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    • and it will be also now written off under age related criteria anyway.
    • @dx100ukThanks for this! I'm still not clear if I'm facing more than 6 points on my license though. Can you explain any further please? When I accept the 2nd speeding ticket, will they just charge me £100 and 3 points, or will they be more severe consequences since that offense took place the following day of the 1st offense? Similarly, when I accept the 3rd offense, will they look at my record or just charge me with the £100 fine and 3 points? @Man in the middleI've been searching the forum and you seem very knowledgeable. Would you mind giving a look at my query please? Thanks in advance!!
    • Yes of course. That's why it says cc:: BIg Motoring World at the bottom. Don't imagine that this solves the issue. It doesn't. He not have to force the finance company and big motoring world to accept the rejection to give your money back. I suggest that you get the letter off tomorrow. And let us know what you hear but on Friday you should then send a threat to the finance company.   Have a look what I have said here about your options and read the whole thread as well.  
    • Been perusing the actual figures on the polls above wondering where the '16% claimed for deform comes from? I understand that there are 'weighted' end results based on secret calculations ...   Probably going to repeat this later, but remember that the ukip/brexit/reform/deform party has ALWAYS had poll speculation FAR better than their actual  performance at elections - by large margins. SO: The labor and Tory votes come largely from simply the people who say they will vote for them - sorted Lab 43% Tory 20%, with maybe another small 1-2% coming from the weightings of the 'not sures' Greens largely get what is declared from 'other' , although with another declared green bit from the 'pressed' question   So as the share of the voting displayed in 'other' granted to reform/deform is around 11%, where does the '16% too often being reported come from? Seems that reform has been granted as beneficiary of effectively ALL the don't knows and wont says, who when pressed didn't actually declare for someone else ... effectively adding 40%+ to their reported polling % - rather strange given their consistent under-performance compared to polling - or perhaps that is the cause of the higher rating eh?   Now I admit the possibility (probability?) of wingers being ashamed of declaring their support for the yuckey lemon end of the spectrum ... but surely  that should affect the 'Torys as well? Maybe the statisticians have simply weighted in that deform wingers are simply more likely to lie?   But - without 'weightings' and assumptions that faragits will get everything that isnt declared as a definite and unequivocal 'not that Piers Morgan' - reform is on around 11% it seems.   Add to that the history of polling a lot less than the hype - and the simple fact that faragit wingers seem to be spread across the country (presumably skulking in their moms spare room despite being 45+) and greens and lib dems seem to be community minded - I think two seats will be an epic result for farage. Hardly the opposition - far more raving wingnut party.   and importantly - Has farage got a home in clacton yet?
    • "as I have no tools available to merge documents, unless you can suggest any free ones that will perform offline merges without watermarking" (which you don't) ... but ok please upload the documents and we'll go from there
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Tesco Mastercard CCA


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Two choices really:

 

You tell Robinson Way, as part of a formal complaint, to stop banging on about a CCA request and deal with the issue at hand; what they've got under CPUTR. Or you can just ignore it. You're certainly under no obligation to give anyone a ref. no. for the FOS.... and what you do or do not do isn't any of their d*mn business.

 

CPUTR regs. are always ignored (so to speak). That alone tells you they have nothing.

 

:-)

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Thanks yet again priority one.I have sent a letter (by recorded delivery of course) telling them that as tesco have ignored my request under CPUTR (2008) that they obviously dont hold an original copy of the credit agreement and account remains unenforcable. Also told them its none of their business if I have complained about their client to the FSA

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I am in the same position with Tesco, although I have been paying them £1 a month for a little while now. They have ignored a couple of CPUTR requests, never sent a copy agreement under my CCA request, and I feel that I am just extending the 6 years statute period from starting by continuing to pay this monthly payment. I'll send them a recorded delivery letter also this time and see if I get any response, but I feel that PriorityOne is right in saying that if they ignore a CPUTR then the chances are that they do not have enforcable paperwork.

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Tesco tend to be very tenacious...... and unlikely to give you a definitive answer under CPUTR or anything else. Mine is still being dragged out and is on it's 4th DCA now..... but two of those DCAs have dropped Tesco right in it by saying there are no docs. available!

 

:lol:

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  • 2 weeks later...

Have had a reply from Robinson Way telling me as far as they are concerned I have been given enough evidence by Tesco to prove that I am liable for the debt. All that they are doing is repeating themselves (still totally ignoring my request under CPUTR 2008) I am therefore required to pay within 14 days and they may take further action if i do not pay. This will be noted on my credit file and will effect me getting credit in the future. I guess i just ignore them until they take further action?

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Well.... as far as YOU are concerned, you are still waiting for a definitive answer to your question.... You could make this a 2nd formal complaint actually; seeing as they haven't yet addressed the first one.

 

Or..... you could ignore for the time being.

 

I'm starting to wonder if these DCAs are following a script drawn up by Tesco actually because it all sounds very, very familiar, yet you have had different DCAs to me. I have never had the pleasure of dealing with Robinson Way.

 

:madgrin:

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  • 4 years later...

well after a long period i have heard from tesco again. Seems they have short memories as guess what..... no further answers to my questions. and they have deicded to assign my account. And guess who is going to deal with the account. It did make me smile.... Robinson Way. I have been advised in the same letter of assignment to expect correspondence from them. I wonder what their memories are like. lol

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Have now received a letter from Robinson Way, informing me that my details have been passed to them for collection to help me clear the outstanding balance. They also state that money is owed to HPH2 LTD and enclosed a letter from Hoist Portfolio Holding 2 Limited statino that tesco personal finance has assigned all of its respective rights, title and interest to them. The total balance was sold as of 20/01/16 . Also states that Robinson Way has been appointed to manage the account and to collect the outstanding amount. I see HPH2 Ltd are based in Jersey

 

Hope that answers the previous question

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I wouldnt bother wasting the ink personally as there is still an outstanding request from last time, surely this must be approaching SB status soon

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