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    • Well we can't predict what the judge will believe. PE will say that they responded in the deadline and you will say they don't. Nobody can tell what a random DJ will decide. However if you go for an OOC settlement you should still be able to get some money
    • What do you guys think the chances are for her?   She followed the law, they didnt, then they engage in deception, would the judge take kindly to being lied to by these clowns? If we have a case then we should proceed and not allow these blatant dishonest cheaters to succeed 
    • I have looked at the car park and it is quite clearly marked that it is  pay to park  and advising that there are cameras installed so kind of difficult to dispute that. On the other hand it doesn't appear to state at the entrance what the charge is for breaching their rules. However they do have a load of writing in the two notices under the entrance sign which it would help if you could photograph legible copies of them. Also legible photos of the signs inside the car park as well as legible photos of the payment signs. I say legible because the wording of their signs is very important as to whether they have formed a contract with motorists. For example the entrance sign itself doe not offer a contract because it states the T&Cs are inside the car park. But the the two signs below may change that situation which is why we would like to see them. I have looked at their Notice to Keeper which is pretty close to what it should say apart from one item. Under the Protection of Freedoms Act 2012 Schedule 4 Section 9 [2]a] the PCN should specify the period of parking. It doesn't. It does show the ANPR times but that includes driving from the entrance to the parking spot and then from the parking place to the exit. I know that this is a small car park but the Act is quite clear that the parking period must be specified. That failure means that the keeper is no longer responsible for the charge, only the driver is now liable to pay. Should this ever go to Court , Judges do not accept that the driver and the keeper are the same person so ECP will have their work cut out deciding who was driving. As long as they do not know, it will be difficult for them to win in Court which is one reason why we advise not to appeal since the appeal can lead to them finding out at times that the driver  and the keeper were the same person. You will get loads of threats from ECP and their sixth rate debt collectors and solicitors. They will also keep quoting ever higher amounts owed. Do not worry, the maximum. they can charge is the amount on the sign. Anything over that is unlawful. You can safely ignore the drivel from the Drips but come back to us should you receive a Letter of Claim. That will be the Snotty letter time.
    • please stop using @username - sends unnecessary alerts to people. everyone that's posted on your thread inc you gets an automatic email alert when someone else posts.  
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Unauthorised overdraft


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I applaud the site’s owners, site team and members that endeavor to help those in distress. You are kind.

 

I left England in 1985 after living there for a few years. At the time I expected to return one day. I did once for about a week to attend a meeting. I have met so many interesting people there. Now, it seems that it may be wise to stay away.

 

I left an item for storage with a bank and eventually ended up having an unauthorized overdraft because of this. The problem should have been completely solved in 2001 but it may be still ongoing. Unarranged overdraft problems resurfaced more than once again. I am no longer sure where the item is. To get the full story, please read the thread that I will be starting soon. What can happen?

 

It is only about a week ago when I first started reading articles about unarranged overdrafts in England. I thought I was reading fiction at first.

 

I was disturbed by fear for a while. It has been harnessed now. I need to get advice. I am currently living with my father who will be turning 86 soon. He certainly does not need to see me getting all worked up.

 

I think it will be best for me not to reveal the name of the bank at the moment. For this reason I have used the word, “item” above. The word used by the bank is different and may reveal who they are. I am new to posting things on this site and must make sure that I am doing things right.

 

In closing, I would like to sincerely thank you for allowing me to participate.

 

controlfear7

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Hi controlfear7

Welcome to The Consumer Action Group.

 

 

I am just letting you know that as you haven't had any replies to your post yet, it might be better if you post your message again in an appropriate sub-forum. You will get lots of help there.

 

Also take some time to read around the forum and get used to the layout. It is a big forum and takes a lot of getting used to.

 

 

Once you start to find your way, you will soon realise that it is fairly easy to get round and to get the help you need.

 

It can be bit confusing at first.

Please be advised that my time will be limited for the next few weeks.Thanks for your understanding.

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Hello again,

 

Can anyone please tell me if I can edit my first post: I want to make a few changes but I can't figure things out yet. If posts can't be edited once they're uploaded, I suppose I need to be careful in the future. I'll have to get things right the first time.

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I may not be able to post my story soon as I said I would because the house has been shaking off and on for hours. Aftershocks after aftershocks. The internet connection stopped for a while. Thank god my loved ones are all alright. I pray that all my friends are safe and I pray for everyone in Japan. I'm writing this while watching the tele with my father. Bad news arrive every minute. Writing this is sort of cooling me down. I'm signing out.

Edited by controlfear7
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If you have not acknowledged the debt for any six year period it becomes Statute Barred and they are unable to take any enforcement action. They can ask and you can tell them to go away. ;)

 

Even if it were enforceable in the UK they cannot pursue you in Japan as their are no reciprocal agreements between the UK & Japan.

 

Having said the above, if the bank is still holding your property they would be within their rights to keep it until you made payment or sell it to cover the debt.

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