D'oh, I'm thick sometimes. Cheers guys

? I don't follow. Which form?

Posting on behalf of my parents. Have used these forums before, very useful they are too This may be in the wrong forum. Basically to cut a long story short, a council owned vehicle was turning round in the cul-de-sac they live when it struck the bottom of the drive and left some damage to some paving slabs. The driver was going to drive off if my father hadn't had seen him do it. Having contacted the council they sent us a Compensation Form, and now have sent a letter that makes reference to the Road Traffic Act 1988 Section 154 ("Duty to give information as to insurance or security where claim made"), which, in the grand scale of things and from other research, appears to apply mostly to accidents with another car. The letter is giving insurance details and excess amounts and asking for my parents details. The problem is, the accident was caused by their vehicle on my parents drive. It is not in my mind related to car insurance as the car would have been either in the garage or up the drive at the time well away from the public road. Could the insurance possibly be related to house or buildings insurance? Any advise would be much appreciated.

I've had debts addressed to about six different names at this address so it's anybody's guess as to what on earth what was going on here before I moved in. I suspect the majority of the names that these companies now have were fabricated in order to get credit so whether any of these people actually exist is probably debatable, but I can't prove anything and I'll probably never know for sure. Fredrickson was a simple moan on my part. They're not involved in this one. Yet.

Hello again, this was the initial thread: http://www.consumeractiongroup.co.uk/forum/general-debt-issues/252533-being-mailed-wescot-debt.html Now new developments: Wescot wrote to me saing that the debt I referred to in that thread (that said debt wasn't mine) has been closed and sent back to the water company, so that was an excellent result thanks to the Consumer Forums. However, the debt's now been picked up by ScotCall, so I can only presume either somebody somewhere has nothing better to do with their lives than pick up random debts, or somebody at the water company hasn't updated their records to say that this debt is effectively unrecoverable. . I've sent the standard "I know nothing about this" letter to ScotCall telling them to basically get lost, however I'm in two minds as to whether to make official complaints to either the water company or Ofwat, or even Trading Standards or the FSA. The water company acknowledges that I, as the current tenant, do not owe this debt. The thing with ScotCall (and Fredrickson come to that) is they don't acknowledge anything you send them. At least Wescot said they're investigating it, which is more than ScotCall (for other disputed debts) ever did, which is why I feel making an official complaint to them is about as much good as a chocolate teapot. So I suppose the next question is, having sent the stock letter, if they (or any other debt company on this issue for that matter) continue to write for this specific debt, what do I do please? Thanks in advance.

Previous to other messages on here (see my posting history) regarding debts owed by previous tenants (thanks to everybody who helped by the way), a new development. Wescot replied to my letter telling me their client want proof of a previous address between February 2005 and March 2007. Likewise in another letter from the same debt collection company they want details of three previous addresses that the person the letter is addressed to used to live. This is a council owned property, the letters are not addressed to me personally and I fail to see why I should have to provide proof of previous addresses for debts that I don't even owe - they've been run up by previous tenants. Would the easiest thing to do be to give Wescot the council housing telephone number since they're most likely to have details of who lived at this address at that time and where they've gone since, and let them argue it out with the council? Thanks in advance.

It's on its way. Thanks very much

As a follow-up to this original topic of mine: http://www.consumeractiongroup.co.uk/forum/general-debt-issues/252533-being-mailed-wescot-debt.html Wescot are investigating with the water company and their reply says they won't bother me again while this goes on. Hopefully that's been sorted now. Thanks to everybody who took the time to contribute, much appreciated. Another letter arrived this morning from another debt agency. This is slightly different, because the debt collection agency is Fredrickson International Limited. Apparently the previous tenant owns £183 to Arrow Global Limited after previous repeated payment requests, none of which I received. Arrow Global seems to be another debt collection agency. A bit of poking about seems to imply Fredrickson and Arrow are the same company at the same address in Weybridge, Surrey, and that Arrow is a company that, for want of a better description, buys other companies debt and does all the chasing themselves. The previous topic of mine has a link to a generic "this debt is nothing to do with me" template, the same I sent off to Wescot. I presume I can send that off to Fredrickson as well? Thanks in advance.

Thanks to the two contributors, very much appreciated. I will send the template letter off to Wescot and hopefully this will be the end of the issue. I will update the post as and when I have an update.

Right, keep it short and sweet I think. I've moved into a property that's owned by the council. I'm now getting red letters from Wescot that are addressed to a previous tenant because there is a debt of over £450 for the water company to the address. When I contacted the water company to set a new account set up in the first week, I was informed about the debt but made clear that it was absolutely nothing to do with me. Two months down the line, a red headed letter came about the debt. Phoned the water company up and the agent on the phone said I could ignore said letter. Now a final notice has arrived stating in a nutshell, pay us now or we'll send a debt collector round or see you in court. The previous tenant had correspondence from various companies (that I'm now receiving) for various things that should have ideally been stopped before they left - Child Fund details, Cash ISAs, even Tesco Clubcard vouchers and statements. I've sent all of this stuff back or notified the companies in question. I have no contact details for the tenant as it's a council property. So basically, I owe the water company nothing. If anything, it's in credit. Everything else is in credit, rent, power, gas and council tax. Therefore how do I get Wescot out of my mailbox, so to speak, and stop mailing me for a debt that's to the previous tenant, please? Thanks in advance.