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    • Hi,   A few pointers from yesterday to take note of evris cpr 27.9 failed again so we should really make issue of this also their WX fail to comply with CPR so again we should take issue with their statement of truth  you cant get tort if you get damages under subsection 7 of CRA because its double recovery  - not sure what we think of this? however its the first time i saw the judges make reference to your non automatic rights from s49 which s54 and 57 assist with. We should start stating this specifically for claims as I think its much better than just 49 and 57 as we need to make it clear where our non automatic rights come from as 54 automatic frankly dont help  I have sent the claim form and defences to the admin email because I can’t upload them for some reason as it wont let me but thought this may help as its the first time we’ve taken tort to trial. although i think the DDJ was honestly struggling to understand some parts of the law because he was asking me about them and how he should interpret them, especially for the automatic. Will apply for transcript if you want it?
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Being Mailed By Wescot For A Debt I Don't Owe!


Daffy Duck
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Right, keep it short and sweet I think.

 

I've moved into a property that's owned by the council. I'm now getting red letters from Wescot that are addressed to a previous tenant because there is a debt of over £450 for the water company to the address.

 

When I contacted the water company to set a new account set up in the first week, I was informed about the debt but made clear that it was absolutely nothing to do with me.

 

Two months down the line, a red headed letter came about the debt. Phoned the water company up and the agent on the phone said I could ignore said letter.

 

Now a final notice has arrived stating in a nutshell, pay us now or we'll send a debt collector round or see you in court.

 

The previous tenant had correspondence from various companies (that I'm now receiving) for various things that should have ideally been stopped before they left - Child Fund details, Cash ISAs, even Tesco Clubcard vouchers and statements. I've sent all of this stuff back or notified the companies in question. I have no contact details for the tenant as it's a council property.

 

So basically, I owe the water company nothing. If anything, it's in credit. Everything else is in credit, rent, power, gas and council tax. Therefore how do I get Wescot out of my mailbox, so to speak, and stop mailing me for a debt that's to the previous tenant, please?

 

Thanks in advance.

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Hi Daffy,

 

Welcome to the Consumer Action Group :)

 

Ringing Creditors/DCA's is never a good idea.

 

Best thing to do is send this letter :-

 

http://www.consumerforums.com/resources/templates-library/86-debt-collectors/573-general-debt-letter-if-you-know-nothing-of-the-debt

 

Remember to inclued the date you moved into the property.

 

Hope this helps,

 

Lex

Please help us to help you. Download the CAG tool bar for free

HERE and use the search option for all your searches. CAG earns a few pennies every time !!!

 

Please don't rush, take time to read these:-

 

 

&

 

 

This is always worth referring to

 

 

 

 

 

Advice & opinions given by me are personal, are not endorsed by the Consumer Action Group or the Bank Action Group. Should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Thanks to the two contributors, very much appreciated.

 

I will send the template letter off to Wescot and hopefully this will be the end of the issue. I will update the post as and when I have an update.

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The previous tenants of where I now live did a runner owing around £35k on loans, catalogues, etc. They had had their mail held at the Royal Mail delivery office for 3 months and told me they were moving to Spain. 3 months later a huge pile of around 300 letters lands on the doormat. I used to get 4-8 DCA letters a week and in the end I just sent them back as, "Not at this address, left in october 2001."

 

9 Years later and I still get occasional letters for them, from the bottom pondlife DCA's like Lowells and Wescot, etc. (I can tell without opening them, as I have experienced most DCA's over the last 3 years, and can spot their begging letters a mile off.

 

But no hassle myself as a result of the old tenants. Just send any letters back. :D You could even give the letters to your postman and explain that the person it's addressed to doesn't live here anymore. Then in future they will automatically return the letters to the sender for you at the local mail sorting office.

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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