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    • he may be using a different name but cars and vans/vans and cars it’s all the same Gerard Bird/Gerry Bird/G Bird aka Gurdip Singh Virdi He is still doing the same thing, operating from the same premises at 101a Longford, I’m guessing during Covid they got the great idea to rip people off remotely and charge people for the pleasure. they now deliver cars that are shocking quality and refuse to even accept the issues you find. Then Gaslight you into thinking your the problem and call you an idiot for buying a used car instead of a new one. Buyers beware this thread is vitally important     
    • Changes to China's state secrets law requires internet firms to monitor information shared by users.View the full article
    • The only way to verify whether there is any financial reward for the management is seeing the agreement. That would be required during disclosure IF court proceedings went ahead... Unless you could bring pressure to bear and get a copy?
    • god they've got at you haven't they. told you all the usual utter BS. a CCJ vanishes from your credit file on it's 6th B'Day regardless to being paid off or not or paying or not. same with any debt with a registered defaulted date - it vanishes from your file on the DN's 6th B'day regardless. creditfix are Knightsbridge, (they renamed) there are 100's of threads here on Knightsbridge, if i remember rightly 2 of the directors of a certain very big IVA provider were struck off for embezzling £1m's out of debtors. pers i'd stop paying now.  end of . just ignore them all. 99% of your debts are to utterly powerless DCA's and probably were never owed in the first place only goes to firm up my belief from post one..you got had blind. its very easy to deal with the debts even those with CCJ's. can you copy and paste what you credit file says regarding the IVA please?   
    • The airline says it is investigating reports that customers can view other passengers' personal information.View the full article
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Mortgage Resolution Limited - Suspended Repo Order - Back In Court - EVICTION CANCELLED


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If you are sure you qualify for MR then no harm in mentioning it.

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If you are sure you qualify for MR then no harm in mentioning it.

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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FFS!

 

They have adjourned it until Wed 10am due to their solicitor being unable to get in....I get kicked out at 10.30?!

 

On top of this, the money advice woman told me and her words were "pack essentials as it is not looking good, going in for a 3rd time, eventually the judge will say enough is enough"

 

She is not representing me on wed but another guy is from the same centre.

 

As if I did not feel low enough, now I feel I have no chance.

 

I am getting round to the council and shouting for the MRS...I now feel this is my only chance after her comments.

 

I am almost ready to give up!

 

:(

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FFS!

 

They have adjourned it until Wed 10am due to their solicitor being unable to get in....I get kicked out at 10.30?!

 

On top of this, the money advice woman told me and her words were "pack essentials as it is not looking good, going in for a 3rd time, eventually the judge will say enough is enough"

 

She is not representing me on wed but another guy is from the same centre.

 

As if I did not feel low enough, now I feel I have no chance.

 

I am getting round to the council and shouting for the MRS...I now feel this is my only chance after her comments.

 

I am almost ready to give up!

 

:(

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Never give up!! Your wife is pregnant ffs - there is no way a judge will order you out on the same day!

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Never give up!! Your wife is pregnant ffs - there is no way a judge will order you out on the same day!

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The bailiff's office will be advised that there is a hearing regarding your case and they won't do anything until they hear fromt he judge. However, the fact that it is adjourned may give the lender more time to consider the fax you sent. Get on the phone to them now and ask if the fax is being dealt with.

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The bailiff's office will be advised that there is a hearing regarding your case and they won't do anything until they hear fromt he judge. However, the fact that it is adjourned may give the lender more time to consider the fax you sent. Get on the phone to them now and ask if the fax is being dealt with.

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I hope you are right and thanks for being positive....I wish I could be but I am knackered...

 

I have had no reply to the fax, I have submitted proof if income etc and the balance sheet shows an excess of 248 per month now we are getting the WTC.

 

I hope this guy puts up a better fight than this woman did today...it has seriously undermined any shred of confidence I had left.

 

I am thinking of ringing the mortgage peeps again to see where they are standing...al I get is...we will put it to the underwriters.

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I hope you are right and thanks for being positive....I wish I could be but I am knackered...

 

I have had no reply to the fax, I have submitted proof if income etc and the balance sheet shows an excess of 248 per month now we are getting the WTC.

 

I hope this guy puts up a better fight than this woman did today...it has seriously undermined any shred of confidence I had left.

 

I am thinking of ringing the mortgage peeps again to see where they are standing...al I get is...we will put it to the underwriters.

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Ring them again and tell them the situation is putting your pregnant wife's health at risk given that their solicitor couldn't attend and it has been adjourned until the morning of the intended eviction.

 

Then get your wife down to the doctor's - give him the details and see if he'll give you a letter for the court (you can fax it to the lender then!!).

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Ring them again and tell them the situation is putting your pregnant wife's health at risk given that their solicitor couldn't attend and it has been adjourned until the morning of the intended eviction.

 

Then get your wife down to the doctor's - give him the details and see if he'll give you a letter for the court (you can fax it to the lender then!!).

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

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OK

 

They have now said that they have reviewed my fax and it is being considered by the underwriters...always the bloody same.

 

I have also told them the stress it is causing my wife and although he was apologetic, he said they would get back to me asap...

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OK

 

They have now said that they have reviewed my fax and it is being considered by the underwriters...always the bloody same.

 

I have also told them the stress it is causing my wife and although he was apologetic, he said they would get back to me asap...

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Get your wife to the doctors and tell him the stress is making her ill (understatement I should think!). See if he will give you a letter for court.

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Get your wife to the doctors and tell him the stress is making her ill (understatement I should think!). See if he will give you a letter for court.

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

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Get your wife to the doctors and tell him the stress is making her ill (understatement I should think!). See if he will give you a letter for court.

 

Will do Ell...got a 5.15 apt.

 

Thanks....

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Get your wife to the doctors and tell him the stress is making her ill (understatement I should think!). See if he will give you a letter for court.

 

Will do Ell...got a 5.15 apt.

 

Thanks....

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Not my day is it...doc stated he could not find anything wrong but if she feels unwell to come back.

 

She asked for the letter and he said...what for? It is a normal pregnancy?

 

Wifey went in alone so I could not push him

 

Jeeze louise...I'm gonna loose my house I know it :(

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Not my day is it...doc stated he could not find anything wrong but if she feels unwell to come back.

 

She asked for the letter and he said...what for? It is a normal pregnancy?

 

Wifey went in alone so I could not push him

 

Jeeze louise...I'm gonna loose my house I know it :(

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Crikey - did she tell the doctor you were in danger of being homeless on Wednesday???

 

Is your wife able to go to court with you? maybe the sight of a distessed pregnant woman might give the judge something to think about.

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Help us to keep on helping

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Crikey - did she tell the doctor you were in danger of being homeless on Wednesday???

 

Is your wife able to go to court with you? maybe the sight of a distessed pregnant woman might give the judge something to think about.

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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My Wife has said she is coming with me to court tomorrow.

 

I am off to the council this morning and will let you know what they say about the MRS, after a night mulling it over, I am beginning to believe it is our only chance.

 

If only they would let me switch to variable.

 

I found the original mortgage offer last night and I clearly states

 

"interest rates for comparison is 11.7%" hence the decision why we went for the fixed. The sales guy made this seem like the normal. :(

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My Wife has said she is coming with me to court tomorrow.

 

I am off to the council this morning and will let you know what they say about the MRS, after a night mulling it over, I am beginning to believe it is our only chance.

 

If only they would let me switch to variable.

 

I found the original mortgage offer last night and I clearly states

 

"interest rates for comparison is 11.7%" hence the decision why we went for the fixed. The sales guy made this seem like the normal. :(

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