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    • Hello, I'm wondering if someone can advise me on something. I'm appealing an order and have been asked to submit an appeal bundle and the below points are required to be included: 1) transcript of the judgment of the lower court on other record of reasons.  2) Statement of case. I'm wondering if anyone knows that "on other record of reasons" means. Also for statement of case would it just be a long document covering the reason for the claim, the findings of the lower court, why it was wrong and what I seek instead?   Thanks,
    • Hello, Thanks for the advice. I asserted my rights to reject and they accepted it and said they will refund me the full amount.  My question now is how long do they usually take to collect the vehicle? I've made it clear that I'm available for them to collect it whenever and I've been told its been passed on to the collections team. I chased it up today as its also raining heavily at the moment.  I just wondered if anyone had any experience on how long they usually take to collect? I'd obviously like it collected as soon as possible as I need to purchase another car.  Is it likely they will drag on the process of collection and what can I do if they do?  Thanks!
    • Why are FCA’s “name and shame” proposals causing a stir?View the full article
    • I am coming back to this thread after receiving a Single envelope containing 2 letters: 1 from Max Recovery telling me that my account was transferred to Drydens Fairfax in 2007 1 from Drydens Fairfax telling me that they are under instruction from their client to seek repayment.   These relate to a Barclays Overdraft from the early 00s, last payment through PayPlan was 04 June 2019, but neither of the letters are from Barclays themselves.   I have informed Drydens in both May 2019 and June 2023 of changes of address. No letters beyond a confirmation of the change and a request for finanical details have been received, which ive ignored.   What i was wanting to know is do i just ignore these as per previous advice? I know that i cant CCA an overdraft debt but what is the usual "plan" for dealing with old overdraft debts? Am i trying to run the clock down until June 2025 when it becomes statue barred?
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#ppi : Sars request reply from yorkshire bank


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HI

 

i am about to start a claim for missold PPI and have sent a SARS request to the yorkshire bank using a template from this site, i requested all information held relating to my account along with a £10.00 cheque, i have held the account for 15 years and have been paying PPI on a credit card for all of the fifteen years. To-day i recieved an envelope containing statements going back six years and nothing else, just a covering letter saying ' i refer to your letter of 9th april 2011 in relation to the above mentioned act and now enclose the relevant information', as far as i am aware i am entitled to claim all 15 years worth of Missold PPI, and it would appear i have not recieved all the information i am entitled to, What do i do next?

thanking you in anticipation of your response

 

airodek

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If they have only sent you statements then they havent responded fully to your request and you should write back giving them a further say 14 days in which to provide ALL the information they hold on you :) If they do not fully comply within that time, then you will be making a complaint to the Information Commissioner.

 

You do not need send them any more money.

 

I dont know what you requested within your SAR, but at the very least you want copies of any insurance policy documents, daily log records (where they note what letters/telephone calls have passed between you.

 

You can include copies of contracts etc, but I doubt you will get them.

 

Any information in respect of decision making eg how they came to conclude that PPI was a suitable product.. I think that is called a Means and Demands record.

 

 

 

HTH

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