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CL Finance/Lowells


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Dear All,

 

Yours thoughts would be appreciated.

 

1. July 2010 CL Finance/Cohens sent me a County Court claim for a Credit Card debt , which I defended asking for various items such as notice of assignement etc etc.

2. Heard nothing until Noveember when Cohens sent me some info re my defense, but not all the docs I asked for and requested that I withdraw my defense and maybe their clients CL Finance would accept instalments with an Income and Expenditure, otherwise they would proceed to court. This did not happen.

3. I now receive a letter from CL Finance saying they have sold the debt to lowells, and Lowells will accept a certain amount a month as an instalment.

 

The case is still down as defended at the Court, does this sound right to all you knowledabel folk out there.

 

MAny thanks have a good day.

 

RG

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I would get in touch with the court and explain that ClueLess/cohens have sold this debt on and that you consider this to be a breach of protocol and you want the case withdrawn by clueless/cohen.

 

Write to clownells and state account in dispute due to possible court proceedings started by clueless/cohens and that you are defending this court case.

 

then sit back and see who squeals first, clueless or clownells

 

also write to cohen and state that you now require a letter from them stating that they have discontiuned the claim due to the fact that clownells are now trying it on.

 

write to clueless and demand their complaints procedure.

 

Lots of letters but it will be fun to see the outcome.

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Good advice from PGH - Send all letters by Recorded Delivery as well.

 

If CL/Cohens didn't want to proceed with a Court hearing after seeing that you would defend the case, then their own case cannot have been that strong. Also, if they've then sold the alleged debt on, they must think it's not worth pursuing and they'd simply palm it off on a company even more stupid than themselves.

 

So when Lowell try it on, you may well find that they'll run away too.

 

Good luck!

 

H. x

 

 

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I had a similar situation but it was a Statutory Demand, they seem not to want to take me to Court, Lowells that is. I have ignored for a very long time now, and each letter makes me think.....should I sort out, then nothing for months. Im not sure how far I can take this without being made Bankrupt by them, which is now what they say they will do! Anybody any ideas please?:???:

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I had a similar situation but it was a Statutory Demand, they seem not to want to take me to Court, Lowells that is. I have ignored for a very long time now, and each letter makes me think.....should I sort out, then nothing for months. Im not sure how far I can take this without being made Bankrupt by them, which is now what they say they will do! Anybody any ideas please?:???:

 

Do you have a thread for this we can look at?

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THank you for all your help it is appreciated.

 

Are they actually allowed to keep a case in the County Court as a Status of Defended, surely if it stays as that status the court will eventually throw it out.

 

Also if Lowells wanted to take this to the County Court would they have to instigate another claim?

 

I presume they could not use the one started and left by Cohens.

 

Many thanks and God Bless you all.

 

RG

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