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    • more detest the insurrectional ex variety dx
    • Laura, I was surprised that the Director said that you hadn't appealed twice. I thought that the letter you posted on 24th June was the second appeal and that was to the IAS. And they did say that there was no further appeal possible. Could you please explain how many times you appealed. I am going to read your WS now. PS  Yes I meant to say that the keeper did not have a licence therefore it was wrong of them to assume he was the driver and the keeper. Thanks for picking that up.
    • In answer to your questions yes even though it wasn't called that, it was the NTK. Had it been a windscreen ticket you would not have received the NTK until 28 days had elapsed. In earlier times if the warden was present then a windscreen ticket would have been issued. It nows seems that the DVLA and the Courts don't see a problem  with not issuing a ticket when a warden is on site. A period of parking must mean that ther e has to be a start time and a finish time in order for it to be considered a period. A single time does not constitute a period. I am not sure what you mean by saying it could be taken either way.  All they have mentioned is  the incident time which is insufficient. There are times on the photos about one minute apart which do not qualify as the parking period because they are not on the PCN itself. The reason I asked if the were any more photos is that you should be allowed 5 minutes Consideration period for you to read the signs and decide whether you want to accept them and you do that by staying longer than 5 minutes. if  more  do not have photos of your staying there for more than 5 minutes they are stuffed. You cannot say that you left within the 5 minute period if you didn't , but you can ask them, should it get to Court , to provide strict proof that you stayed longer than the statutory time. If they can't do that, case over.
    • I recently bought some trainers from Sports Direct and was unhappy with them and their extortionate delivery and return postage charges. I tweeted about being unhappy, and received a reply from someone claiming to be from Sports Direct asking me to send my order number and email address by pm, so a claim could be raised. Which I (stupidly) did. The account used Sports Direct's name and branding, and a blue tick.  The following day I received a call from "Sports Direct Customer Service", and with a Kenyan number. They asked for details of the issue, and then sent me an email with a request to install an app called Remitly. They provided me with a password to access the app then I saw that it had been setup for me to transfer £100, and I was asked to enter my credit card number so they could "refund" me. I told them I was uncomfortable with this (to say the least), and was just told to ring them back when I did feel comfortable doing it. Ain't never gonna happen.  I just checked my X account, and the account that sent the message asking for my details is gone. I feel like a complete idiot falling for what was a clear scam. But at least I realised before any real damage was done. if you make a complaint about a company on social media, and you get a reply from someone claiming to be from that company and asking for personal details, tread very carefully.   
    • The good news is that their PCN does not comply with the Protection of Freedoms Act 2012  Schedule 4.. First under Section 9 (2)The notice must— (a)specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; (b)inform the keeper that the driver is required to pay parking charges in respect of the specified period of parking and that the parking charges have not been paid in full; The PCN does not specify the parking period. AS you rightly say the ANPR times do not include driving to the parking space and then from there back to the exit. And once you include getting children in and out of cars especially if seat belts are involved the time spent parked can be a fair bit less than the ANPR times but still probably nowhere near the time you spent. But that doesn't matter -it's the fact that they failed to comply. Also they failed to ask the keeper to pay the charge.  Their failure means that they cannot now transfer the charge from the diver to the keeper . Only the driver is now liable. As long as UKPA do not know who was driving it will be difficult for them to win in Court as the Courts do not accept that the driver and the keeper are the same person. Particularly as anyone can drive any car if they have the correct insurance. It might be able to get more reasons to contest the PCN if you could get some photos of the signs. both at the entrance and inside the car park. the photos need to be legible and if there are signs that say different things from others that would also be a help.
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question re- shAbbey


midge61
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Hi All

I had an account with shAbbey for about 18 years and it was closed in 2004. I was going to send off my s.a.r. but after reading some of the threads I see that they claim info is stored on microfiche after 18 mths and this is not covered by DP so is it worth me trying to get my info or will they refuse?

Thanks in advance

midge61

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Hi Midge, yes they are held on mirofiche but you are entitled to see everything that thy have about you but you need to send an SAR and £10 there is a template letter in the FAQ's which can be accessed at the bottom of my signature via a link :-D

Lula

 

Lula v Abbey - Settled

Lula v Abbey (2) - Settled

Lula v Abbey (3) - Stayed

 

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  • 4 weeks later...

hi

had a letter from pam speed at shabbey today.

 

says duplicate statements covering the last 14mths will be sent in next 5-7 days.

