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    • I have just read the smaller print on their signs. It says that you can pay at the end of your parking session. given that you have ten minutes grace period the 35 seconds could easily have been taken up with walking back to your car, switching on the engine and then driving out. Even in my younger days when I used to regularly exceed speed limits, I doubt I could have done that in 35 seconds even when I  had a TR5.
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    • Thank you for posting up the results from the sar. The PCN is not compliant with the Protection of Freedoms Act 2012 Schedule 4. Under Section 9 [2][a] they are supposed to specify the parking time. the photographs show your car in motion both entering and leaving the car park thus not parking. If you have to do a Witness Statement later should they finally take you to Court you will have to continue to state that even though you stayed there for several hours in a small car park and the difference between the ANPR times and the actual parking period may only be a matter of a few minutes  nevertheless the CEL have failed to comply with the Act by failing to specify the parking period. However it looks as if your appeal revealed you were the driver the deficient PCN will not help you as the driver. I suspect that it may have been an appeal from the pub that meant that CEL offered you partly a way out  by allowing you to claim you had made an error in registering your vehicle reg. number . This enabled them to reduce the charge to £20 despite them acknowledging that you hadn't registered at all. We have not seen the signs in the car park yet so we do not what is said on them and all the signs say the same thing. It would be unusual for a pub to have  a Permit Holders Only sign which may discourage casual motorists from stopping there. But if that is the sign then as it prohibits any one who doesn't have a permit, then it cannot form a contract with motorists though it may depend on how the signs are worded.
    • Defence and Counterclaim Claim number XXX Claimant Civil Enforcement Limited Defendant XXXXXXXXXXXXX   How much of the claim do you dispute? I dispute the full amount claimed as shown on the claim form.   Do you dispute this claim because you have already paid it? No, for other reasons.   Defence 1. The Defendant is the recorded keeper of XXXXXXX  2. It is denied that the Defendant entered into a contract with the Claimant. 3. As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance. The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner. Accordingly, it is denied that the Claimant has authority to bring this claim. 4. In any case it is denied that the Defendant broke the terms of a contract with the Claimant. 5. The Claimant is attempting double recovery by adding an additional sum not included in the original offer. 6. In a further abuse of the legal process the Claimant is claiming £50 legal representative's costs, even though they have no legal representative. 7. The Particulars of Claim is denied in its entirety. It is denied that the Claimant is entitled to the relief claimed or any relief at all. Signed I am the Defendant - I believe that the facts stated in this form are true XXXXXXXXXXX 01/05/2024   Defendant's date of birth XXXXXXXXXX   Address to which notices about this claim can be sent to you  
    • pop up on the bulk court website detailed on the claimform. [if it is not working return after the w/end or the next day if week time] . When you select ‘Register’, you will be taken to a screen titled ‘Sign in using Government Gateway’.  Choose ‘Create sign in details’ to register for the first time.  You will be asked to provide your name, email address, set a password and a memorable recovery word. You will be emailed your Government Gateway 12-digit User ID.  You should make a note of your memorable word, or password as these are not included in the email.<<**IMPORTANT**  then log in to the bulk court Website .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform . defend all leave jurisdiction unticked  you DO NOT file a defence at this time [BUT you MUST file a defence regardless by day 33 ] click thru to the end confirm and exit the website .get a CPR 31:14 request running to the solicitors https://www.consumeractiongroup.co.uk/forum/showthread.php?486334-CPR-31.14-Request-to-use-on-receipt-of-a-PPC-(-Private-Land-Parking-Court-Claim type your name ONLY no need to sign anything .you DO NOT await the return of paperwork. you MUST file a defence regardless by day 33 from the date on the claimform.
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Beanie v Halifax ***SETTLED IN FULL***


Beanietdc
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Daily postie update: Nowt today... grrr....

 

At this rate I will be taking the morning off and rugby tackling the postie on his way up the path.... on second thoughts.. he might enjoy that!

Claiming for BF.;)

(2006)

MCOL filed 13th October Total £2512.92:o :o :o

Deemed Served: 18th October

Acknowledged: 18th October (dated 17th)

Settled: 28th October

 

We won... of course!

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My claim was acknowledged on the 19th, so I'm also getting a little anxious - keeping lookout for the postman, checking my account online every hour etc. LOL.

 

Halifax seem to have slowed down a bit lately when it comes to settling. Typical! They are still paying out though, it seems. Any day now hopefully - for all of us.

Halifax (current a/c)- £3705.00

04/09/06 - S.A.R - (Subject Access Request) sent - lost by P.O.

20/09/06 - Prelim letter sent (special delivery)

30/09/06 - Reply to Prelim; Received statements

04/10/06 - LBA sent (special delivery)

14/10/06 - Offer received - £962 (err..no)

17/10/06 - MCOL issued: £3705 + £777.11 interest

19/10/06 - Moneyclaim acknowledged w/intent to defend

28/10/06 - SETTLED IN FULL!!

