Jump to content


  • Tweets

  • Posts

    • out of the blue text and email from J&P asking me to make contact regarding ref number.   Plan to adopt same tactic as for last 12 years with CW&D, IRDWW, IDR etc  
    • Spoke to legal which turned out to be the court processing the claim all they could recommend was filling in the plea online and gave me an email so I could attach proof of DD being in place. So going back to DVLA to see if I can get any further explaining what has happened 
    • It would just be good to get a few more opinions on the judges decision before I decide whether to push on with it or stop if there's every chance I will lose and owe them more in legal costs
    • America is a republic, (and) not a democracy - not quite there yet   Trump is a corrupt felon, not a president - yep
    • Hello I hope someone can give me some advice here, as I am at a bit of a loss on how to proceed. This relates to alleged offences under the RTA. Yesterday I received a notification from the local police of intention to prosecute for the following offences: 1 driving without due care and attention 2 failing to stop at a road traffic accident 3 failing to report a road traffic accident At this stage they have only asked me to say whether I was the driver at the time or not and provided a blank sheet of paper to give information about the incident. Going by the location (just round the corner from where I live) I can only imagine this relating to one recent incident, which wasn't actually an accident but more of a road rage event. I was driving past someone unloading or working next to his lorry which had stopped in the road. I wasn't going fast or anything, while I went by lorry man turned around and punched and kicked my car whilst going past him. I stopped and got out and wanted to know what he thought he was doing punching and kicking my car. He then hurled some verbal abuse at me, swearing and he was quite aggressive. I still didn't know what his problem was and said I would report him to his company for threatening behaviour and vandalism for punching my car. I got my phone and tried to take a photo of his lorry and number plate but at that moment he came right at me, still shouting and swearing, so I was worried he may hit me next, as he already punched my car. I thought if the guy hits me I will come off second best, so I decided to retreat. I quickly got back into my car and left. When I checked my phone later the photo I tried to take was blurred and useless, so I thought it was pointless to report the incident to the police, as the guy would not be traceable. Over that I forgot about it until I got the letter yesterday in the post. This is the only thing I believe this can relate to, but I have no idea based on what the three above allegations come from There was no road traffic accident, more of a road rage incident. So I am at a loss what to do. I have 28 days to respond. Should I just say yes I was the driver and was there and see what happens next, or should I already make a written statement on the attached piece of paper they sent me and send that with it ? Is there anyone here who would have a rough idea what to do next ? I tried my legal advice line through my Union, but they have sent me from pillar to post, now say it needs to go to a different department again and that would be chargeable as the RTA comes under Criminal Law. So any advice would be appreciated Many Thanks
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Advent Computer Training (Barclays Partner Finance)Info and discussion thread


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 3937 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

  • Replies 5.3k
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Posted Images

The 24th Sept is the last before the high interest loan applies. If BPF doesn't see the money from me on that day, then they expect me to pay 12000 over four years. That's crazy! Is anyone dealing with, exactly this situation already?

 

Im in the same situation, my payments were supposed to start end of June, in the process of trying to get them to freeze my account but they keep sending me BS letters and tell me I have to continue to pay the monthly installments.

Link to post
Share on other sites

Im in the same situation, my payments were supposed to start end of June, in the process of trying to get them to freeze my account but they keep sending me BS letters and tell me I have to continue to pay the monthly installments.

From this I understand that you choose not to pay and take the risk of paying double plus penalties. I honestly don't know what to do, I have something saved for this but it's far from being enough. I've thought of borrowing from my relatives and so try to get rid of the high interest but I see many of us here who are not paying and this is what I would like to do, but the fact that I have a sponsor and this makes this a bit complicated, really gives me headache. I don't know what to do. I haven't heard much from the legal team lately, about this, about sponsors, and it's a real fact that although I'm a part of the group, practically I'm not part of it, officially there are only a very few who are, from what I understood!

Link to post
Share on other sites

From this I understand that you choose not to pay and take the risk of paying double plus penalties. I honestly don't know what to do, I have something saved for this but it's far from being enough. I've thought of borrowing from my relatives and so try to get rid of the high interest but I see many of us here who are not paying and this is what I would like to do, but the fact that I have a sponsor and this makes this a bit complicated, really gives me headache. I don't know what to do. I haven't heard much from the legal team lately, about this, about sponsors, and it's a real fact that although I'm a part of the group, practically I'm not part of it, officially there are only a very few who are, from what I understood!

 

How do you mean that only a few are part of the group? have you signed up to Fuzzbutts legal group if so then the number is many hundreds, please explain your thinking?

Link to post
Share on other sites

How do you mean that only a few are part of the group? have you signed up to Fuzzbutts legal group if so then the number is many hundreds, please explain your thinking?

On a few pages back I think, I once read some posts, which said that until we sing an official agreement or something formal with the lawyer, we are not properly represented by the lawyer and I also understood that the one/ones who represent/s our group has done this.

