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    • I'm at work now but promise to look in later. Can you confirm how you paid the first invoice?  It wasn't your fault if the signal was so poor and there was no alternative way to pay.  There must be a chance of reversing the charge with your bank.  There are no guarantees but Kev  https://find-and-update.company-information.service.gov.uk/company/09766749/officers  has never had the backbone to do court so far.  Not even in one case,  
    • OK  so you may not have outed yourself if you said "we". No matter either way you paid. Snotty letter I am surprised that they were so quick off the mark threatening Court. They usually take months to go that far. No doubt that as you paid the first one they decided to strike quickly and scare you into paying. Dear Chuckleheads  aka Alliance,  I am replying to your LOCs You may have caught me the first time but that is  the end. What a nasty organisation you are. You do realise that you now have now no reason to continue to pursue me after reading my appeal since you know that my car was not cloned. Any further pursuit will end up with a complaint to the ICO that you are breaching my GDPR.  Please confirm that you have removed my details from your records. ------------------------------------------------------------------------------------------------------------------------------------------------------------ I haven't gone for a snotty letter this time as they know that you paid for your car in another car park. So using a shot across their bows .  If it doesn't deter them and they send in the debt collectors or the Court you will then be able to get more money back from them for  breachi.ng your data protection than they will get should they win in Court-and they have no chance of that as you have paid. So go in with guns blazing and they might see sense.  Although never underestimate how stupid they are. Or greedy.
    • Thank you. Such a good point. They did issue all 3 before I paid though. I only paid one because I didn’t have proof of parking that time, only for two others.    Unfortunately no proof of my appeal as it was just submitted through a form on their website and no copy was sent to me. I only have the reply. I believe I just put something like “we made the honest mistake of using the incorrect parking area on the app” and that’s it. Thanks again for your help. 
    • They are absolute chuckleheads. You paid but because you entered a different car park site also belonging to them they are pursuing you despite them knowing what you had done. It would be very obvious to everyone, including Alliance that your car could not have been in two places at the same time. Thank you for posting the PCN so quickly making it a pity that you appealed since there are so many things wrong with it that you as keeper are not liable to pay the charge. They rarely accept appeals since that would mean they lose money but they have virtually no chance of beating you in Court. Very unlikely that they will take you to Court given the circumstances. Just in case you didn't out yourself as the driver could you please post up your appeal.
    • Jasowter I hope that common sense prevails with Iceland and the whole matter can be successfully ended. I would perhaps not have used a spell checker just to prove the dyslexia 🙂 though it may have made it more difficult to read. I noticed that you haven't uploaded the original PCN .Might not be necessary if the nes from Iceland is good. Otherwise perhaps you could get your son to do it by following the upload instructions so that we can appeal again with the extra ammunition provided by the PCN. Most of them rarely manage to get the wording right which means that you as the keeper are not liable to pay the charge-only the driver is and they do not know the name and address of the driver. So that would put you both in the clear if the PCN is non compliant.
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Bought a van that has previous finance on it


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l bought a van about 6 months ago that was advertised in our local paper and when l went to see l noticed it was ex royal mail, anyway l bought the van. Now 6 month on l received a letter from a finance company telling me the van has finance on it and they may still have an interest in it.

How do l stand with regards to this as l paid cash for the van and didnt know it still had finance on it, l stay in Scotland.

Any help would be gratefull

junior

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if you are in scotland [residential?] there's nowt they can do about it.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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nothing, was the letter addresses to a scottish AD?

 

if you wish, as i did

you can fwd any detalis you may have that would help them in their investigations but there is nowt they can do to you or the van.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Yes letter was posted to me at my address in Scotland where l live. l had no idea the van had finance on it as l had never seen the van before l had seen it advertised in the local paper.

Getting that letter had got me worried that the van was going to get repossessed from me as l had done quiet alot of work on it.

junior

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Lombard was who l got the letter from and it was a private seller l bought it from who said he worked for parcelforce, the van had all the signwriting on it. Id rather not disclose how much l paid for it but it was around about market value.

junior

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Yes l do, and l can asure you there was signwriting on the van when l got it. Could it be he was a contract worker or something, l dont know. To be honest i'm not really concerned about the parcelforce its the finance company that bothers me.

junior

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well they cant do anything to you as you are in scotland

there are no repossession laws in scotland

 

however, like postggj it is puzzling why it 'had' been on finance and still has the signage.

 

but dont worry anything is going to happen to you, it wont..

it would do you no harm to liase with the letterwriter to assist them.

 

mine turned out to have cloned number plates!

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

I have just spoken to my brother who was with me when l bought the van and he said the guy told him that it was his own van and he was some sort of sub contractor for parcelforce. He didnt remove the signwriting. He had just bought a new van and it was going away to get the signage done on it.

