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    • Write to the IPC complaining that UKPC have not observed the requirements of PoFA . IPC  Waterside House, Macclesfield SK10 9NR Dear IPC, I am writing to complain about a serious breach of the Protection of Freedoms Act 2012 by UKPCM. I feel that as it is more a breach of the Act rather than not just  complying with your Code of Practice which is why I am bypassing your operator. Should you decide to insist that I first complain to your operator, I will instead pass over my complaint to the ICO and the DVLA . My story starts with being issued a windscreen PCN on 8/3/24 which was almost immediately removed and a second  PCN was then  sent by post on 13/3/24  [deemed delivered 15/3/24] which I did not receive and had to send an sar to have that particular mess revealed later  but that is not the reason for my complaint. UKPC then sent a Keeper Liability Notice dated 12/4/24 warning me that as 28 days have now elapsed, I as keeper am now liable for the charge.  This is in direct contravention of PoFA since the keeper does not become liable to pay until the day after the original PCN is deemed to have been given which would have been 13/4/24 -a Saturday ]. Not only does it not comply with PoFA but it fails to adhere to your Code of Practice and is in breach of their agreement with the DVLA. You will be aware that this is not the first time that UKPC have fallen foul of the DVLA and presumably yourselves. I have included copies of both Notices for information. You will realise the seriousness of this situation if this is standard practice from the UKPC to all motorists or just those where windscreen tickets are involved since the Law regarding PoFA is being abused and is unfair to misguide motorists. I await your  response which I understand will usually be within a week. -------------------------------------------------------------------------------------------------------------------------------------------------------I would think that should be sufficient for the IPC to cancel your PCN though  you should await comments from the Site team before sending your complaint. Don't forget to include both PCNs.  
    • Hi DX, Sorry, fell asleep as I was up all night last night writing that statement. Yes, I attached the rest of the witness statement on post 50, bottom of webpage 2. That's the important part.  It looks like the lawyer who wrote Erudio's Witness statement does not work for them any more. So, I'll have another lawyer representing instead. Not sure if I can use Andy's hearsay argument verbally if that happens.... I did not put it in writing. Apart from not sending deferral forms, my main argument is that in 2014 Erudio fixed some arrears mistake that SLC made and then in 2018 they did the same mistake, sent me confusing letters. What is the legal defence when they send you confusing material?
    • Chinese firm MineOne Partners has been ordered to sell land it owns near a US nuclear missile site.View the full article
    • That isn’t actually what the Theft Act 1968 S1 actually says, BTW. https://www.legislation.gov.uk/ukpga/1968/60/section/1 (1)A person is guilty of theft if he dishonestly appropriates property belonging to another with the intention of permanently depriving the other of it;   The difference between what you’ve said and the Act? a) intent to permanently deprive rather than  just depriving (which is why the offence of “taking without consent” was brought in for motor vehicles, as otherwise "joyriders" could say "but I intended to give it back at the end") b) dishonesty : If I honestly believed A's pen belonged to B, and took it and gave it to B - B might be found guilty of theft but I shouldn't be. 
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Supreme court rules


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What is stopping us from going to the high court and standing a protest on this decision people power !

 

I'm living in a dream world again people have no power anymore to many decisions being made across the board with no mass public opinion

 

We have to fight can't this go to the european court as they would have taken it if we won

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If you took a little off each exorberant (spelt wrong sorry) bonuses then surely 2 odd billion would be made up easily to make us the ordinary person not struggle as much

 

I hope Crapstone gets total support we should all move our money to under the matress -

 

Veg not meat Your are more a veg than the meat

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Go to a cashpoint and check your balance before going into the shop...

 

Not that easy I go to my bank and balance says £222 I get charged for going over my OD arrangement when I phone to complain I am told what are you doing spending £10.02 on Mac Donalds if you have no money -

 

I forward print out from cash machine charges still applied and no response to complaint recieved

 

HAS PETITION BEEN DRAWN UP FOR nO.10 IF NOT HOW DO YOU DO IT

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Peterlucas !!!!!!!!!!!!!!!!!!!

 

Quote:

Originally Posted by onestressedwoman viewpost.gif

What I really want to know is : if a bank has agreed a refund then can they renege on there assurance

 

No, that's a compromise agreement and is regarded as a form of contract.

 

I Had such a hard day yesterday your comments relieved me !!!!!!!!!

 

Money paid in this morning !!!!!!!!!!!!:D Thank You !!!!!!!

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Quick question guys,

 

I am one of the lucky ones and claimed back my charges a few years ago. I did not get them back as a goodwill gesture however, I won, by default in court.

 

Everywhere I've read says that the banks cannot ask you for the money back due to this ruling, as charges were returned as good will gestures. Mines however were not. I sent the bailiffs in (twice to HBOS and once to Lloyds) in order to get my cash back.

 

They won't come asking for the money back now will they?

 

Dazzaboy2

 

What a gezzer :) like your methods ! - OSW would love to have been there !

 

reminds me of when my husband cut off a wheel clamp and the clamper was arrested :):):):):):)

 

Sometimes the tables do turn and this site is turning tables for the people !!!!!!!!!!!!!

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Hi all, can anyone look at this from the disabled angle?

 

For those of us who are ill or disabled can we use disabled law in our cases? Its hard for us to access bank websites to find information we need on for example right of appropriation. For many of us its hard if not impossible to even go into a bank to discuss our situations. To even do a SAR request and chase it up in my case can take months. We receive no help from the banks, just harrassment and of course what they are taking is our benefits.

 

Would a seperate class action from disabled customers be appropriate?

 

I have no idea about backs stance on this but benefits are inaleinable by any creditor - I have spoken to bank and written to them about this to no decent response - I had £950 returned straight away but then 3 days later they took another £560 which they are refusing to return - spoke to FSA they said that I should write to banks complaints dept. don't think this will work however if this is the case they (the banks) are taking money that they are not allowed legally to remove isn't this theft?:confused:

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I have spoken to DSS they say you'll have to open a post office account I can't do this because a) I need to pay DD's b) Like having my cheque book (just makes life easier) feel if I stop benefits going into this account will make my financial situation worse -

 

Tried your link to right of appropriation thank you but page didn't load if you have another link it would be appreciated. Reading through EHRC now - see why isn't this information common knowledge noone tells you where to turn when you need help. Other you wonderful people you - I would know nothing if I hadn't found CAG

 

Have spoken at length to hardship team don't seem to be interested i have had some charges refunded but keep getting the run around re: illgeally removed funds - I was thinking could I report this to police as theft.

 

They also took £500 which was given to us by mother in law to pay towards the mortgage priority debt? but that wasn't benefit money so don't think i have a hope in getting that back but sure the mortgage would appreciate it if I did

 

LIVING IN EVER DECREASING CIRCLES :(

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