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    • A never ending torrent of **it Outrage as ‘tidal wave’ of sewage floods historic market town’s unique chalk river WWW.INDEPENDENT.CO.UK Exclusive: Water firm pumps sewage into river Misbourne, Amersham on 21 ‘dry days’ during nearly five month period  
    • Worth noting that all of these firms - either the alleged EIS investment, the rebate company themselves or the payee were all registered to the same address. Clavering House is 3 miles away from HMRC Benton Park view offices.   Wardrop - unfortunately unsuccessful due to late appeal - assessments opened by HMRC in March 2019. Scammed by Richard Hall (Capital allowances consultants ltd - Clavering House) investments into Cryoblast Limited 15/16 (Paul Huggins - Clavering House) and Eco Cooling solutions 16/17 (Anthony Fitches - Clavering House).    Mccuminsky - scammed by Capital Allowances after providing his details to Stefan Brown Alpha Tax Consultants (Clavering House) payment made to Eco Cooling Solutions.    Robson - scammed by Capital Allowances - 15/16 paid to Cryoblast 16/17 paid to Eco Cooling.    Myself - scammed by Allan Maxwell - MaxTax (other business Maxwell electronics) registered to Clavering House.   Cryoblast Solutions and Fast Tax - Alan O’Hara    Please note there are two Cryoblasts involved - Cryoblast limited (Paul Huggins and Clavering House) and Cryoblast Solutions Limited (Alan O’Hara also director of Fast Tax).    My return simply said “Cryoblast” another thing that should have been clarified as part of HMRC guidelines before paying out the claim.    Cryoblast limited was already suspected to be involved in fraudulent claims before my investment as Huntly had open assessments issued in November 2018.    Cryoblast Solutions, the same company director as Fast Tax where my money was sent was dissolved before my claims were submitted. 
    • On the d-day issue, * we know sunaks shameful self-interest preferring a hope at using lies for self-promotion over honoring our heroes, * we know Starmer demonstrated his statesmanship with other statesmen and women,  ** BUT where was Farage? Was he in a pub looking for self-promotion? .. Surely as a wannabe statesman - he should have spent a bit of his (someone elses?) cash attending the ceremonies? or wasn't he offered a seat near enough the front to interest him?   mind you .. "I said I wanted my county back. Well now I want my life back ... I am not a career politician... I won't be changing my mind again, I promise you" - Nigel Farage, stepping down from public life. 5 July 2016  
    • dont need them.   let the defendant play the terms game
    • I am reading the thread now and think although its probably very similar to my predicament,  I have no way of obtaining the terms anymore due to MyParcelDelivery having being dissolved and their website not being active now. I have nothing to quote from and they didn't send me a copy at the time of order, the website that I believe they reinvented themselves as P4D has terms I am looking at now but however similar they may be I wont be able to quote from them in this case. Thanks 
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Credit Checking / File Access: Mortgage


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My partner has bought a house and today received a call from the mortgage underwriters. I should add it is a sole application in her name (I have poor credit through ill health) and she saved her deposit on her own, and will pay the mortgage on her own. I will however live there. They asked if anyone would be living with her, and who I was (there are cash transfers to me on her bank statements she had to submit). She explained that I would be, and they asked for my D.O.B and name.

 

I am under the impression they cannot look at my CRA without either my permission, or having a legitimate reason to do so. For example, joint application, monies owed etc. Is this the case? I'd hate to see her denied at the last hurdle because of me.

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Hi, No there is no reason for them to check

on you.

I cannot think of any reason at all.

If an individual has a mortgage the

only restriction or requirement to

inform the mortgage company would

be if you intend to let rooms, as this

is between you and your partner there

is no relevance at all.

 

Brig.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Hi, No there is no reason for them to check

on you.

I cannot think of any reason at all.

If an individual has a mortgage the

only restriction or requirement to

inform the mortgage company would

be if you intend to let rooms, as this

is between you and your partner there

is no relevance at all.

 

Brig.

 

Thanks Brig,

 

Would I have legal recourse if they did indeed check my file etc? I've browsed the 'net for answers and the only close answer is from the forums over on Money Saving Expert where, as I'm sure you'll agree, they have a very dim view of debt, even though it's nothing to do with my partner.

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Unless you have made an application that

allows for credit checks there is no reason

to credit check you.

I think you are on safe ground.

Your partner is of course entitled to

know why they wanted to know who

would be living with her.

 

brig.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Why do you think they want to credit search you? Seems to me they are asking because as an adult occupier you might have an interest in the property so they need to make sure they get priority over you in case they ever need to repossess. They will make you sign a notice postponing any rights you may have in favour of them - they have no interest in whether you are creditworthy or not. Basically if you don't execute the waiver she won't get the mortgage.

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