How will this affect me in the future if and when l come to sell it?

junior

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ok

 

now i see

 

a few years ago parcel force made every one go self employed

 

the staff bought a franchice of the business for £30,000

they got the van and were paid on the amount of parcels delivered

 

the van was prob in the finance deal for the franchise

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Yes l do, and l can asure you there was signwriting on the van when l got it. Could it be he was a contract worker or something, l dont know. To be honest i'm not really concerned about the parcelforce its the finance company that bothers me.

junior

 

 

 

Hi. did you do a HPI on the van ??? the thing you have to look at is. was the finance done in scotland or england. if it was in england then yes they can take the van. one good thing is lambard are a good company to deal with (not sharks) and they will help you. have you talked with the guy you have bought it from. see how much he owes lambard. and also check with lambard if the guy has is new van fianced with them.

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No l didnt do hpi check. No l havent spoken to him yet(feel like killing him) but no doubt l will in near future. Was going to be speaking to lombard tomorrow to see what they will tell me as l just got letter yesterday. Was feeling alright about it but not so sure now. What can l do to help get out of this mess, is it right i'm ok in Scotland or am l in the brown stuff?

thanks for all the replies

junior

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No l didnt do hpi check. No l havent spoken to him yet(feel like killing him) but no doubt l will in near future. Was going to be speaking to lombard tomorrow to see what they will tell me as l just got letter yesterday. Was feeling alright about it but not so sure now. What can l do to help get out of this mess, is it right i'm ok in Scotland or am l in the brown stuff?

thanks for all the replies

junior

 

 

lambard are a very good company so dont worry there. if you tell them what work you have had done to your van and all your costs. most of the time they will take offers (start very low) but remember if everything was done in scotland you will be fine. here is some reading for you, http://www.opsi.gov.uk/RevisedStatutes/Acts/ukpga/1964/cukpga_19640053_en_1#pt1

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To be honest that bit reading is totally alien to me didnt understand a lot of it.

What will be my position if any of the finance agreement was done outside Scotland? What if the van came from outside Scotland lkie a garage in England?

I'm bricking it now cause l thought l was ok being in Scotland. I wouldnt have thought there would be much finance left on it after 6 years but l could be wrong.

junior

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To be honest that bit reading is totally alien to me didnt understand a lot of it.

What will be my position if any of the finance agreement was done outside Scotland? What if the van came from outside Scotland lkie a garage in England?

I'm bricking it now cause l thought l was ok being in Scotland. I wouldnt have thought there would be much finance left on it after 6 years but l could be wrong.

junior

 

 

 

with you being in scotland you will have protection under what is called scots law. and you only need to talk to lambard about this.

lambard are not like other finance companys were they send bailifs to your door. just call them tomorrow and talk with them. all as they might need from you is the last guys address. but until you have spoken to them its hard to know what direction to go.

 

let us know how you get on with talking to them.

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you will find them a very useful company

 

they helped me out no end with legalities surrounding my cloned van issue and sorted all the legal stuff foc.

 

doesn't matter either where it was financed, you'll be ok

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Spoke with Lombard today and they said that they could take the van back.

Lombard wanted to know how much l paid for the van after l gave them the previous owners details, they also gave me the previous owners telephone number which l didnt have but they seemed alright after l gave them price l paid for van.

l phoned the previous owner and got his wife who was apoligetic and tried to assure me that there wasnt any finance on the van and that Lombard just needed to confirm selling price of the van as they were getting a percentage of the selling price.

Does really make a great deal of sense to me as l dont know how these finance companies work.

Does this lot make sense at all?

junior

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Spoke with Lombard today and they said that they could take the van back.

Lombard wanted to know how much l paid for the van after l gave them the previous owners details, they also gave me the previous owners telephone number which l didnt have but they seemed alright after l gave them price l paid for van.

l phoned the previous owner and got his wife who was apoligetic and tried to assure me that there wasnt any finance on the van and that Lombard just needed to confirm selling price of the van as they were getting a percentage of the selling price.

Does really make a great deal of sense to me as l dont know how these finance companies work.

Does this lot make sense at all?

junior

 

 

Hi junior. now ask lambard to send you a letter as to what interest they have in your van i.e outstanding finance. as the last owners are telling you it was settled.

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Would lombard have an intrest in the price the van was sold for and would they be getting a percentage of that sale?

junior

 

 

Hi junior. you are going off base. what deal lambard and the last owner did will not help you at all.

 

all you need is a letter from lambard with amount outstanding. so as you can give a copy to the last owner (they say it has no finance) but you need to know what lambards intentions are.

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Hi junior. you are going off base. what deal lambard and the last owner did will not help you at all.

 

all you need is a letter from lambard with amount outstanding. so as you can give a copy to the last owner (they say it has no finance) but you need to know what lambards intentions are.

 

 

Hi CCTV

l tried asking them today what the outstanding balance on the van was but they wouldnt say, what they did say after a bit of thought was that they were legally entitled to reposses the van which to my mind it doesnt sound like its been paid up. But when l phone previous owner the wife said they had paid it off.

Confused

junior

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