To be continued: Capital One(charges); Citi/Associates(charges); GMAC(ERC); GEMoney(charges); TMG(charges)

 

 

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Anyone got any news today?

Claiming for BF.;)

(2006)

MCOL filed 13th October Total £2512.92:o :o :o

Deemed Served: 18th October

Acknowledged: 18th October (dated 17th)

Settled: 28th October

 

We won... of course!

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Pah... not even acknowledged yet... but then not officially served till this coming Saturday. I'm just a little 'anxious'...

Who gives you Xtra? :confused:

 

=========================================

HALIFAX PLC

 

PAID IN FULL - £1799.20 31/10/06

 

Round 2 - Prelim sent 29/06/07

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YYYYYYEEEEEESSSSSSSS! Get in there, have some of that.

 

So excited my heads just gone bang....over the moon....

 

Money in the bank....ALL RIGHTY THEN!!! :) :)

Halifax Statements requested 21/7/06

Prelim letter to halifax recorded delivery 8/9/06 :eek:

Halifax received 11/9/06

LBA 26/09/06

Default letter & S10 to GE Capital Bank Ltd 8/9/06 :eek:

Reminder and LBA 9/10/06

GE received 12/9/06

 

Default letter & S10 to Capital Bank Plc 12/9/06

Acknowledge 15/9/06

 

Default letter & S10 to O2 (Uk) Ltd 12/9/06

Acknowledge 25/9/06

 

I may not be in full control yet but enjoying the battle to get control!

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Well done Wicket... me jealous... never.. grrr

Claiming for BF.;)

(2006)

MCOL filed 13th October Total £2512.92:o :o :o

Deemed Served: 18th October

Acknowledged: 18th October (dated 17th)

Settled: 28th October

 

We won... of course!

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Keep going - your about 5 days behind me in terms of date acknowledged. Not had a letter yet - just the all important cash in the bank - I'm so happy I could fly!

 

Was really really anxious - yours will come - definately - keep checking bank account

Halifax Statements requested 21/7/06

Prelim letter to halifax recorded delivery 8/9/06 :eek:

Halifax received 11/9/06

LBA 26/09/06

Default letter & S10 to GE Capital Bank Ltd 8/9/06 :eek:

Reminder and LBA 9/10/06

GE received 12/9/06

 

Default letter & S10 to Capital Bank Plc 12/9/06

Acknowledge 15/9/06

 

Default letter & S10 to O2 (Uk) Ltd 12/9/06

Acknowledge 25/9/06

 

I may not be in full control yet but enjoying the battle to get control!

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Oh my god - just got home, there is a letter from the Halifax......:o :o

 

Boyfriend home in about 1/2 hour.... why is there a law in this damn country against opening peoples mail!??! :x:rolleyes::mad:

 

If it is just a statement someone dies. :lol:

Claiming for BF.;)

(2006)

MCOL filed 13th October Total £2512.92:o :o :o

Deemed Served: 18th October

Acknowledged: 18th October (dated 17th)

Settled: 28th October

 

We won... of course!

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OK - someone dies. Bl**dy statements!

 

Back to waiting then :(

Claiming for BF.;)

(2006)

MCOL filed 13th October Total £2512.92:o :o :o

Deemed Served: 18th October

Acknowledged: 18th October (dated 17th)

Settled: 28th October

 

We won... of course!

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Oops - double posted.

Claiming for BF.;)

(2006)

MCOL filed 13th October Total £2512.92:o :o :o

Deemed Served: 18th October

Acknowledged: 18th October (dated 17th)

Settled: 28th October

 

We won... of course!

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Wooooooooooooooo hooooooooooooooooooooooooooooo!!!

 

I have never been so pleased to see a standard letter!

 

This morning we got the... we know we can win... no admission of liability.... have it all back letter :grin:

 

Charges £1997

Interest 401.51

Fees £120

 

Total £2518.51 :) :)

 

Now just need to wait for it to arrive in the account and I can write to the court, send a donation and fill in the survey.

 

Can someone move me to the settled forum please, please, pretty please?

Claiming for BF.;)

(2006)

MCOL filed 13th October Total £2512.92:o :o :o

Deemed Served: 18th October

Acknowledged: 18th October (dated 17th)

Settled: 28th October

 

We won... of course!

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Hi Folks,

Never sure where to post or how to track previous ones :o.

Just sent my L B A but in the mean time had a reply to my rejection letter for half my charges as a G O G W. For some reason my bank thinks I have claimed for the past 6yrs ( must be a standard letter ) because this claim is my first and only for the past 19 months as I had statements for these dates........still waiting for the others to come back. So it seems my next step is a court claim after the 14 days are up? Am I right?........by the way my bank is the ever caring and understanding HALIFAX :lol:......Any help would be much appreciated...........!

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Wooooooooooooooo hooooooooooooooooooooooooooooo!!!

Now just need to wait for it to arrive in the account and I can write to the court, send a donation and fill in the survey.

