Jump to content


  • Tweets

  • Posts

    • Hi I have to agree with @unclebulgaria67 post#3 For the funding side of moving to a new area and it being private supported accommodation I would also suggest speaking to private supported accommodation provider about funding but also contact the Local Council for that area and have a chat with them about funding because if you are in receipt of Housing Benefit certain Supported Accommodation that meets a certain criteria is treated as ‘exempt accommodation’ for Housing Benefit purposes but you need to confirm this with that relevant Council in your new area especially since it is Private Supported Accommodation as each Council can have slightly different rules on this. If you have a certain medical condition look up the charities and also have a wee chat with them as they may be able to point you to different Grants to assist with moving costs and your question about funding for private supported accommodation as well.
    • Hi Just to be clear a Notice to Quit is only the very start of the Housing Association going down the Eviction route there is a long process to go. Also to be clear if you leave at the Notice to Quit date only and go to the Council claiming you are Homeless they will more than likely class you as Intentionally Homeless therefore you have no right to be given temporary housing by the Council. The only way that works is when the Court has Granted a Possession Order then you can approach the Council as Homeless with the Court Order. As for the Housing Association issuing the Notice to Quit because there investigation has proved it's not your main residence but you have witness statement to prove otherwise. From now on with the Housing Association you need to keep a very good paper trail and ensure to get free proof of posting from the post office with anything you send to them. You now need to make a Formal Complaint to the Housing Association and please amend the following to suit your needs:   Dear Sir/Madam FORMAL COMPLAINT Reference: Notice to Quit Letter Dated XX/XX/2024, Hand Delivered on XX/XX/2024 I note in your letter that you stated that the Housing Association has carried out an investigation into myself and came to the conclusion that I am not using this property as my main residence and have evidence of this and have therefore issued a 'Notice to Quit' by XX/XX/2024. I find the above actions absolutely disgraceful action by the Housing Association. 1. Why have I never been informed nor asked about this matter by my Housing Officer. 2. Why have I never been given the opportunity to defend myself before the Housing Association out of the blue Hand Delivered a Notice to Quit Letter. 3. I have evidence and witnesses/statements that prove this is my Main Residence and more than willing provide this to both the Housing Association and the Court. I now require the following: 1. Copy of your Complaints Policy (not the leaflet) 2. Copy of your Customer Care Charter (not the leaflet) 3. Copies of your Investigation into this not being my main residence.    As well as the above you need to send the Housing Association urgently a Subject Access Request (SAR) requesting 'ALL DATA' that simple phrase covers whatever format they hold that in whether it be letters, email, recorded calls etc. The Housing Association then has 30 calendar days to respond but that time limit only starts once they acknowledge your SAR Request. If they fail to respond within that time limit its then off with a complaint to the Information Commissioners Office (ICO).     
    • Hi Sorry for the delay in getting back to you The email excuse and I do say excuse to add to your account and if court decide LL can't recoup costs will be removed is a joke. So I would Ask them: Ask them to provide you with the exact terms within your Tenancy Agreement that allows them to add these Court Fees to your Account before it has been decided in Court by a Judge. Until the above is answered you require these Court Fees to be removed from your Account (Note: I will all be down to your Tenancy Agreement so have a good look through it to see what if any fees they can add to your account in these circumstances)
    • Thank you for your responses. As requested, some more detail. Please forgive, I'm writing this on my phone which always makes for less than perfect grammar. My Dad tries but English not his 1st language, i'm born and bred in England, a qualified accountant and i often help him with his admin. On this occasion I helped my dad put in his renewal driving licence application around 6 weeks before expiry and with it the disclosure of his sleep apnoea. Once the licence expired I told him to get in touch with his GP, because the DVLA were offering only radio silence at that time (excuses of backlogs When I called to chase up). The GP charged £30 for an opinion letter on his ability to drive based on his medical history- at the time I didn't take a copy of the letter, but I am hoping this will be key evidence that we can rely on as to why s88 applies because in the GP opinion they saw no reason he couldn't drive i need to see the letter again as im going only on memory- we forwarded the letter in a chase up / complaint to the DVLA.  In December, everything went quiet RE the sleep apnoea (i presume his GP had given assurance) but the DVLA noticed there had been a 2nd medical issue in the past, when my father suffered a one off mini stroke 3 years prior. That condition had long been resolved via an operation (on his brain of all places, it was a scary time, but he came through unscathed) and he's never had an issue since. We were able to respond to that query very promptly (within the 14 days) and the next communication was the licence being granted 2 months later. DVLA have been very slow in responding every step of the way.  I realise by not disclosing the mini stroke at the time, and again on renewal (had I known I'd have encouraged it) he was potentially committing an offence, however that is not relevant to the current charge being levied, which is that he was unable to rely on s88 because of a current medical issue (not one that had been resolved). I could be wrong, I'm not a legal expert! The letter is a summons I believe because its a speeding offence (59 in a temp roadworks 50 limit on the A1, ironically whist driving up to visit me). We pleaded guilty to the speeding but not guilty to the s87.  DVLA always confirmed to me on the phone that the licence had not been revoked and that he "May" be able to continue to drive. They also confirmed in writing, but the letter explains the DVLA offer no opinion on the matter and that its up to the driver to seek legal advice. I'll take the advice to contact DVLA medical group. I'm going to contact the GP to make sure they received the SAR request for data, and make it clear we need to see a copy of the opinion letter. In terms of whether to continue to fight this, or to continue with the defence, do we have any idea of the potential consequences of either option? Thanks all
    • stopping payments until a DN arrives does not equal automatic sale to a DCA...if you resume payments after the DN.  
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

