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I will be filing for bankruptcy next week


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Hi all,

 

Just a few quick questions, if all goes to plan I will be filing for bankruptcy next week.

What I would like to know is at what stage will my bank account be frozen? I would assume it is safe until I actually have to go in front of the Judge and I'm declared bankrupted?

 

How soon can I apply for another account? Could I simply apply on the same day I'm declared bankrupted?

 

Thanks!

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you can apply now if you want, if the account is not overdrawn then the OR will not freeze the account, the bank may do.

 

many people use the co-op cashminder account and tell them they are intending to go bankrupt. they dont usually have any problems

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you can apply now if you want, if the account is not overdrawn then the OR will not freeze the account, the bank may do.

 

That's not a bad idea!

I was told that Barclays will let an undischarged bankrupt open a "Cash Card Account"

Would it be best just to say I am bankrupt now, rather than I will be soon, so that they won't freeze the account on me?

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