 

Then it says 'Any previous transactions have been archived onto microfiche and it is not possible to provide you with a computer printout of this information. However, we have made arrangements to send you a list of archived transactions between 2000 and 2005, under seperate cover.'

 

Is it me or don't their dates add up. 14mths would be back to july 2005 yet in second part they claim they are held on micro up till 2005 duh!

 

Any way wait to see what i get.

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Can you get an estimated claim in rather than wait an eternity for your DPA request.

 

Regards bish.

Abbey : £8070.41*PAID IN FULL*14/02/07:D

Capital one : LBA sent 17/09/06 £1,087.22

Marbles : LBA sent 17/09/06 £720.00 ; £720 offer accepted:D

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Hi

I dont have any paperwork left regarding my abbey account so really I do need the statements. Still I was hoping now their micro argument could not be used anymore they would comply quicker.

I'm not in a rush as I'm dealing with LTSB and smile at the mo.

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Hi

Well the postman bought me 3 letters from Shabbey this morning. So I was thinking great they're improving and I can get on with this now.

Well I eagerly opened them only to find 1 statement in each envelope! At this rate it's going to take them 6 years to send the lot!

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Hi all

Well I've been busy with Lloyds but have just realised that Shabbey only have 5 days left for my SARs request to be completed. To date I have only recieved 3 single statements in 3 seperate envelopes. So tomorrow I will try to make time to contact them (unless they all turn up tomorrow morning of course).

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  • 2 weeks later...

Good luck with it midge61 and DLTBGYD.

 

Regards bish.

Abbey : £8070.41*PAID IN FULL*14/02/07:D

Capital one : LBA sent 17/09/06 £1,087.22

Marbles : LBA sent 17/09/06 £720.00 ; £720 offer accepted:D

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  • 2 weeks later...
  • 2 months later...

Hi all

I haven't been around much due to familly issues but have decided to spend this evening getting everything up to date.

 

I am now well into this claim with Shabbey. I filed my claim on 8th Jan and they have until 5th Feb which is Monday to file defence. I did recieve a letter from them after filing asking for my contact details but have not heard anything else.

I'm rather hoping they forget and I can have the pleasure of filing for judgement.

 

Case no:7TA00016 Claim amount £4,675.54 + £120 fee + £1.25 daily rate

 

I have been having terrible problems with Nat west (next on the list) cancelling dd and refusing to set up new ones etc. Got so Pi**** O** I thought I'd have a go at getting another account. Lloyds had written to me after settling to ask me to reconsider going back to them!!!!!!!! That one kept us chuckling for a whole day!

 

In the end I tried A&L not really expecting to get accepted but I did for a full Premier Direct Current account so I'm really pleased with that and I'm sure they will be when they get the steady flow of cheques for returned charges lol

 

Hope everyone is well in this New Year

Midge

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Hi all

I recieved a letter dated 1st FEb from Shabbey today. It contains a copy of their standard 11 point defence.

I have not had anything from the court and I'm sure if they already had recieved Shabbeys defence I would have stuff from them by now.

Will wait a couple of days and then ring court if nothing comes.

I'm sure I read a thread where Shabbey sent copy to claimant but forgot to file with court.

Anyway I've not had any GOGW from Shabbey probably because I no longer have an account with them....but it would have been nice of them to offer. I feel quite left out lol.

Should I reply to this letter or wait for AQ to arrive?

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Hi all

Still nothing from the court. Rang them and they said they have not recieved Shabbeys defence and told me to file for Judgement. I said should I not wait a bit but lady said if they can't be bothered to file get in with judgement. So I have.

Just waiting to see what happens now!!

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  • 1 month later...

Nothing they sent defence in late. Have had a&q and been given court date of 16th april. Have e-mailed James Arrandale twice but he doesn't bother replying. Will give him til Friday then will phone Inga I think. Court bundle due in on 2nd April but it's so frustrating when you know they will not do theirs and will settle just before court date. It seems such a waste of everbodys time and money.

 

So thats everything so far.

 

Midge

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Sorry to jump in here, but what the heck is wrong with these courts. Law is law. Us mere mortals have a date to comply by and if we dont, we get ruled against. Why to the courts allow banks longer than us mere mortals to get their defence in. WHY. surely its a double standards thing ?? Fendy x the whole point of getting a judgement is because you have been dilligent in watching the dates etc. etc. and complying with everything the court askings for, so why do banks get different treatment. Its just soooooooo not fair.

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