MarkL v Halifax ***SETTLED IN FULL***


markl
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6446 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi All :p

 

Let me just say how brilliant the forum is and reading through a few of the posts has inspired me to track my claim on here with the Halifax. :eek:

 

I have been with the bank for three years and they have been fine apart from closing my first account down after a year :( This was because a credited cheque which they found was a fraud so they closed it without my knowledge.

After visiting the bank manager he apologized and opened me a new account that day which is my current account for 2 years now.

 

As you see I have some history with this bank and they also have applied alot of charges over the past three years.

 

I also had a Lloyds TSB and Barclays account which closed due to charges when I lost my job and direct debits bounced etc. :(

I am claiming against these aswell but have not received a response yet.

 

Halifax received my data protection letter on the 21/07/06 and I now have all my bank statements for the past three years. Checking through them I have been charged £441.:?

 

Before I send my second letter requesting the money back I just wanted some advice on the 8% interest and if I can claim this or should I? I did not have an overdraft so I guess that means I cannot claim on those charges?

 

Thanks

 

Mark :)

Halifax Current Account Claim £441

Statements Received 11/08/2006

Prelim Sent 21/08/2006

Standard letter Received 29/08/2006

LBA Sent 06/09/2006

Offer Received 20/09/2006

MCOL Issued 03/10/2006

Settled in full :) 07/10/2006

LLoyds Current Account Claim £773.27 inc interest

Statements Received 21/08/2006 Only half received :evil:

Prelim Sent

Barclays Current Account Claim £717.71 inc interest

Statements Received End of Aug postage not paid - lol

Prelim Sent 06/09/2006

LBA Sent 25/09/2006

Offer Received and Rejected 04/10/2006

Will be taking on Welcome Finance and Southern Pacific Mortgages Soon. :-x

Link to post
Share on other sites

Hi All :p

 

Let me just say how brilliant the forum is and reading through a few of the posts has inspired me to track my claim on here with the Halifax. :eek:

 

I have been with the bank for three years and they have been fine apart from closing my first account down after a year :( This was because a credited cheque which they found was a fraud so they closed it without my knowledge.

After visiting the bank manager he apologized and opened me a new account that day which is my current account for 2 years now.

 

As you see I have some history with this bank and they also have applied alot of charges over the past three years.

 

I also had a Lloyds TSB and Barclays account which closed due to charges when I lost my job and direct debits bounced etc. :(

I am claiming against these aswell but have not received a response yet.

 

Halifax received my data protection letter on the 21/07/06 and I now have all my bank statements for the past three years. Checking through them I have been charged £441.:?

