Lorna V Abbey *** WON ***

[lorna501]

Just would like to say thank you to the site for providing lots of information to help me start the process of recieving my bank charges from Abbey.

As i have noticed I have also started to move my current account as I expect abbey to close that account.

 

I started on the 2nd Aug and they so far have sent me statements covering nearly two years and a letter stating that they will use my £10 to recoever the "mirofiche" details.

 

Anyone who has a history with abbey and could help please feel free to messege me.

Thank you for everyones help now and in the future.

Lorna

[lorna501]

As it has been a long time in waiting for Abbey I would like to fill you in on the details so far.

As with all Abbey customers I have not had my full 6yrs worth of account information so letter sent to complain about this and request the information before I report them. on Friday 22nd I recieved a letter to say sorry and if I will send them £10 they will send the missing information. ( I have already sent them a chq for £10 and they have cleared this a month ago)

My reply to this letter from Marc Winter will explain the above and they have had sufficent time.)

 

While the above has been going on I have completed the charge amount for the statements I have and produced an estimate to complete 6 years and this prem letter was sent 15th Aug. 14 days until LBA.

 

During this time I have change my account over to another bank and recieved a letter demanding money for the overdraft which was remaining in the Abbey before they send me to court to reclaim this. I have just paid up the overdraft and now have a £0 balance in there.

I have had no other contact from the abbey since.

 

Thank you for your time.

[traceyrmj]

hi lorna, i have just had all my statements form abbey so they must be getting better at sending them out. alreday closed my account with them so no worries for me there also im sending off my prelim on monday so will be about 2 weeks behind you in court

[lorna501]

I've now had I'm sorry and heres £270 as good will gesture. still no statemets just another request for £10 to produce them, They have allready had this.

So LBA sent with 18 months charges and estimate of the rest.

[lorna501]

Please would like some help, I was going to claim using an estimated amount from 19 month statements I have recieved, however I am now unsure to wait a few more weeks for the full 6 years because of the recent information regards abbey Micofiche.

Recieved letter dated 11 oct to confirm that the information has been requested and that they should arrive in 6 weeks?

(Orginal request 4th August.)

 

Please advice are abbey now getting the information to us?

[lorna501]

Thanks to some help I have now filed my claim with moneyclaim Ref 6QZ74075.

[lorna501]

I would like to inform you on my progress so far, After money claim confirmed action and recieved a statement of defence from Abbey this morning. Moneyclaim is sending the information to the local court.

 

As luck would have it I now have the full 6 years account information as Abbey have finally sent them. The orginal figure was an estimate so I need to amend the amounts and send the new figures to abbey and court.

 

Although I have read loads of threads I am now getting a little nervous on what will happen next, Any one else been there and done it to offer a little more encourgement?

 

Lorna

[lorna501]

Thanks for your help and reassurance. I called moneyclaim to see what the time scale is and the case was transfered to my local court yesterday.

 

Recieved Abbey defence this morning and as I have been collecting the information as I have been going on I would like any help in sorting out what I require for the court bundle. I would like to be prepared if this does go all the way.

 

Lorna

[orfoster]

What you are doing is fine. Don't worry about it. They will now play around a little bit with you but you will get what is yours in the end. Yes just make sure you keep all that they send you incase it does go to court. Good Luck.

[karencupit]

Thanks for your help and reassurance. I called moneyclaim to see what the time scale is and the case was transfered to my local court yesterday.

 

Recieved Abbey defence this morning and as I have been collecting the information as I have been going on I would like any help in sorting out what I require for the court bundle. I would like to be prepared if this does go all the way.

 

Lorna

 

Hi Lorna,

 

Have a look round the templates library, I'm sure there's stuff posted there for what's required in a court bundle. I haven't actually got that far yet (will be sending my LBA next monday!) so can't give you any info.

 

Good luck with it all!

Karen

[lorna501]

This morning I have recieved my letter from my local court confirming the move, Abbey defence and AQ. I have until 19th November to return and as my claim is under £1500 I have no more costs at moment.

 

After reading threads last night I have started to put jonni2bad list and basic court bundle on my hard drive so I guess I've got lots of reading to do this weekend.

 

I have also sent abbey a letter confirming the total amount I am claiming. (now I have the full 6 year history). In the letter I made a statement that if they wish to try to resolve this matter before a court date is set then I would be happy to review any offers they have in writting.

[lorna501]

Not had any comuuication from Abbey. Sending AQ out tomorrow recorded and it's just sit and wait. Been a little busy with kids being ill so not done much on court bundle.

Any one know how long it takes for a court date at Chesterfield, Will this be now after xmas?

 

Lorna

[lorna501]

I have finally had a court date through. Monday 26th March 2.00pm estimated time of 1hr.

 

I am a little concerned as this is longer than some of the threads posted. I have also been asked to send in the schedule, statements, evidence and loads other stuff within 28days and then the abbey has 28 days to reply.

This seems different to everyone else who has posted.

 

I'm not sure if i'm lucky or not as I have not had any telephone calls of demands or threating account closer from the abbey throughout me asking for the information.

 

If anyone has anycoments / advice please message me

[lorna501]

Not heard from anyone for weeks and then Wednesday recieved letter from abbey stating that as my claim is low (Total £851.28) and it would cost to much to defend they will pay out however this is no admission of legal liability and it is a full and final offer.

They paid a cheque into my account and I have transfered this out today.

 

I am now going to book my holiday for this year.

Thank you

[adw]

Great stuff - well done !!!!

 

Joy your hols:cool:

[alexted]

That's great news Lorna, well done!!

 

I only sent my LBA to Abbey a couple of days ago so I'm at a much earlier stage. But my claim, even with 8% interest, is for less than £500, so let's hope they take the same attitiude with all 'low' claims and pay up early.

 

Enjoy YOUR cash!