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    • Servicing Stop Limited Registered Office Address: 57 London Rd, Enfield, Middlesex, England, EN2 6DU Company Type: Private Limited Company Company Status: Active Company Number: 06558606 Directors: Oliver Joseph Richmond Appointed 8th April 2008, Toby Robert Richmond Appointed 8th September 2009 Companies House Link: SERVICING STOP LIMITED overview - Find and update company information - GOV.UK FIND-AND-UPDATE.COMPANY-INFORMATION.SERVICE.GOV.UK SERVICING STOP LIMITED - Free company information from Companies House including registered office address, filing history, accounts, annual...   Endole Link: Servicing Stop Limited - Company Profile - Endole SUITE.ENDOLE.CO.UK Servicing Stop Limited is an active company located in Enfield, Greater London. View Servicing Stop Limited profile, shareholders, contacts...  
    • Hi I assume the Loft Conversion with the eaves and crawl space was there when you initially purchased the property. Even in done after purchasing the property and the correct permissions were in place i.e. Local Authority, Land Registry, Freeholder which is Southern Land which would be required as a Leasehold property. The difficulty is if the Loft Conversion was there when you purchased the property and there is no evidence in your documents of the eaves and crawl space due to where the Red Lines stop in the plans or even after purchase it was added this is the reason you are having issues with selling due to those missing Red Lines in the Plans and any other Buyers competent Solicitor would flag this up. I can understand the reasons the Buyer wishes a Deed of Variation probably there Solicitor requesting this to ensure those missing red lines are covered before the Sale as they Flagged this as an issue as Red Lines missing on Plans and want buyer protected. As for the £8000 costs Together and cohort Southern Land are trying to charge have you thought of contacting a few Property Solicitors yourself to get a few quotes. (only mention this because when I research this possible costs can range from £500 - £2000 depending on the Deed of Variation work required and nothing to stop you doing this then approaching Together and cohorts with it) Also ask Together/Southern Land for a breakdown of the £8000 costs for the Deed of Variation. Yup do send both Together and Southern Land a Subject Access Request (SAR) requesting 'ALL DATA' that simple phrase covers whatever format they hold that data in whether it be emails, written, recorded calls etc. They then have 30 Calendar Days to respond and that time limit only starts once they acknowledge receipt of your SAR Request. When you purchased the property some 17yrs ago are the Solicitors that you went through at that time still operating? (I know probably a silly question but if they are nothing to stop you contacting them and asking them about this especially if the Loft Conversion was in place when you purchased the property) Another link that will be useful to you as Leasehold is The Leasehold Advisory Service: Home - The Leasehold Advisory Service WWW.LEASE-ADVICE.ORG Government funded, independent advice for residential leaseholders and park home residents  
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Hillsden Securities/Credit Expert Default


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Hello All - quick bit of advice please. Hillsden Securities bought my credit card debt off Virgin Money - despite a CCA request back in Oct/Nov 09 - I have received nothing from them - infact I have no evidence at all they own the debt!! I noticed from Credit Expert they are reporting a default against me - surely they cannot do this?? Do I write to them and who do I complain to?

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if the debt actually exists and is yours, getting default removed is going to difficult..remember just because they have failed to send cca does not mean debt just doesnt exist it just means they cannot enforce without going to court

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If they have bought the debt,then they are required to re-register any defaults in their name.

Virgin Money had a duty to inform you that they had sold your account.

Make a further CC request to Hillesden and include a request for a copy of the notice of assignment,a copy of the deed of assignment,and a copy of their complaints procedure.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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To be fair Virgin did issue a default (and told me Hillsden had bought debt) and Hillsden claim to have bought the debt under a 'Deed of Assignement (Absolute)' though despite repeated requests they have provided no copy of this, CCA or indeed anything else. I am currently in the process of adding a notice of correction to my file

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Ok if VM did issue a DN and informed you of assignment,then they followed correct procedure.

Again though,they should be in posession of your account paperwork.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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In addition, have you posted Virgins DN on here for people to check its valid?

omnia praesumuntur legitime facta donec probetur in contrarium

 

 

Please note: I am not a member of the legal profession, all advice given is purely my opinion, if in doubt consult a professional

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You will not see a Deed of Assignment. That is a list of business transactions with your debt being only one on the list and only a court can order it to be produced. What you are looking for is a Notice of Assignment from Virgin Money to say the debt has been assigned to Hillesden. And I wouldn't be fair to any of them until I had seen a copy of the agreement and had checked that the Default Notice was lawful. If you post it, cover over your personal details. If you don't get a copy of the agreement within 12+2 days then send Hillesden the Account in Dispute letter. Show them you are in charge of this , not them. They have no power over you whatsoever and like all DCAs they are all wind.

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