 

Before I send my second letter requesting the money back I just wanted some advice on the 8% interest and if I can claim this or should I? I did not have an overdraft so I guess that means I cannot claim on those charges?

 

Thanks

 

Mark :)

 

The 8% interest is only when you reach court proceedings and file your moneyclaim. This is standard interest and is applied whether you have overdraft of not. Do not add it onto your letter as it will look like you dont know what your doing and we dont want that!

Good luck and keep us posted

All advice :p is given purely from personal experiences :mad: . If you are in doubt you should always seek legal / financial advice;) .

If i have helped in any way please let me know via personal message, IM in aol or clicking on my scales :D go on you know you want to really!!

 

 

Halifax Claim

Data Protection Act: 20/06/06,

LBA: 11/07/06,

N1: 7/8/06,

Paid in full 25/8/06

 

Swift Claim

Data Protection Act: 5/8/06,

Request for Payment 19/8/06,

LBA 4/9/06

Sod off response with paltry offer (accepted as part payment) 22/09/06

N1 filed 25/09/06, deemed served 11/10/06

No part payment recieved to date

 

 

GMAC Claim

Data Protection Act 21/08/06

Request for Payment 11/09/06

LBA 25/09/06

N1 Filed 11/10/06, deemed served 19/10/06

 

Welcome

Data Protection Act 11/09/06

Link to post
Share on other sites

wOW :)

 

Thanks for the quick response and advice, I won't add it to my letter :)

 

Posting on Thursday recorded.

 

Mark

Halifax Current Account Claim £441

Statements Received 11/08/2006

Prelim Sent 21/08/2006

Standard letter Received 29/08/2006

LBA Sent 06/09/2006

Offer Received 20/09/2006

MCOL Issued 03/10/2006

Settled in full :) 07/10/2006

LLoyds Current Account Claim £773.27 inc interest

Statements Received 21/08/2006 Only half received :evil:

Prelim Sent

Barclays Current Account Claim £717.71 inc interest

Statements Received End of Aug postage not paid - lol

Prelim Sent 06/09/2006

LBA Sent 25/09/2006

Offer Received and Rejected 04/10/2006

Will be taking on Welcome Finance and Southern Pacific Mortgages Soon. :-x

Link to post
Share on other sites

  • 3 weeks later...

Hi Everyone - Update on my case with Halifax

Received the Standard letter the other day dated the 29th August saying sorry you are not happy with the service etc etc with a complaints slip attached asking me to contact them directly.

Do you think I should go ahead and file my money claim now are send them another letter.

Mark :)

Halifax Current Account Claim £441

Statements Received 11/08/2006

Prelim Sent 21/08/2006

Standard letter Received 29/08/2006

LBA Sent 06/09/2006

Offer Received 20/09/2006

MCOL Issued 03/10/2006

Settled in full :) 07/10/2006

LLoyds Current Account Claim £773.27 inc interest

Statements Received 21/08/2006 Only half received :evil:

Prelim Sent

Barclays Current Account Claim £717.71 inc interest

Statements Received End of Aug postage not paid - lol

Prelim Sent 06/09/2006

LBA Sent 25/09/2006

Offer Received and Rejected 04/10/2006

Will be taking on Welcome Finance and Southern Pacific Mortgages Soon. :-x

Link to post
Share on other sites

have you sent the LBA in yet?

 

If not, do that next....if it does get to court at least you can prove that you gave them a fair chance to settle

"Banks are people that will lend you an umbrella when it's sunny, but demand it back the minute it starts raining"

 

Brad v Halifax

22/08/06 - Preliminary Letter sent requesting full repayment of charges

06/09/06 - LBA sent to bank

Link to post
Share on other sites

What's an LBA, can't find the template anywhere? I sent the Preliminary letter, is that the same thing?

Halifax Current Account Claim £441

Statements Received 11/08/2006

Prelim Sent 21/08/2006

Standard letter Received 29/08/2006

LBA Sent 06/09/2006

Offer Received 20/09/2006

MCOL Issued 03/10/2006

Settled in full :) 07/10/2006

LLoyds Current Account Claim £773.27 inc interest

Statements Received 21/08/2006 Only half received :evil:

Prelim Sent

Barclays Current Account Claim £717.71 inc interest

Statements Received End of Aug postage not paid - lol

Prelim Sent 06/09/2006

LBA Sent 25/09/2006

Offer Received and Rejected 04/10/2006

Will be taking on Welcome Finance and Southern Pacific Mortgages Soon. :-x

Link to post
Share on other sites

ooops found it in the Templates Library :lol:

 

Whats the score with interest? Should I only put this on this letter if it says on my statements I have been charged interest, unsure what to do on this.

