Blemain finance

[magiciansgirl]

Had a letter from capital law (give me my money) they have had a case meeting at cardiff court and are selecting 17 cases to take on blemain in a test case...should hear more on this in the next couple of weeks.

 

Hello Sprouty, any news on this?

 

Kind regards,

 

MG

[dax]

Have they taken this on Pro-bono for individuals or are the people involved having to pay fees to get this to court through Capital law. You say they are selecting 17 cases, so where do they get the cases from out of interest. Is it that more than that number of people have approached Capital Law specifically, individually and coincidentaly. Do you have details of who is dealing with that matter also as I would like to make contact with them too. I know I can google and contact them, but if youve any prior knowledge to assist. I would really appreciate it. I really NEED a professional to tackle what they did to me.

[cupcake68]

Hi

 

We also have a nasty agreement wit Blemain that we have been advised is unenforceable but need to find someone we can trust to take it on for us.

 

Any information would be great!

 

Thanks

 

cupcake

[midge61]

They have been in the news today

 

BBC NEWS | Business | Five-year block on repossession

[dax]

Midge, thats made my day and the best news ive heard. I am so happy that someone eventually got them to Court and WON!!!!!! About time.....makes me feel I must never give up and get cracking again myself over what they did to me...FANTASTIC. BIG congratulations to Peter Bently, terrific result!

[Guest dvdriley]

Have they taken this on Pro-bono for individuals or are the people involved having to pay fees to get this to court through Capital law. You say they are selecting 17 cases, so where do they get the cases from out of interest. Is it that more than that number of people have approached Capital Law specifically, individually and coincidentaly. Do you have details of who is dealing with that matter also as I would like to make contact with them too. I know I can google and contact them, but if youve any prior knowledge to assist. I would really appreciate it. I really NEED a professional to tackle what they did to me.

 

Are you sure they are called Capital Law

[dax]

I thought so, according to Sprouty's message? However the link above Midge added refers to a differant case scenario im gathering?

[Gallahad]

subbing

[dax]

Ok was just about to suggest these guys but then I heard a review from someone else..link here Cartel Client Review. Has anybody used this to claim money from lenders?_Credit

 

Does anyone here have any experience of them at all?

[Gallahad]

Ok was just about to suggest these guys but then I heard a review from someone else..link here Cartal Client Review. Has anybody used this to claim money from lenders?_Credit

 

Does anyone here have any experience of them at all?

 

Are they not linked to Capital Law?

Perhaps a member of the site team could confirm this.

G

[frettful38]

Are they not linked to Capital Law?

Perhaps a member of the site team could confirm this.

G

 

Hi Gallahad, I believe Capital Law are linked to give me my money CMC. I had contacted them earlier this year as they were a no win no fee (Cliams Management Company) to check out my unregulated loan agreement with Blemain Finance. They initially told me I had a claim but after I sent them some more very important information they wrote back to me and said they had closed my file as they were not taking on any more claims. I found this very strange but then believe they were not expert enough to deal with this.

 

On Friday last week I was visited at home by a Cartel Client Review representative and she spoke to me in great detail about my loan agreement. I have a very strong and valid claim. I told the CCR rep that I had been reading a lot of negative feedback about CCR, and she advised me that people will say all sorts good and bad wherever you go. She gave me links and stories where her company had successes to. Client Cartel Review have been highlighted in the BBC and newspapers.

 

I am waiting on some more information and then I will be letting CCR handle my claim. My agreement has too many flaws in it to be corrected by a court of law. I hope I have provided a little light on this subject. Please feel free to ask me any questions, hopefully I can be of some further help.

[Gallahad]

Hi Gallahad, I believe Capital Law are linked to give me my money CMC. I had contacted them earlier this year as they were a no win no fee (Cliams Management Company) to check out my unregulated loan agreement with Blemain Finance. They initially told me I had a claim but after I sent them some more very important information they wrote back to me and said they had closed my file as they were not taking on any more claims. I found this very strange but then believe they were not expert enough to deal with this.

 

On Friday last week I was visited at home by a Cartal Client Review representative and she spoke to me in great detail about my loan agreement. I have a very strong and valid claim. I told the CCR rep that I had been reading a lot of negative feedback about CCR, and she advised me that people will say all sorts good and bad wherever you go. She gave me links and stories where her company had successes to. Client Cartel Review have been highlighted in the BBC and newspapers.

 

I am waiting on some more information and then I will be letting CCR handle my claim. My agreement has too many flaws in it to be corrected by a court of law. I hope I have provided a little light on this subject. Please feel free to ask me any questions, hopefully I can be of some further help.

 

Good morning Fretfull, thank you for that, please keep us informed and good luck.

G

[welshperson3]

hi fretful 38

i think we are at the same stage with this but mine is a bit easer than yours (its regulated) also they took action on a dodgy DN, so when i get legal advice i will keep u updated

 

another nightmare for blemain from bridgend

wp3

[michellej]

well would it fall into the "unfair relationship" ????

[Gallahad]

well would it fall into the "unfair relationship" ????