Link to post
Share on other sites

On a few pages back I think, I once read some posts, which said that until we sing an official agreement or something formal with the lawyer, we are not properly represented by the lawyer and I also understood that the one/ones who represent/s our group has done this.

 

I think what you read was that the lawyers are still going through all our info we sent them and until it was put infront of a QC and he gave the nod that we have good case we do not actually have representation.. there is a sheet you sign at the time when you send in your documents I will need to check but I was under the impression that was the form that signs you up?

will check

Link to post
Share on other sites

I think what you read was that the lawyers are still going through all our info we sent them and until it was put infront of a QC and he gave the nod that we have good case we do not actually have representation.. there is a sheet you sign at the time when you send in your documents I will need to check but I was under the impression that was the form that signs you up?

will check

You might be right though! I must admit I'm not sure on this matter. Anyway it's worth enquiring.

Link to post
Share on other sites

I think what you read was that the lawyers are still going through all our info we sent them and until it was put infront of a QC and he gave the nod that we have good case we do not actually have representation.. there is a sheet you sign at the time when you send in your documents I will need to check but I was under the impression that was the form that signs you up?

will check

 

Just to confirm, the people who signed up for the group action and sent their documents back to Hausfeld will be representedby the lawyer. As I understand it, once this goes to court the list of people will be put before the judge/BPF (as Lowdown said - the form you were required to sign for Hausfeld). Until this does get to court we are all a bit out on a limb, and unfortunately the guarantors more so, though Hausfeld are looking at ways to include them via various legislation (that's still in progress).

Link to post
Share on other sites

Ok Thanks What was the Cardiff address 10pack

 

mercers debt collections ltd

po box 2502

Cardiff

CF23 0FQ

 

And out of info..

 

barclays partner finance

po box 2501

Cardiff

CF23 0FP

 

just about says it all..

Link to post
Share on other sites

Has anyone thought about offering BPF the cost of the books we received as payment? or does anyone think this is a bad idea?

 

Do you mean sending them the books for a refund??

 

I did not get any.. except that book with the test they gave you at the start before you started

Link to post
Share on other sites

Just to confirm, the people who signed up for the group action and sent their documents back to Hausfeld will be representedby the lawyer. As I understand it, once this goes to court the list of people will be put before the judge/BPF (as Lowdown said - the form you were required to sign for Hausfeld). Until this does get to court we are all a bit out on a limb, and unfortunately the guarantors more so, though Hausfeld are looking at ways to include them via various legislation (that's still in progress).

 

Hello Fuzz, just to ask I send my papers and all I got to our lawyer, are they supposed to call me or send me am email to confirm they got my documents??? Can u give some ligth to my brain??? Thank you! :)

Link to post
Share on other sites

Hello Fuzz, just to ask I send my papers and all I got to our lawyer, are they supposed to call me or send me am email to confirm they got my documents??? Can u give some ligth to my brain??? Thank you! :)

 

No they won't contact you at this stage, Infamous. The website adventstudents will carry all the latest news.

Link to post
Share on other sites

Hi Guys

Thought I would fill you in on latest news about adding notice of correction to a credit record.

 

just had word from Experian it will be added to my record in next day or so, anyone now attempting to check my credit history will see what is written there and can make up their own minds about what Barclays are doing.

 

On another note when I last spoke with Consumer direct they informed me that they are now well aware of what is going on with Barclays, they know its all over the internet about what is being done to us.

 

So please when you make comments remember to spell.. Barclays Partner Finance and.. Mercers debt collecting agency ltd correctly so that anyone browsing for info can find out just how this company treats its customers.

 

keep on the fight we will win no doubt about it :)

Link to post
Share on other sites

Hi all, just thought this might be useful for anyone to consider if they were with access 2 trades and now OLCI. Over the past few weeks I've been considering taking the training because I'm worried that if the group action isn't successful, it won't leave me with enough time to get the course done. Plus, my problem has never been with OLCI, it's always been with Barclays. I came to the decision to book onto the Plumbing Workshop 1 in Sept with the intention of doing Assessment 1 in Oct. When I called to book I was told the course structure has changed and you now need to do both Workshops 1 and 2 before doing Assessment 1. I took another look at the dates with this in mind and it turns out there's no Workshop 2 sessions available in October, there're just 2 in November which I'm not able to make and the dates for December haven't been released yet. The upshot of this being it'll be at least 4 months between me doing Workshop 1 and Assessment 1. Considering Assessment 1 is based largely on Workshop 1, this is very inconvenient to say the least and the course would take years to complete at that rate. Anyway, in the end I cancelled my booking and am going ahead with the group action. Just thought I'd write this for anyone else with OLCI that hasn't taken this into consideration yet.

Link to post
Share on other sites

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 3937 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Guest
This topic is now closed to further replies.
  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...