Eviction Date 4th June - Kensington Leading Me On

[diverse99]

Hi Ell-Enn and all that gave advice.

 

Today I attended County Court after having the eviction on the 4th June 2010 vacated as I put my Suspension Notice In, the case was heard today in front of a Circuit Judge.

 

The Judge Ruled in my favour, and that the following

 

The Eviction is Suspended Until 6th September 2010

 

I am to make my normal monthly mortgage payments

 

Where Possible Based On My Budget Sheet Pay an Additional 300 for the arrears however this is not part of the order.

 

He will then review the case in September 2010

 

He went to go on an say that the case was very unique in the way Kensington had treated me, and that if he was to grant eviction as I am about to come out of my Bankruptcy would put me back in financial hardship and I am now back on my feet.

 

The lawyers said that he wanted the order to show that if i do not pay as when due that they can seek eviction. The Judged ruled NO, in that he will wait to the 6th September 2010 and judge then. They asked about costs, he also said that he will not award costs until he reviews the case in September 2010

 

So i would like to say thank you to all that advised and especially Ellen thank you

[Ell-enn]

That's great news! well done for being so brave

 

If you keep to the payment arrangement you should be OK at the hearing in September.

[actionnotwords]

This is excellent news diverse,many congratulations a stunning victory.

 

The next stage is you will be discharged from your bankruptcy this month,the receiver will then have 3 years to realise any interest he has in your property if not it reverts automatically back to you.

With the amount of arrears you have on the property although there will probably be a lot of charges which you could claim back the property could well stay in negative equity so there will be no interest for the receiver to realise and it will come back to you after the 3 year period.

Now you have got over the first hurdle it might be worth contacting the receiver to see exactly where you stand for your own peace of mind and whether it would be possible to purchase his interest as if the equity is negative this could be for a nominal fee.

Wait for your discharge from bankruptcy first though!