That is a decision for the courts and you should obtain legal advice on your particular agreement I believe

G

[michellej]

I myself had a second mortgage arranged through Ocean Finance , I paid broker fees £2000+ ,... I am hoping to void the mortgage , I have had this for 7 years nearly , paid £22,000 back ,.. original loan £31,000 + fees added on ,.. £33,000+ ,.. and now still owe £44,000,... I was in arreas , and offered to pay double the monthly mortgage payments to clear the arreas ,.. my normal payment is £260 per month ,.. so paid £520 per month to clear things up ,. I noticed on statement , that in june 23rd I paid £520 (£260 monthly payment and £260 off arreas ,..) on the 30th june I noticed an interest debit charge £335,.. so even though I paid that month they hit me with interest charge ,. *1 I paid that month so why charge interest ,*2 if they took the £260 what I give for arreas towards the interest payment , then that means (I am not reducing arreas and possibly adding another £75 to arreas (which too would collect interest ,.. so in reality on these conditions I would never be able to clear this account ,.. and the more I paid the more I would owe over time ,.. now that does not seem fair to me ,.. but like you say up to the judge to decide , so thats why I will be going down the lines of secret commissions ,.. open and shut case really ,.. might take time but will have account frozen till dispute is address and resolved

[michellej]

I would love to hear of winning cases against unfair conditions or secret commissions

[Gallahad]

I myself had a second mortgage arranged through Ocean Finance , I paid broker fees £2000+ ,... I am hoping to void the mortgage , I have had this for 7 years nearly , paid £22,000 back ,.. original loan £31,000 + fees added on ,.. £33,000+ ,.. and now still owe £44,000,... I was in arreas , and offered to pay double the monthly mortgage payments to clear the arreas ,.. my normal payment is £260 per month ,.. so paid £520 per month to clear things up ,. I noticed on statement , that in june 23rd I paid £520 (£260 monthly payment and £260 off arreas ,..) on the 30th june I noticed an interest debit charge £335,.. so even though I paid that month they hit me with interest charge ,. *1 I paid that month so why charge interest ,*2 if they took the £260 what I give for arreas towards the interest payment , then that means (I am not reducing arreas and possibly adding another £75 to arreas (which too would collect interest ,.. so in reality on these conditions I would never be able to clear this account ,.. and the more I paid the more I would owe over time ,.. now that does not seem fair to me ,.. but like you say up to the judge to decide , so thats why I will be going down the lines of secret commissions ,.. open and shut case really ,.. might take time but will have account frozen till dispute is address and resolved

 

Michelle in my opinion companys such as blemain, swift, spml etc structure their lending and vicious charging with the sole intention of obtaining the property on which it is secured. I wish you well in your endeavours please keep us informed. I am sure you will find lots of support on CAG.

G

[michellej]

Thank G,.. well have no option as not ready to give home up just yet ,.. especially to a bunch of sharks ,.. have done some good reading tonight and feel ready and confident in getting the ball rolling with these shaddy lenders ,.. can not agree more lots of support , and hopefully together we all beat these companies and spread the word ,.. best wishes all stay strong ,..

[Gallahad]

Thank G,.. well have no option as not ready to give home up just yet ,.. especially to a bunch of sharks ,.. have done some good reading tonight and feel ready and confident in getting the ball rolling with these shaddy lenders ,.. can not agree more lots of support , and hopefully together we all beat these companies and spread the word ,.. best wishes all stay strong ,..

 

You are most welcome Michelle and yes fight them all the way. Have a look at the swift thread too there may be some good news re the land registry charge.

G

[michellej]

Good to know ,.. yes it will be all the way as any judge could see these are "unfair terms & conditons" ,.. I mean these companies ask for trouble the way they do business ,.. adding untold amounts , giving backhanders , then first sign of trouble , trying to whip your home from under your feet , not one offer of help while things are bad or a struggle ,.. so what do they expect ,.. other then at fight till things are proven ,...

[michellej]

well letter posted yesterday (31.16 ) requesting information (Credit agreement ),.. So time will tell ,..

[michellej]

Well had another thought , if I used a no win no fee property solicitor , to fight my case and I happen to win ,.. would I be able to claim them fees off G E Money ? ,.. as if so then surely must be worth bring an expert along to put your case forward ,.. I know we get to know lots through this forum , but I think a professional spokesman would be great and oly strengthen our cases and show we mean business ,.. well all thoughts on this will be great

[Gallahad]

Well had another thought , if I used a no win no fee property solicitor , to fight my case and I happen to win ,.. would I be able to claim them fees off G E Money ? ,.. as if so then surely must be worth bring an expert along to put your case forward ,.. I know we get to know lots through this forum , but I think a professional spokesman would be great and oly strengthen our cases and show we mean business ,.. well all thoughts on this will be great

 

you may not find it that easy to find a solicitor that is well versed in consumer credit law to act on a no win no fee basis. It,s usually the CMCs legal teams that get a little success in the courts however that is not free and carries risks of its own. How many of us have paid upfront to CMCs only to find nothing further happens.

Good luck with your fight.

G

[JonCris]

Its not just that few solicitors understand consumer law it's because legal fees are not recoverable if the money claim is below a certain figure (5k) This government want to raise that minimum figure to a whopping 15K making it impossible for the ordinary cash strapped litigant to get legal representation

 

Welcome to Blair's World:mad: