I am applying for bankruptcy just in process of filling in forms and awaiting cheque for fees (Union is very kindly helping me out with these ) and I was wondering what would happen with the products that I currently have with BAYV (buy as you view). I am currently paying for a washer and bed (please dont lecture I am aware that this is not the best way and have learnt the hard way ) and have been paying for just over a year. I have a coin meter attatched to our tv but they collect payment via DD so no money in meter but if we werent to pay I am aware it will get cut off. The washer is in good working order but the bed is broken but usable. Any way I am aware that the debt will go in the bankruptcy but how do I go about getting the coin meter disabled without loss of tv???I know that people have had loads of problems with this company and we have had our own problems but I dont want to ring and ask them yet till we actually get our bankruptcy date in case they cut off our tv immediately as they do it remotely.Any help you can give would be fabxxxxxxx

[citizenB]

Some links for you to look at.

 

http://www.direct.gov.uk/en/MoneyTaxAndBenefits/ManagingDebt/Bankruptcy/DG_187343

 

http://www.adviceguide.org.uk/index/your_money/money_management_index_ew/help_with_debt_index_ew.htm

[pinkprincess79]

hi just so u no if u force box of tv the tv plug is plugged into box inside simply unlug and plug into wall.... x

[BAYV]

Please be advised;

 

As the Meter is the property of Dunraven Finance Ltd and completely separate from the hire purchase agreement any deliberate damage through forced entry will be reported to the police as criminal damage.

 

Section 2 of the meter agreement clearly states that the meter remains the property of the company therefore under the under the Criminal Damage Act 1971

 

Definition

 

By section 1(1) of the Act:

 

A person who without lawful excuse destroys or damages any property belonging to another intending to destroy or damage any such property or being reckless as to whether any such property would be destroyed or damaged shall be guilty of an offence

 

Kind Regards

 

Customer Services

 

BAYV

 

 

 

hi just so u no if u force box of tv the tv plug is plugged into box inside simply unlug and plug into wall.... x

[sweets-on-the-move]

just wondered what offences buy as you view are guilty of ?????????????

[Chynablu]

Just wondering what would happen if you just cut the plug off your own telly so its no longer attached to the payment meterwould that still be classed as criminal damage? as the meter will still be intact

[sweets-on-the-move]

i assume if it is your tv fully paid for you are the legal owner of the tv and the plug is attached to the tv not the meter then you are allowed to do that as it is your property .as long as you dont tamper or remove the meter always aproach with caution buy as you view are not the most understanding company.if possible will do everything to cause you trouble i had 7 yrs of there hell and it was hell

[assisted blonde]

Dont worry about the TV look on freecycle or get a cheap one from the small ads plenty around although they may be a bit older in style they work and then you wont have to worry about it being cut off.