 

cheers

 

Mark:-)

Halifax Current Account Claim £441

Statements Received 11/08/2006

Prelim Sent 21/08/2006

Standard letter Received 29/08/2006

LBA Sent 06/09/2006

Offer Received 20/09/2006

MCOL Issued 03/10/2006

Settled in full :) 07/10/2006

LLoyds Current Account Claim £773.27 inc interest

Statements Received 21/08/2006 Only half received :evil:

Prelim Sent

Barclays Current Account Claim £717.71 inc interest

Statements Received End of Aug postage not paid - lol

Prelim Sent 06/09/2006

LBA Sent 25/09/2006

Offer Received and Rejected 04/10/2006

Will be taking on Welcome Finance and Southern Pacific Mortgages Soon. :-x

Link to post
Share on other sites

Can someone please advise on what I need to do about interest, no idea what to do or point me in the right direction please :)

Halifax Current Account Claim £441

Statements Received 11/08/2006

Prelim Sent 21/08/2006

Standard letter Received 29/08/2006

LBA Sent 06/09/2006

Offer Received 20/09/2006

MCOL Issued 03/10/2006

Settled in full :) 07/10/2006

LLoyds Current Account Claim £773.27 inc interest

Statements Received 21/08/2006 Only half received :evil:

Prelim Sent

Barclays Current Account Claim £717.71 inc interest

Statements Received End of Aug postage not paid - lol

Prelim Sent 06/09/2006

LBA Sent 25/09/2006

Offer Received and Rejected 04/10/2006

Will be taking on Welcome Finance and Southern Pacific Mortgages Soon. :-x

Link to post
Share on other sites

Ok I have downloaded the Advanced Excel Spreadsheet and filled it in but I am a bit confused :confused:

 

I have filled in colums B,C,D

Example

 

29/10/1999 Unpaids Out £25

 

That seemed straight forward enough but I don't understand what I need to put in G,H,I? I assumed you put it in like this

 

29/10/1999 16.43 -254.21

 

Can someone confirm this is the correct way of doing it because I am getting no result in cell Q11 :(

 

Thanks

 

Mark

Halifax Current Account Claim £441

Statements Received 11/08/2006

Prelim Sent 21/08/2006

Standard letter Received 29/08/2006

LBA Sent 06/09/2006

Offer Received 20/09/2006

MCOL Issued 03/10/2006

Settled in full :) 07/10/2006

LLoyds Current Account Claim £773.27 inc interest

Statements Received 21/08/2006 Only half received :evil:

Prelim Sent

Barclays Current Account Claim £717.71 inc interest

Statements Received End of Aug postage not paid - lol

Prelim Sent 06/09/2006

LBA Sent 25/09/2006

Offer Received and Rejected 04/10/2006

Will be taking on Welcome Finance and Southern Pacific Mortgages Soon. :-x

Link to post
Share on other sites

sorry mate, i didn't bother with the interest on charges....was a bit too complex for my small, overworked brain.

"Banks are people that will lend you an umbrella when it's sunny, but demand it back the minute it starts raining"

 

Brad v Halifax

22/08/06 - Preliminary Letter sent requesting full repayment of charges

06/09/06 - LBA sent to bank

Link to post
Share on other sites

Managed to get to grips with the speadsheet and gonna send the Prelim tomorrow :)

This was for my barclays account that I am doing anyway, the Halifax one i'm not gonna bother with interest because I never went that far into my overdraft.Still well worth checking out though because it bumped my claim up by about £120.

 

Sending LBA tomorrow for Halifax Account.

