Reclaiming Abbey Charges - where to now?

[dfitz24]

Hi, I currently have a claim ongoing with Abbey for bank charges. Am at the stage that my claim was on hold with the banks and have received their standard letter claiming that due to the result of the test case, they will not be refunding my charges.

 

Any advice on how to proceed would be appreciated. Have been considering sending the Govan Law Centre letter?

 

Have there been any recent successes for anyone reclaiming from Abbey?

 

Thanks.

[BankFodder]

There is no point in merely sending letters copied from websites if one has no follow-up strategy.

You need to have a complete plan so that you are thoroughly prepared and that you have predicted all outcomes and you are prepared for them as well.

 

We are working on several new particulars of claim against Abbey and against Others which will be made available soon.

 

However, I can tell you that using early version of the new POC we have already managed to have a Finance Company strikeout set-aside and leave to continue, and also an Abbey strikeout set-aside and leave to continue there also.

 

I have no doubt that we will be given leave to continue our claims in every case. Whether we can then win, is another question.

 

However, as far as Abbey - and most of the other banks go, it is very difficult to reconcile their statements in their contracts and to their customers with what they said to the Supreme Court.

Read my front page article.

 

I have high hopes.

However, I have high expectations of an appeal by the banks - in all cases.

[Poor-Credit Borrower]

BankFodder and anyone else,

I also have an ongoing claim with the Abbey for bank charges. The standard letter was sent to me in Dec 2009 advising me of the Supreme Court decision, and I'm sure as in other people's cases, they said that if I don't reply in eight weeks they'll consider the case closed - but I guess I could 're-open' it.

 

Complication in my case is that the Abbey have paid out £980 already to me in December 2008, because of a hardship case I'd mentioned (I mean cos I was in hardship, so I may have to demonstrate that I'm still in financial difficulty?). Total bank charges were approx £3400.

 

Obviously I'd like to claim more, if not most, of the remaining charges (plus interest if possible!) very soon. Not sure how to make my claim sound personal and not just a 'block' claim for historic charges. think I'll have to made a subject access request for bank statements all over again?

 

Would I be able to claim for 6 years from when I made my initial claim, which i think was back in Autumn 2006, and not just from now? I haven't even had an Abbey account since 2006 as I'd closed it ages ago! I will try to find the original statements sent but I can't guarantee I can find them!

 

Thanks,

PCB

Edited April 12, 2010 by Poor-Credit Borrower
Put the last "Abbey" in red and bold

[dfitz24]

Having searched through documentation that I have received from Abbey, I have several T&C's booklets but not the Tariff of Charges relating to my current account. Is it possible to obtain them on the site? Thought I saw somewhere that a library of documents was being compiled? If so any guidance as to where they can be found would be greatly appreciated. I have held the account since 2004. Thanks

[M'n'M]

Hi, I hope you can help, My wife and I like many others waited nervously for the highcourts decision and were very disapointed at the outcome. Having recieved no correspondance from the court with regard to the status of our 2 stayed claims, we have recently received a statement with regard to our joint account which at the time the court case was stayed had an active overdraft, the (what I assume is a yearly statement) showes the ammount but not as a Minus figure but just as a balance (a ploy i think for us to enquire) I know for a fact that the account owes them money.

My concern is this, we have recieved nothing from the court regarding the stayed claims, only two yearly staments from Santander with regard to the overdraft ammount, one statement was sent during the stay and one was sent after the high court case.

My question is what should we do, we are currently in the process of setting up a debt management program.

[Poor-Credit Borrower]

Hi, there are now three enquiries on this thread that do not seem to have been answered yet. Mine was on the 12th April.

 

Would anyone on the site team, or any other experienced CAGger, tell me whether I can make a second subject access request to the Abbey? Anyway, the first such request was made by a third party licit legal.

 

Also can I request a re-opening of my original claim and not just claim from now? As it will make 3 years difference according to the 6-year rule!

 

Maybe I'll look at the related thread on Abbey charges too.

 

PCB

[dfitz24]

:?Hi, having read one of the front page articles you referred to a library of documents being collected regarding Abbey and their misrepresentation of charges. Unfortunately within my Abbey paperwork I no longer have any of the 'Tariff of Charges' that stated the charges where for the purpose of covering administration. Are these possibly available on the site or by request at all? I have searched through the site and am currently having no luck. Many Thanks