Oh sorry done it!! Just had to remove links

Says I can't start a new thread till I have made 10 posts. Any advice?

Thanks again.

Hiya thanks I am sending the cca to a dca so do I omit the whole paragraph below where it says "delete below if you ae sendind to the origional creditor....." I am going to send it off tomorrow. What do you think the ontcome will be, have you had any dealings with Apex before? Helle Ps do you think I should start my own thread?

Hi there! I am new to all this but have been reading your thread with great interest. I am planning on writing a cca to apex who took over my egg credit card debt in 2009. I took the credit card out in 2003. Apex have become increasingly determined to squeeze more and more money out of me with demanding calls every 3 months! I often give in and offer a bit more i am now on maternity leave and can't afford my previous payments. Reading your thread and the amazing PriorityOne has spurred me on to request a cca and see where it takes me. I have been in default since 2009 so seems like i don't have much to lose. Please can you advise me on what initial letter to write? Kind regards and well done with your battle! Helle