 

Mark

Halifax Current Account Claim £441

Statements Received 11/08/2006

Prelim Sent 21/08/2006

Standard letter Received 29/08/2006

LBA Sent 06/09/2006

Offer Received 20/09/2006

MCOL Issued 03/10/2006

Settled in full :) 07/10/2006

LLoyds Current Account Claim £773.27 inc interest

Statements Received 21/08/2006 Only half received :evil:

Prelim Sent

Barclays Current Account Claim £717.71 inc interest

Statements Received End of Aug postage not paid - lol

Prelim Sent 06/09/2006

LBA Sent 25/09/2006

Offer Received and Rejected 04/10/2006

Will be taking on Welcome Finance and Southern Pacific Mortgages Soon. :-x

Link to post
Share on other sites

  • 3 weeks later...

Hi All

 

Received a letter from Halifax yesterday with an Offer for £164 lol :shock: .

 

Looks like I will not respond and go straight for the money claim as the 14 days has passed since I sent the LBA, are people including weekends within the 14 day deadline?

 

Also when filling in the money claim do I have to use the advanced spreadsheet for the 8% interest and include in my claim now.

 

Thanks

 

Mark :)

Halifax Current Account Claim £441

Statements Received 11/08/2006

Prelim Sent 21/08/2006

Standard letter Received 29/08/2006

LBA Sent 06/09/2006

Offer Received 20/09/2006

MCOL Issued 03/10/2006

Settled in full :) 07/10/2006

LLoyds Current Account Claim £773.27 inc interest

Statements Received 21/08/2006 Only half received :evil:

Prelim Sent

Barclays Current Account Claim £717.71 inc interest

Statements Received End of Aug postage not paid - lol

Prelim Sent 06/09/2006

LBA Sent 25/09/2006

Offer Received and Rejected 04/10/2006

Will be taking on Welcome Finance and Southern Pacific Mortgages Soon. :-x

Link to post
Share on other sites

Hi Mark,

 

I did my claim for Halifax this morning so u will be just behind me!

 

This is the spreadsheet u need

http://www.cag-files.co.uk/barracad/Spreadsheets/England/Simple-charges-calc.xls

 

Also the fourteen days is 14 calender days not working. My LBA expired on Tuesday but I didnt claim til today giving them an extra day to respond.

 

Keep going and if you need any help give me a shout and ill do my best!! I'll be watching your thread with interest!!

 

Clark xx:p

:p If you like the advice I give or I have helped you in any way, click the scales and let me know about it x :p

 

 

NatWest: £1148.00 (defence filed 3/10/06)

 

Halifax: £2600.00 Letter received 28/09/06 SETTLED IN FULL!!!:lol:

 

Co-op: £1140.00 Cheque received 5/10/06 SETTLED IN FULL

 

Barclays Bank: £510.00 (LBA time up 19/9/06) Offer received of £250.00 thanks but no thanks

 

Barclaycard: £840.00 Half refunded mcol being done for the other half!

 

Capital One: £100 Settled in full after preliminary letter

 

RBS: £38.00 SETTLED IN FULL 14th September 2006

 

STILL TO GO.......

 

Hubbys Halifax visa :p

 

Hubbys Yorkshire bank visa :)

 

Hubbys old Yorkshire bank (closed) account :rolleyes:

Link to post
Share on other sites

Hi Mark,

 

I did my claim for Halifax this morning so u will be just behind me!

 

This is the spreadsheet u need

http://www.cag-files.co.uk/barracad/Spreadsheets/England/Simple-charges-calc.xls

 

Also the fourteen days is 14 calender days not working. My LBA expired on Tuesday but I didnt claim til today giving them an extra day to respond.

 

Keep going and if you need any help give me a shout and ill do my best!! I'll be watching your thread with interest!!

 

Clark xx:p[/quote

 

Hey Clarky :)

 

Thanks for the advice, did you have to pay for the money claim up front? If so I will probably have to wait till the end of the month as I'm a bit skint at the moment :D

 

Cheers

 

Mark

Halifax Current Account Claim £441

Statements Received 11/08/2006

Prelim Sent 21/08/2006

Standard letter Received 29/08/2006

LBA Sent 06/09/2006

Offer Received 20/09/2006

MCOL Issued 03/10/2006

Settled in full :) 07/10/2006

LLoyds Current Account Claim £773.27 inc interest

Statements Received 21/08/2006 Only half received :evil:

Prelim Sent

Barclays Current Account Claim £717.71 inc interest

Statements Received End of Aug postage not paid - lol

Prelim Sent 06/09/2006

LBA Sent 25/09/2006

Offer Received and Rejected 04/10/2006

Will be taking on Welcome Finance and Southern Pacific Mortgages Soon. :-x

Link to post
Share on other sites

Yeah 'fraid so....money upfront unless you claim some benefits and not sure what to do in that situation.

