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Marstons & Wonga


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I just received a letter from Marstons saying I owe £1373 from a payday loan. They have said if they dont receive a reply within 5 days they will send an enforcement officer around to assess goods in case they get a court order.

 

Correct me if i am wrong, but surerly if it goes to court, I will get notification of this from the court so i can put in arrangement with the court as a CCJ?

 

Has anybody else had this?

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2nd thread today on this

sounds like marstons are doing dca work as well!

but you are correct in what you say, they must get a ccj first!

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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the other side - I recieved the same letter today (see other thread). Not only have I not received any earlier mail from them (they state on my letter that I have failed to respond to a hand delivered notice) but they amount they are demanding is so far from the original loan that it is laughable. I also need to know what letter to send etc as I really don't want to correspond by phone

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I'dbe inclined to post a link to your thread in the bailiffs forum

 

something smells here & i think i know what, but need it confirmed

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I have sent them an email rather than call them, perhaps you wish to use the same email.

 

 

For attention of Stephanie Morris

 

I received a letter today informing me of an amount outstanding of £1323.96. Please could you inform me how this amount is made up as I have never borrowed anything close to this amount. It also stated that I had received a hand written notice, which I did not. I am presuming this was a loan with Wonga which was in the region of £350.00 which I am happy to pay back.

 

I will make £50 monthly from 10/12/09 by debit card until it is cleared. Should I be able to make anymore then I will do so to get rid of the debt. I presume the number on the letter can take payments, if not, the online facility on your website.

 

In regards to an enforcement officer attending the premises, this is entirely unneccessary as this matter has not been to court so therefore you have no legal reason to attend, particularly now you have my payment proposal in writing. Should anybody come to my address, there will not be any response and the police will be informed due to harrassment & your mis-leading letter.

 

They probably wont reply, but I have done my part!

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What do you think they are up to??

 

they are up to extortion and fraud.

misrepresenting their bailiff powers which is why i want the bailiff crew to look at it.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Ok.

 

Called Wonga, they didnt want to know and said Marstons need to be called instead.

Called Marstons to see if email had been received, they said No and asked what it was about, i said there was an arrangement to pay of £50 a month from december. The woman on the phone then asked how it was to be paid and then said that was fine!

 

I'm still going to look into and see what is happening in regards to the court.

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just sent this email -

 

For the attention of Stephanie Morris

 

regarding the above account. I have recieved your letter dated 20th November. I request that the court case number is forwarded asap as you state that an Enforcement officer will be attending looking to recover the debt and establish my assets and as far as I am aware this requires a court authorisation.

 

I also request full details as to how the amount being requested has been calculated. I wait your reply

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I got the same letter many months ago and put in a complaint to FOS

 

http://www.consumeractiongroup.co.uk/forum/payday-loans/185004-la2006-wonga.html#post2031328

 

It might be worth sending a formal complaint to WONGA by recorded delivery asking for a breakdown statement of account, disputing the debt and if their in breach any OFT Debt collection guidelines make a complaint about that.

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