 

:D :D Congratulations!!! :D :D

 

Well Done Beanie, that's great news. How did the inevitable celebrations go, is it a bad hangover?!?!?!?!:lol: I know mine was after I got my settlement letter!

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Hi Folks,

Never sure where to post or how to track previous ones :o.

 

..........

 

Any help would be much appreciated...........!

 

Hi Welsh warrior,

in order for people to help you it's vital that you have your own thread so we can see what action you have taken so far etc. Also posts for help in other peoples threads tend to get 'lost' as peoples posts are following the main thread.

 

You need to go to the main part of the Halifax forum and click on the 'start new thread' button. To find your thread again, click on the 'quick links' menu near the top of your screen and select the 'subscribed threads' option.

This will display a list of the threads you have started and/or posted in and that you are being sent notification of new posts for. You should be able top find your own thread in this window (or your previous thread if you have already started one.)

 

If they are stating that your claim relates to charges applied on your account over 6 years and this is innaccurate then you need to referrence this when you send back the rejection of offer letter from the templates library. You could easily be caught in a situation where they give in and refund you, as full and final settlement for that period, where you acually may wish to claim again for the period beyond 19 months.

 

ATL

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Excellent news, well done Tina - turned out nice again, eh? :D

 

Lucy.

Lucycat vs. Halifax 13/9 - £4496.99 - WON!

 

Lucycat vs. MBNA (Alliance & Leicester) - 16/11 - Offer of £295 received - pursuing £575.

 

Lucycat vs. HSBC - 15/11 - MCOL filed - £1438 (& interest at 8% - another £392.49)

 

Lucycat vs. Capital One 15/11 - Offer of £136 received - pursuing £340.

 

Lucycat vs. Halifax - Mortgage ERC - 18/10 - LBA sent - £466.32.

 

Lucycat vs. Halifax - Mortgage Charges - 9/11 - D.P.A. Non-Compliance letter delivered.

 

Lucycat vs. LloydsTSB - Loan PPI - 5/10 - Statement received.

 

Lucycat vs. LloydsTSB - 20/10 - Prelim sent for £45 - returned undelivered, recipient has 'gone away'...! :o

 

* Lucycat vs. Carphone Warehouse - 13/11 - S.A.R. delivered. * Lucycat vs. Volkswagen Finance - 9/11 - S.A.R. delivered. * Lucycat vs. Barclaycard - 15/11 - S.A.R. sent out.

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Brilliant - no time to celebrate yet but we are planning to go out next weekend (when the money should have turned up).

 

Glads it's all over though!

Claiming for BF.;)

(2006)

MCOL filed 13th October Total £2512.92:o :o :o

Deemed Served: 18th October

Acknowledged: 18th October (dated 17th)

Settled: 28th October

 

We won... of course!

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How do I get my thread moved to the settled forum?

Claiming for BF.;)

(2006)

MCOL filed 13th October Total £2512.92:o :o :o

Deemed Served: 18th October

Acknowledged: 18th October (dated 17th)

Settled: 28th October

 

We won... of course!

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Drop a PM to a Mod and they'll move you into the smug club! ;)

 

Lucy.

Lucycat vs. Halifax 13/9 - £4496.99 - WON!

 

Lucycat vs. MBNA (Alliance & Leicester) - 16/11 - Offer of £295 received - pursuing £575.

 

Lucycat vs. HSBC - 15/11 - MCOL filed - £1438 (& interest at 8% - another £392.49)

 

Lucycat vs. Capital One 15/11 - Offer of £136 received - pursuing £340.

 

Lucycat vs. Halifax - Mortgage ERC - 18/10 - LBA sent - £466.32.

 

Lucycat vs. Halifax - Mortgage Charges - 9/11 - D.P.A. Non-Compliance letter delivered.

 

Lucycat vs. LloydsTSB - Loan PPI - 5/10 - Statement received.

 

Lucycat vs. LloydsTSB - 20/10 - Prelim sent for £45 - returned undelivered, recipient has 'gone away'...! :o

 

* Lucycat vs. Carphone Warehouse - 13/11 - S.A.R. delivered. * Lucycat vs. Volkswagen Finance - 9/11 - S.A.R. delivered. * Lucycat vs. Barclaycard - 15/11 - S.A.R. sent out.

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My boyfriend has checked his account and he would appear to be approx £2500 richer... how could that have happened?!?! :)

Claiming for BF.;)

(2006)

MCOL filed 13th October Total £2512.92:o :o :o

Deemed Served: 18th October

Acknowledged: 18th October (dated 17th)

Settled: 28th October

 

We won... of course!

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CONGRATULATIONS

 

Don't forget our SURVEY too!

..

.

 

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

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Congratulations!! im just having a read around before filing on moneyclaim and your thread has just given me the extra confidence i needed! im also claiming for my other half who is also doubtful but spending the money in his mind!

Halifax:

**SETTLED IN FULL 18/11/06**

 

Barclays

Court date set - 26th April!!

 

 

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