 

A few days wont make much difference, i had to wait to do my Natwest one til payday!!

 

Dont woory, any help you need just give me a yell and ill do my best to help!

 

Clark xx:p

:p If you like the advice I give or I have helped you in any way, click the scales and let me know about it x :p

 

 

NatWest: £1148.00 (defence filed 3/10/06)

 

Halifax: £2600.00 Letter received 28/09/06 SETTLED IN FULL!!!:lol:

 

Co-op: £1140.00 Cheque received 5/10/06 SETTLED IN FULL

 

Barclays Bank: £510.00 (LBA time up 19/9/06) Offer received of £250.00 thanks but no thanks

 

Barclaycard: £840.00 Half refunded mcol being done for the other half!

 

Capital One: £100 Settled in full after preliminary letter

 

RBS: £38.00 SETTLED IN FULL 14th September 2006

 

STILL TO GO.......

 

Hubbys Halifax visa :p

 

Hubbys Yorkshire bank visa :)

 

Hubbys old Yorkshire bank (closed) account :rolleyes:

Link to post
Share on other sites

Thanks Clarky

 

Does it cost £120 to do the money claim?

 

Mark :)

Halifax Current Account Claim £441

Statements Received 11/08/2006

Prelim Sent 21/08/2006

Standard letter Received 29/08/2006

LBA Sent 06/09/2006

Offer Received 20/09/2006

MCOL Issued 03/10/2006

Settled in full :) 07/10/2006

LLoyds Current Account Claim £773.27 inc interest

Statements Received 21/08/2006 Only half received :evil:

Prelim Sent

Barclays Current Account Claim £717.71 inc interest

Statements Received End of Aug postage not paid - lol

Prelim Sent 06/09/2006

LBA Sent 25/09/2006

Offer Received and Rejected 04/10/2006

Will be taking on Welcome Finance and Southern Pacific Mortgages Soon. :-x

Link to post
Share on other sites

Depends on size on the claim mate, think its 30 for under 500, 80 for over 500 up to 1000 and 120 for over a thousand....dont quote me cos both mine have been 120 cos claims over a grand so not too sure about the other!

 

Clark xx:p

:p If you like the advice I give or I have helped you in any way, click the scales and let me know about it x :p

 

 

NatWest: £1148.00 (defence filed 3/10/06)

 

Halifax: £2600.00 Letter received 28/09/06 SETTLED IN FULL!!!:lol:

 

Co-op: £1140.00 Cheque received 5/10/06 SETTLED IN FULL

 

Barclays Bank: £510.00 (LBA time up 19/9/06) Offer received of £250.00 thanks but no thanks

 

Barclaycard: £840.00 Half refunded mcol being done for the other half!

 

Capital One: £100 Settled in full after preliminary letter

 

RBS: £38.00 SETTLED IN FULL 14th September 2006

 

STILL TO GO.......

 

Hubbys Halifax visa :p

 

Hubbys Yorkshire bank visa :)

 

Hubbys old Yorkshire bank (closed) account :rolleyes:

Link to post
Share on other sites

After reading throught the site, I seen a post saying if you claim tax credits you dont have to pay the costs, but a application needs to be made at the court in person, where you can pick up the forms, rather then online. I guess to provide proof of benefits.

 

Sorry if this is duff information, it's just what I seen, I hope it is true though as I claim tax credits being a working mum and child benefit.

 

Hope this helps :)

Request for all charges sent dating back 6 years 18/9/06

Link to post
Share on other sites

Certain levels of tax credits will entitle you to a reduced fee - phone your local court and check.

..

.

