Bazzlad vs Natwest - ***WON***

[Bazzlad]

It's a scare tactic. Don't worry, and hold your ground

[sbb1979]

Yes, its a standard response, don't worry about it, there's no way that they'll let it get to court.

 

I'm expecting the same response in the next few weeks.

 

Start a thread to keep us all informed. There are a few Natwest people at this stage now so you've got support.

 

Good luck!

[Bazzlad]

UPDATE:

 

NatWest - Reply and cheque sent for Data Protection Act - 25/07/2006

Follow up DPA letter - 09/08/2006

Bank Statments arrived from CR – 06/09/2006

Preliminary Letter sent - 07/09/2006

LBA Sent – 14/09/2006

Money Claim filed – 28/09/2006

Money Claim Acknowledged - 03/10/2006

 

How about you two?

[Bazzlad]

B*stards! NATWEST HAVE FINED me £120 THIS MONTH! :@ RAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAGH So even when this ends, I have to start it again! UNBELIEVABLE!

[0433debbie]

You wont need to start again. At some point they were challenge that you have not given them enough details of the charges (this is standard) so you will be able to add any charges up to that date with interest then.

[Bazzlad]

HAHAHAHAHA Thank you. Natwest. You're MINE now. You belong to me. I'll take my £1050 and buy all the shares. Maybe.

[Michael Browne]

You wont need to start again. At some point they were challenge that you have not given them enough details of the charges (this is standard) so you will be able to add any charges up to that date with interest then.

 

I don't think it's quite that easy. These new charges do not form part of your claim and Cobbetts would be able to refuse to pay these. At settlement you can ask that these be added, but ultimately you may have to start a new claim

[0433debbie]

You may be right Michael, however, if Natwest claim never to have seen your schedule of charges, which they seem to do, how will they know what charges were on your original claim. Your end figure will change slightly but this would change with the extra daily interest anyway.

[Michael Browne]

if NatWest claim never to have seen your schedule of charges,

No, it's Cobbetts, by using the fact that it isn't included when filing at MCOL, who claim never to have seen your schedule. That doesn't mean that they don't have the copies you have previously sent to Natwest.

[Bazzlad]

Bazzlad Wins! They Sent A Cheque Today. Championonee! Thank You Natwest! Thank You Cag

[barracad]

Congratulations!!!

 

Please complete our survey.

 

And a donation would be greatly appreciated

 

 

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[Guest NATTIE]

congratulations!

[Bazzlad]

The donation is coming, don't you worry, and I'll do the survey, however, this month, believe it or not, Natwest has hit me with £250 worth of fees. I haven't sent anything back yet, do you think I can demand these back too?

[Guest NATTIE]

Oh yes, time to start a new thread Bazzlad versus NatWest- 2nd claim

[Bazzlad]

So there's no quick way of claiming them back? I haven't replied to the original letter from the RBS yet, asking me to, I was thinking about asking for the charges back in that letter, or threaten to start litigation again? Anyone done anything like this?

[darklady]

hi sorry to bother you but i was thinking of getting my money back i think they have done me for about £200 it seem a small amount to bother about does it have to be a certain amount. and does anyone know if you can only claim for a week as i have been told that they are going to court to stop all this next week and i wont be able to claim after that thanks

[Bazzlad]

I'm going for under £200 next time. Go for it. And go for quickly, you may get a little xmas boost

[heyeyya]

Hello!

I wrote to Natwest asking that they pay me back around £400 of charges...they responded straight away offering me £254.60 (odd number?!) and I would have to sign a form saying that I wouldn't try and get the rest back at a later date.

The thing is, I don't know whether to take it, I want the full amount but the letter says that investigations into this area are now only on credit card accounts, and not banks? Did you have a similar experience?

[Bazzlad]

They sent me word for word the same letter. Ignore it. They try and fob you off, then scare you off, hold steady and you will get it.

[angelclaire]

What is the telephone number to chase up for my statements? I sent off my cheque for £10 three weeks ago, along with the letter from the templates section, but have heard nothing. Thanks in advance!

[stuart2002]

Hi Bazzlad

 

I am new to this, but just want to confirm the following:

 

the charges you are claiming for are the charges you incurred for being overdrawn, or for being over your overdraft limit? I am confused as to which one it is before proceeding.

 

Please help.

 

Stuart

[Bazzlad]

What is the telephone number to chase up for my statements? I sent off my cheque for £10 three weeks ago, along with the letter from the templates section, but have heard nothing. Thanks in advance!

 

I will PM you the number for the correct department

[Bazzlad]

Hi Bazzlad

 

I am new to this, but just want to confirm the following:

 

the charges you are claiming for are the charges you incurred for being overdrawn, or for being over your overdraft limit? I am confused as to which one it is before proceeding.

 

Please help.

 

Stuart

 

OVER your overdraft limit.

Overdrawn interest is as far sa I'm aware fully legal and you can't get it back unless you can prove that their charges SOLELY caused you to be overdrawn and thus incur interest.

[paul k]

where do i find the letter which i should send to the bank,,, can anyone help me get the ball rolling

[Bazzlad]

There's an entire forum dedicated to templates, just make sure you understand the process before you begin. Read up a little.