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Welcome Car Finance messing with my life!!!


nicenurse1
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Hi everybody,

 

just need a few answers please.

 

Took out a HP agreement with Welcome in July 2005, after major issues with the car welcome collected it lots of harrassment and phone calls ensued. I moved no more heard from them.

 

I have checked with Experian recently and welcome are still updating my file with [6] for the last 36 months. Last payment to these people was december 2005. Balance is showing as £6630. This shows they never sold the car and deducted it from the balance!

 

So anyway I sent a CCA to them last year to try and sort this mess out, I was ignored. I then called to enquire to the account, it's been passed to Lewis. Lewis have never contacted me (i'm on electoral roll so not hard to find) and neither have welcome.

 

What do i do now??? I want to get a mortgage and this is having a massive effect on my credit score. Do I send a SAR or sit and wait to see if it drops off my report?????

 

PLease help I don't know what else to do!!

 

Thanks in advance

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moved to welcome forum

pers i'd not shake the tree

 

however...........

 

welcome typically make fees for everything

letters/phone/over/late/its raining

and

charge PPI/GAP/LIFE etc etc ins

 

i bet they owe you!

 

have you ever sar'ed them?

 

if not i would

 

got the agreement still?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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