 

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

Link to post
Share on other sites

I'm not on tax credits I work but I cannot pay for the money claim till the end of the month until i get paid.

Was thinking of sending another 14 day letter accepting the partial payment to delay things until I have money for it, but I want to do the money claim at the end of the month as to not delay things.

 

I am just unsure how long you have after the LBA to file the money claim.

 

Mark :)

Halifax Current Account Claim £441

Statements Received 11/08/2006

Prelim Sent 21/08/2006

Standard letter Received 29/08/2006

LBA Sent 06/09/2006

Offer Received 20/09/2006

MCOL Issued 03/10/2006

Settled in full :) 07/10/2006

LLoyds Current Account Claim £773.27 inc interest

Statements Received 21/08/2006 Only half received :evil:

Prelim Sent

Barclays Current Account Claim £717.71 inc interest

Statements Received End of Aug postage not paid - lol

Prelim Sent 06/09/2006

LBA Sent 25/09/2006

Offer Received and Rejected 04/10/2006

Will be taking on Welcome Finance and Southern Pacific Mortgages Soon. :-x

Link to post
Share on other sites

Unlimited really - you've given notice but it doesn't have to happen on the 14th day.

 

Your timetable.

..

.

 

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

Link to post
Share on other sites

Thanks jonni2bad i will get it filed at the end of the month

Halifax Current Account Claim £441

Statements Received 11/08/2006

Prelim Sent 21/08/2006

Standard letter Received 29/08/2006

LBA Sent 06/09/2006

Offer Received 20/09/2006

MCOL Issued 03/10/2006

Settled in full :) 07/10/2006

LLoyds Current Account Claim £773.27 inc interest

Statements Received 21/08/2006 Only half received :evil:

Prelim Sent

Barclays Current Account Claim £717.71 inc interest

Statements Received End of Aug postage not paid - lol

Prelim Sent 06/09/2006

LBA Sent 25/09/2006

Offer Received and Rejected 04/10/2006

Will be taking on Welcome Finance and Southern Pacific Mortgages Soon. :-x

Link to post
Share on other sites

Hi Everyone again

 

Right I have been paid and filled out my money claim online and came to the payment section and realised they don't accept visa electron :(

Can I use someone else's card to pay this or does it have to be my own debit or credit card?

 

Thanks

 

Mark :razz:

Halifax Current Account Claim £441

Statements Received 11/08/2006

Prelim Sent 21/08/2006

Standard letter Received 29/08/2006

LBA Sent 06/09/2006

Offer Received 20/09/2006

MCOL Issued 03/10/2006

Settled in full :) 07/10/2006

LLoyds Current Account Claim £773.27 inc interest

Statements Received 21/08/2006 Only half received :evil:

Prelim Sent

Barclays Current Account Claim £717.71 inc interest

Statements Received End of Aug postage not paid - lol

Prelim Sent 06/09/2006

LBA Sent 25/09/2006

Offer Received and Rejected 04/10/2006

Will be taking on Welcome Finance and Southern Pacific Mortgages Soon. :-x

Link to post
Share on other sites

Good question :-) I've not seen this one before, perhaps you could phone them and ask? If you then report back we can add it to the site somewhere so that other people will know in future.....

..

.

 

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

Link to post
Share on other sites

Hello Jonni2bad

 

Just to clarify I have spoken with money claim this morning and they have confirmed you cannot pay via visa electron on the website, but it is fine for someone else to pay using there grownup visa delta debit cards. :lol:

 

Mark :grin:

Halifax Current Account Claim £441

Statements Received 11/08/2006

Prelim Sent 21/08/2006

Standard letter Received 29/08/2006

LBA Sent 06/09/2006

Offer Received 20/09/2006

MCOL Issued 03/10/2006

Settled in full :) 07/10/2006

LLoyds Current Account Claim £773.27 inc interest

Statements Received 21/08/2006 Only half received :evil:

Prelim Sent

Barclays Current Account Claim £717.71 inc interest

Statements Received End of Aug postage not paid - lol

Prelim Sent 06/09/2006

LBA Sent 25/09/2006

Offer Received and Rejected 04/10/2006

Will be taking on Welcome Finance and Southern Pacific Mortgages Soon. :-x

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...