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Account Closure


paulminize
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Hi all i have just had the first offer from hsbc - i want to continue fighting for the full amount, i know banks can close accounts, does anyone have any idea if this is one of hsbcs tactics or do they leave account open, this is the only account i am claiming that is still open and i dont really want to stir the nest so to speak.

 

Any experience would be helpful

 

Thank you

 

Paul

Me

HSBC: DPASAR 08/08 - Standard Reply XX/08 - First statments 21/08

Capital One: DPASAR 08/08 - Standard Reply XX/08 - First Statements XX/08

MBNA: DPASAR 08/08 - Standard Reply XX/08 - First Statements XX/08

G.E Money (BurtonCard): DPASAR 09/08 - No Reply

Citi Bank: DPASAR 08/08 - Requested more personal info 10/08 - Sent 10/08

RBoS: DPASAR 07/08 - Standard Reply XX/08

HSBC (Credit Card): DPASAR XX/08

 

Partner

Argos: DPASAR 10/08 - Screen Prints XX/08 - Prelim 17/08

New Look: DPASAR 09/08 - No Reply

Abbey Nat: DPASAR 10/08 - Requested more personal info - Sent XX/08

 

Mom

Barclay Card: DPASAR 17/08 -

Capital One: DPASAR 18/08 -

L.P.F: DPASAR 18/08 -

Lloyds TSB: DPASAR 17/08 -

Monument: DPASAR 17/08 -

Sainsbury's Credit Card: DPASAR 17/08 -

 

Partners Mom

Studio: Prelim

Allders: Prelim

 

Partners Sis

NatWest: DPASAR 22/08

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I do already have a parachute account, its just i would rahter not have the hassle. Does anybody know how far hsbc take things, its just that they owe me £850, they have offered £660, so if i accept i would be £190 down but might keep them happy enough to leave my account untouched, however if it goes to court claim is worth over £1000 so will they go as far as court, obviously if they will go that far it is worth upsetting them to get the extra money, its just i dont want to get all the hassle etc if ultimatley i will only get the £190 but upset them enought to close my account.

 

Paul

Me

HSBC: DPASAR 08/08 - Standard Reply XX/08 - First statments 21/08

Capital One: DPASAR 08/08 - Standard Reply XX/08 - First Statements XX/08

MBNA: DPASAR 08/08 - Standard Reply XX/08 - First Statements XX/08

G.E Money (BurtonCard): DPASAR 09/08 - No Reply

Citi Bank: DPASAR 08/08 - Requested more personal info 10/08 - Sent 10/08

RBoS: DPASAR 07/08 - Standard Reply XX/08

HSBC (Credit Card): DPASAR XX/08

 

Partner

Argos: DPASAR 10/08 - Screen Prints XX/08 - Prelim 17/08

New Look: DPASAR 09/08 - No Reply

Abbey Nat: DPASAR 10/08 - Requested more personal info - Sent XX/08

 

Mom

Barclay Card: DPASAR 17/08 -

Capital One: DPASAR 18/08 -

L.P.F: DPASAR 18/08 -

Lloyds TSB: DPASAR 17/08 -

Monument: DPASAR 17/08 -

Sainsbury's Credit Card: DPASAR 17/08 -

 

Partners Mom

Studio: Prelim

Allders: Prelim

 

Partners Sis

NatWest: DPASAR 22/08

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